FAMI 1970-01-01 03:00:000.92 0.78 -1.22%

FAMI 2020-11-12 15:00:550.86 0.75 -1.22%
FAMI 2020-11-12 16:00:550.86 0.81 -1.22%
FAMI 2020-11-12 17:00:570.82 0.81 0.00%
FAMI 2020-11-12 18:00:560.84 0.81 3.70%
FAMI 2020-11-12 19:00:550.84 0.81 2.47%
FAMI 2020-11-12 20:00:550.82 0.82 1.23%
FAMI 2020-11-12 21:00:550.82 0.80 1.23%
FAMI 2020-11-12 22:00:550.82 0.81 0.00%
FAMI 2020-11-12 23:00:550.83 0.81 1.23%

FAMI 2020-11-13 01:05:070.85 0.81 1.23%
FAMI 2020-11-13 02:00:540.85 0.81 1.23%
FAMI 2020-11-13 03:00:540.85 0.81 1.23%
FAMI 2020-11-13 04:00:550.85 0.81 1.23%
FAMI 2020-11-13 05:00:540.85 0.81 1.23%
FAMI 2020-11-13 06:00:550.85 0.81 1.23%
FAMI 2020-11-13 07:00:550.85 0.81 1.23%
FAMI 2020-11-13 08:00:560.85 0.81 1.23%
FAMI 2020-11-13 09:00:560.85 0.81 1.23%
FAMI 2020-11-13 10:00:560.85 0.81 1.23%
FAMI 2020-11-13 11:00:541.26 0.81 1.23%
FAMI 2020-11-13 12:00:560.95 0.75 1.23%
FAMI 2020-11-13 13:00:560.95 0.75 1.23%
FAMI 2020-11-13 14:00:550.87 0.81 1.23%
FAMI 2020-11-13 15:00:560.86 0.81 1.23%
FAMI 2020-11-13 16:00:550.85 0.81 4.94%
FAMI 2020-11-13 17:01:050.82 0.81 -1.22%
FAMI 2020-11-13 18:00:560.84 0.82 1.22%
FAMI 2020-11-13 19:00:550.84 0.82 0.00%
FAMI 2020-11-13 20:00:550.84 0.82 0.00%
FAMI 2020-11-13 21:00:550.82 0.82 0.00%
FAMI 2020-11-13 22:00:560.82 0.81 0.00%
FAMI 2020-11-13 23:00:550.82 0.80 0.00%

FAMI 2020-11-14 01:04:350.85 0.80 0.00%
FAMI 2020-11-14 02:00:550.85 0.80 0.00%
FAMI 2020-11-14 03:00:550.85 0.80 0.00%
FAMI 2020-11-14 04:00:550.85 0.80 0.00%
FAMI 2020-11-14 05:00:560.85 0.80 0.00%
FAMI 2020-11-14 06:00:550.85 0.80 0.00%
FAMI 2020-11-14 07:00:550.85 0.80 0.00%
FAMI 2020-11-14 08:00:550.85 0.80 0.00%
FAMI 2020-11-14 09:00:550.85 0.80 0.00%
FAMI 2020-11-14 10:00:550.85 0.80 0.00%
FAMI 2020-11-14 11:00:550.85 0.80 0.00%
FAMI 2020-11-14 12:00:550.85 0.80 0.00%
FAMI 2020-11-14 13:00:550.85 0.80 0.00%
FAMI 2020-11-14 14:00:550.85 0.80 0.00%
FAMI 2020-11-14 15:00:550.85 0.80 0.00%
FAMI 2020-11-14 16:00:550.85 0.80 0.00%
FAMI 2020-11-14 17:00:550.85 0.80 0.00%
FAMI 2020-11-14 18:00:550.85 0.80 0.00%
FAMI 2020-11-14 19:00:550.85 0.80 0.00%
FAMI 2020-11-14 20:00:550.85 0.80 0.00%
FAMI 2020-11-14 21:00:550.85 0.80 0.00%
FAMI 2020-11-14 22:00:550.85 0.80 0.00%
FAMI 2020-11-14 23:00:550.85 0.80 0.00%

FAMI 2020-11-15 01:06:230.85 0.80 0.00%
FAMI 2020-11-15 02:00:540.85 0.80 0.00%
FAMI 2020-11-15 03:00:540.85 0.80 0.00%
FAMI 2020-11-15 04:00:550.85 0.80 0.00%
FAMI 2020-11-15 05:00:540.85 0.80 0.00%
FAMI 2020-11-15 06:00:550.85 0.80 0.00%
FAMI 2020-11-15 07:00:540.85 0.80 0.00%
FAMI 2020-11-15 08:00:550.85 0.80 0.00%
FAMI 2020-11-15 09:00:550.85 0.80 0.00%
FAMI 2020-11-15 10:00:550.85 0.80 0.00%
FAMI 2020-11-15 11:00:550.85 0.80 0.00%
FAMI 2020-11-15 12:00:560.85 0.80 0.00%
FAMI 2020-11-15 13:00:560.85 0.80 0.00%
FAMI 2020-11-15 14:00:550.85 0.80 0.00%
FAMI 2020-11-15 15:00:550.85 0.80 0.00%
FAMI 2020-11-15 16:00:560.85 0.80 0.00%
FAMI 2020-11-15 17:00:550.85 0.80 0.00%
FAMI 2020-11-15 18:00:560.85 0.80 0.00%
FAMI 2020-11-15 19:00:560.85 0.80 0.00%
FAMI 2020-11-15 20:00:570.85 0.80 0.00%
FAMI 2020-11-15 21:00:560.85 0.80 0.00%
FAMI 2020-11-15 22:00:550.85 0.80 0.00%
FAMI 2020-11-15 23:01:020.85 0.80 0.00%

FAMI 2020-11-16 01:05:190.85 0.80 0.00%
FAMI 2020-11-16 02:00:550.85 0.80 0.00%
FAMI 2020-11-16 03:00:540.85 0.80 0.00%
FAMI 2020-11-16 04:00:550.85 0.80 0.00%
FAMI 2020-11-16 05:00:540.85 0.80 0.00%
FAMI 2020-11-16 06:00:550.85 0.80 0.00%
FAMI 2020-11-16 07:00:560.85 0.80 0.00%
FAMI 2020-11-16 08:00:550.85 0.80 0.00%
FAMI 2020-11-16 09:00:550.85 0.80 0.00%
FAMI 2020-11-16 10:00:550.85 0.80 0.00%
FAMI 2020-11-16 11:00:561.26 0.80 0.00%
FAMI 2020-11-16 12:00:550.92 0.78 0.00%
FAMI 2020-11-16 13:00:550.92 0.78 0.00%
FAMI 2020-11-16 14:00:560.92 0.78 0.00%
FAMI 2020-11-16 15:00:550.92 0.78 0.00%
FAMI 2020-11-16 16:00:590.86 0.80 0.00%
FAMI 2020-11-16 17:01:010.87 0.81 -1.22%
FAMI 2020-11-16 18:00:570.86 0.83 -1.22%
FAMI 2020-11-16 19:00:560.85 0.84 2.44%
FAMI 2020-11-16 20:00:550.85 0.83 2.44%
FAMI 2020-11-16 21:00:560.85 0.82 0.00%
FAMI 2020-11-16 21:06:33
@adar170 @juliaskripkaser @AppleHelix Just in case yall somehow don't know, $EOLS is the all or nothing cousin of BMYRT, with a much higher payoff, but with admittedly more risk. Well, more risk before that Kamikaze conf call. But if you're not familiar, just have a look, its fun as hell
FAMI 2020-11-16 22:00:560.83 0.82 0.00%
FAMI 2020-11-16 23:00:550.84 0.82 1.22%

FAMI 2020-11-17 01:04:040.86 0.81 1.22%
FAMI 2020-11-17 02:00:550.86 0.81 1.22%
FAMI 2020-11-17 03:00:550.86 0.81 1.22%
FAMI 2020-11-17 04:00:550.86 0.81 1.22%
FAMI 2020-11-17 05:00:550.86 0.81 1.22%
FAMI 2020-11-17 06:00:550.86 0.81 1.22%
FAMI 2020-11-17 07:00:560.86 0.81 1.22%
FAMI 2020-11-17 08:00:560.86 0.81 1.22%
FAMI 2020-11-17 09:00:560.86 0.81 1.22%
FAMI 2020-11-17 10:00:560.86 0.81 1.22%
FAMI 2020-11-17 11:00:551.26 0.81 1.22%
FAMI 2020-11-17 12:00:561.00 0.81 1.22%
FAMI 2020-11-17 13:00:571.00 0.81 1.22%
FAMI 2020-11-17 14:00:551.00 0.81 1.22%
FAMI 2020-11-17 15:00:551.00 0.81 1.22%
FAMI 2020-11-17 16:00:560.86 0.81 1.22%
FAMI 2020-11-17 17:01:480.83 0.81 -1.20%
FAMI 2020-11-17 18:00:560.86 0.84 1.20%
FAMI 2020-11-17 19:00:560.85 0.83 -1.20%
FAMI 2020-11-17 20:00:550.84 0.83 1.20%
FAMI 2020-11-17 21:00:560.85 0.82 1.20%
FAMI 2020-11-17 22:00:560.85 0.83 1.20%
FAMI 2020-11-17 23:00:560.85 0.84 2.41%

FAMI 2020-11-18 01:03:390.89 0.85 2.41%
FAMI 2020-11-18 02:01:510.89 0.82 2.41%
FAMI 2020-11-18 03:00:540.89 0.82 2.41%
FAMI 2020-11-18 04:00:540.89 0.82 2.41%
FAMI 2020-11-18 05:00:560.89 0.82 2.41%
FAMI 2020-11-18 06:00:550.89 0.82 2.41%
FAMI 2020-11-18 07:00:560.89 0.82 2.41%
FAMI 2020-11-18 08:00:550.89 0.82 2.41%
FAMI 2020-11-18 09:00:550.89 0.82 2.41%
FAMI 2020-11-18 10:00:560.89 0.82 2.41%
FAMI 2020-11-18 11:00:561.26 0.75 2.41%
FAMI 2020-11-18 12:00:561.00 0.75 2.41%
FAMI 2020-11-18 13:00:570.90 0.81 2.41%
FAMI 2020-11-18 14:00:560.90 0.81 2.41%
FAMI 2020-11-18 15:00:560.90 0.81 2.41%
FAMI 2020-11-18 16:00:570.89 0.83 2.41%
FAMI 2020-11-18 17:01:380.87 0.83 -2.35%
FAMI 2020-11-18 18:00:570.87 0.84 -1.18%
FAMI 2020-11-18 19:00:550.84 0.83 -1.18%
FAMI 2020-11-18 20:00:560.84 0.83 -1.18%
FAMI 2020-11-18 21:00:550.82 0.82 -3.53%
FAMI 2020-11-18 22:00:570.83 0.83 -2.35%
FAMI 2020-11-18 23:00:560.83 0.82 -3.53%

FAMI 2020-11-19 01:03:430.85 0.82 -3.53%
FAMI 2020-11-19 02:00:550.85 0.82 -3.53%
FAMI 2020-11-19 03:00:550.85 0.75 -3.53%
FAMI 2020-11-19 04:00:550.84 0.83 -3.53%
FAMI 2020-11-19 05:00:550.84 0.83 -3.53%
FAMI 2020-11-19 06:00:560.84 0.83 -3.53%
FAMI 2020-11-19 07:00:570.83 0.82 -3.53%
FAMI 2020-11-19 08:00:550.83 0.82 -3.53%
FAMI 2020-11-19 09:00:550.83 0.82 -3.53%
FAMI 2020-11-19 10:00:560.83 0.82 -3.53%
FAMI 2020-11-19 11:00:571.26 0.76 -3.53%
FAMI 2020-11-19 12:00:561.00 0.76 -3.53%
FAMI 2020-11-19 13:00:550.86 0.76 -3.53%
FAMI 2020-11-19 14:00:560.86 0.76 -3.53%
FAMI 2020-11-19 15:00:570.86 0.76 -3.53%
FAMI 2020-11-19 16:00:560.86 0.82 -1.18%
FAMI 2020-11-19 17:01:230.89 0.87 6.10%
FAMI 2020-11-19 18:00:570.86 0.85 4.88%
FAMI 2020-11-19 19:01:100.84 0.84 2.44%
FAMI 2020-11-19 20:00:560.84 0.83 2.44%
FAMI 2020-11-19 21:00:560.84 0.83 1.22%
FAMI 2020-11-19 22:00:560.85 0.83 1.22%
FAMI 2020-11-19 23:00:560.85 0.84 3.66%

FAMI 2020-11-20 01:04:080.87 0.83 4.88%
FAMI 2020-11-20 01:22:56
@DewDiligence Not too familiar with company but what’s different than $EOLS ?
FAMI 2020-11-20 02:00:550.87 0.84 4.88%
FAMI 2020-11-20 03:00:550.88 0.83 4.88%
FAMI 2020-11-20 04:00:550.88 0.83 4.88%
FAMI 2020-11-20 05:00:550.88 0.83 4.88%
FAMI 2020-11-20 06:00:550.88 0.83 4.88%
FAMI 2020-11-20 07:00:550.88 0.83 4.88%
FAMI 2020-11-20 08:00:560.88 0.83 4.88%
FAMI 2020-11-20 09:00:560.88 0.83 4.88%
FAMI 2020-11-20 10:00:570.88 0.83 4.88%
FAMI 2020-11-20 11:00:551.26 0.76 4.88%
FAMI 2020-11-20 12:00:560.88 0.80 4.88%
FAMI 2020-11-20 13:00:560.88 0.82 4.88%
FAMI 2020-11-20 14:00:550.88 0.83 4.88%
FAMI 2020-11-20 15:00:570.88 0.83 4.88%
FAMI 2020-11-20 16:00:560.86 0.85 3.66%
FAMI 2020-11-20 17:01:070.88 0.86 -1.16%
FAMI 2020-11-20 17:55:40
So thankful in this season of giving for IDRA (Intercultural Development Research Association) in collaboration with Value Youth Partnership by Arca Continental Coca-Cola Southwest who donated 15 laptops to students at @SSAISDKazen & @SSAISDDwightMS #WeAreFamily #SeiezeTheFuture https://t.co/FE4bQj9L77
FAMI 2020-11-20 18:00:570.85 0.84 -2.33%
FAMI 2020-11-20 19:00:560.85 0.84 -2.33%
FAMI 2020-11-20 20:00:550.86 0.84 -1.16%
FAMI 2020-11-20 21:00:570.87 0.85 0.00%
FAMI 2020-11-20 22:00:560.86 0.85 -1.16%
FAMI 2020-11-20 23:00:550.85 0.85 -1.16%

FAMI 2020-11-21 01:03:450.87 0.84 -1.16%
FAMI 2020-11-21 02:00:550.87 0.84 -1.16%
FAMI 2020-11-21 03:00:550.87 0.83 -1.16%
FAMI 2020-11-21 04:00:550.87 0.83 -1.16%
FAMI 2020-11-21 05:00:550.87 0.83 -1.16%
FAMI 2020-11-21 06:00:550.87 0.83 -1.16%
FAMI 2020-11-21 07:00:560.87 0.83 -1.16%
FAMI 2020-11-21 08:00:560.87 0.83 -1.16%
FAMI 2020-11-21 08:53:03
#IDEXFAMILY #IDEX #Tesla #NIO #BYD. Idex will be make all investors very happy. https://t.co/1YeNAKKbbL
FAMI 2020-11-21 09:00:540.87 0.83 -1.16%
FAMI 2020-11-21 10:00:560.87 0.83 -1.16%
FAMI 2020-11-21 11:00:560.87 0.83 -1.16%
FAMI 2020-11-21 11:45:01
Inde maan and imbi into that men who want to do right by their kids go through. But I'm glad I came across a thread that was talking about Family court. I'm going there on Monday.
FAMI 2020-11-21 12:00:560.87 0.83 -1.16%
FAMI 2020-11-21 12:02:05
RT @RobTVLA: Sad news for the @StarTrek family today: Herb Solow who pitched the original series to NBC while he was at Desilu studios has…
FAMI 2020-11-21 12:47:16
RT @RobTVLA: Sad news for the @StarTrek family today: Herb Solow who pitched the original series to NBC while he was at Desilu studios has…
FAMI 2020-11-21 13:00:560.87 0.83 -1.16%
FAMI 2020-11-21 13:14:39
RT @AjTrader7: Nice job Ricardo, well done on $AYRO Aj #ACTFamily
FAMI 2020-11-21 14:00:560.87 0.83 -1.16%
FAMI 2020-11-21 14:09:52
@JennyDramaTeach Kirk Cameron is the standout from these pics. Last I know he was a well rounded family guy.
FAMI 2020-11-21 14:10:26
RT @Sin_Pepas: A q él no pierde su trabajo, pero @shebelut y su familia sí pierden sustento en pandemia, la razón? Uno "pertenece" y el otr…
FAMI 2020-11-21 14:14:58
RT @zmcodi: kena nganjing dalam gp family is another level of kena nganjing https://t.co/pyNjQ7yWGy
FAMI 2020-11-21 14:15:37
@Mara_Cassanndra @back_fis zal je zien dat de ramadan-familie bijeenkomsten gewoon door mogen gaan
FAMI 2020-11-21 15:00:560.87 0.83 -1.16%
FAMI 2020-11-21 16:00:550.87 0.83 -1.16%
FAMI 2020-11-21 17:00:550.87 0.83 -1.16%
FAMI 2020-11-21 18:00:560.87 0.83 -1.16%
FAMI 2020-11-21 19:00:560.87 0.83 -1.16%
FAMI 2020-11-21 20:00:560.87 0.83 -1.16%
FAMI 2020-11-21 21:00:560.87 0.83 -1.16%
FAMI 2020-11-21 22:00:560.87 0.83 -1.16%
FAMI 2020-11-21 23:00:550.87 0.83 -1.16%

FAMI 2020-11-22 01:05:110.87 0.83 -1.16%
FAMI 2020-11-22 02:00:550.87 0.83 -1.16%
FAMI 2020-11-22 03:00:540.87 0.83 -1.16%
FAMI 2020-11-22 04:00:540.87 0.83 -1.16%
FAMI 2020-11-22 05:00:540.87 0.83 -1.16%
FAMI 2020-11-22 06:00:550.87 0.83 -1.16%
FAMI 2020-11-22 07:00:550.87 0.83 -1.16%
FAMI 2020-11-22 08:00:550.87 0.83 -1.16%
FAMI 2020-11-22 09:00:540.87 0.83 -1.16%
FAMI 2020-11-22 10:00:550.87 0.83 -1.16%
FAMI 2020-11-22 11:00:550.87 0.83 -1.16%
FAMI 2020-11-22 12:00:560.87 0.83 -1.16%
FAMI 2020-11-22 13:00:560.87 0.83 -1.16%
FAMI 2020-11-22 14:00:550.87 0.83 -1.16%
FAMI 2020-11-22 15:00:550.87 0.83 -1.16%
FAMI 2020-11-22 16:00:560.87 0.83 -1.16%
FAMI 2020-11-22 17:00:560.87 0.83 -1.16%
FAMI 2020-11-22 18:00:550.87 0.83 -1.16%
FAMI 2020-11-22 19:00:580.87 0.83 -1.16%
FAMI 2020-11-22 20:00:550.87 0.83 -1.16%
FAMI 2020-11-22 21:00:560.87 0.83 -1.16%
FAMI 2020-11-22 22:00:550.87 0.83 -1.16%
FAMI 2020-11-22 23:01:000.87 0.83 -1.16%

FAMI 2020-11-23 01:04:300.87 0.83 -1.16%
FAMI 2020-11-23 02:00:550.87 0.83 -1.16%
FAMI 2020-11-23 03:00:540.87 0.83 -1.16%
FAMI 2020-11-23 04:00:550.87 0.83 -1.16%
FAMI 2020-11-23 05:00:550.87 0.83 -1.16%
FAMI 2020-11-23 06:00:550.87 0.83 -1.16%
FAMI 2020-11-23 07:00:560.87 0.83 -1.16%
FAMI 2020-11-23 08:00:550.87 0.83 -1.16%
FAMI 2020-11-23 09:00:550.87 0.83 -1.16%
FAMI 2020-11-23 10:00:570.87 0.83 -1.16%
FAMI 2020-11-23 11:00:561.26 0.76 -1.16%
FAMI 2020-11-23 12:00:571.00 0.86 0.00%
FAMI 2020-11-23 13:00:550.98 0.86 0.00%
FAMI 2020-11-23 14:00:560.89 0.85 0.00%
FAMI 2020-11-23 15:00:570.98 0.85 6.98%
FAMI 2020-11-23 16:00:570.89 0.87 1.16%
FAMI 2020-11-23 17:01:010.88 0.87 3.53%
FAMI 2020-11-23 18:00:580.90 0.89 4.71%
FAMI 2020-11-23 19:00:570.89 0.89 5.88%
FAMI 2020-11-23 20:00:550.89 0.89 4.71%
FAMI 2020-11-23 21:00:550.88 0.88 3.53%
FAMI 2020-11-23 22:00:560.88 0.87 3.53%
FAMI 2020-11-23 23:00:550.88 0.87 3.53%

FAMI 2020-11-24 01:03:500.90 0.86 2.30%
FAMI 2020-11-24 02:00:550.90 0.86 2.30%
FAMI 2020-11-24 03:00:560.90 0.82 2.30%
FAMI 2020-11-24 04:00:550.90 0.82 2.30%
FAMI 2020-11-24 05:00:560.90 0.82 2.30%
FAMI 2020-11-24 06:00:540.90 0.82 2.30%
FAMI 2020-11-24 07:00:560.90 0.82 2.30%
FAMI 2020-11-24 08:00:550.90 0.82 2.30%
FAMI 2020-11-24 09:00:590.90 0.82 2.30%
FAMI 2020-11-24 10:00:570.90 0.82 2.30%
FAMI 2020-11-24 11:00:571.26 0.76 2.30%
FAMI 2020-11-24 12:01:001.00 0.76 2.30%
FAMI 2020-11-24 13:00:570.88 0.76 2.30%
FAMI 2020-11-24 14:00:570.88 0.86 2.30%
FAMI 2020-11-24 15:00:560.89 0.86 1.15%
FAMI 2020-11-24 16:00:590.89 0.87 0.00%
FAMI 2020-11-24 17:01:490.89 0.88 1.14%
FAMI 2020-11-24 18:00:590.93 0.92 5.68%
FAMI 2020-11-24 19:01:170.93 0.89 1.14%
FAMI 2020-11-24 20:00:550.93 0.90 2.27%
FAMI 2020-11-24 21:00:550.92 0.91 3.41%
FAMI 2020-11-24 22:00:560.92 0.91 5.68%
FAMI 2020-11-24 23:00:560.94 0.93 6.82%

FAMI 2020-11-25 01:03:381.08 0.90 14.94%
FAMI 2020-11-25 02:00:551.00 0.90 12.64%
FAMI 2020-11-25 03:00:551.08 0.90 14.94%
FAMI 2020-11-25 04:00:551.08 0.90 14.94%
FAMI 2020-11-25 05:00:561.08 0.90 14.94%
FAMI 2020-11-25 06:00:551.08 0.90 14.94%
FAMI 2020-11-25 07:00:571.08 0.90 14.94%
FAMI 2020-11-25 08:00:551.08 0.90 14.94%
FAMI 2020-11-25 09:00:541.08 0.90 14.94%
FAMI 2020-11-25 10:00:551.08 0.90 14.94%
FAMI 2020-11-25 11:00:551.26 0.76 14.94%
FAMI 2020-11-25 12:00:561.00 0.98 14.94%
FAMI 2020-11-25 13:00:561.00 0.98 14.94%
FAMI 2020-11-25 14:00:561.03 0.99 13.79%
FAMI 2020-11-25 15:00:561.03 1.00 14.94%
FAMI 2020-11-25 16:00:560.97 0.97 11.49%
FAMI 2020-11-25 18:00:580.98 0.94 1.06%
FAMI 2020-11-25 19:00:570.94 0.93 1.06%
FAMI 2020-11-25 20:00:560.92 0.92 -2.13%
FAMI 2020-11-25 21:00:560.92 0.90 -4.26%
FAMI 2020-11-25 22:00:580.91 0.90 -4.26%
FAMI 2020-11-25 23:00:560.93 0.92 -2.13%

FAMI 2020-11-26 01:04:230.94 0.92 -8.00%
FAMI 2020-11-26 02:00:550.94 0.92 -8.00%
FAMI 2020-11-26 03:00:550.94 0.92 -8.00%
FAMI 2020-11-26 04:00:560.94 0.92 -8.00%
FAMI 2020-11-26 05:00:560.94 0.92 -8.00%
FAMI 2020-11-26 06:00:560.94 0.92 -8.00%
FAMI 2020-11-26 07:00:560.94 0.92 -8.00%
FAMI 2020-11-26 08:00:550.94 0.92 -8.00%
FAMI 2020-11-26 09:00:550.94 0.92 -8.00%
FAMI 2020-11-26 10:00:560.94 0.92 -8.00%
FAMI 2020-11-26 11:00:560.94 0.92 -8.00%
FAMI 2020-11-26 12:00:560.94 0.92 -8.00%
FAMI 2020-11-26 13:00:560.94 0.92 -8.00%
FAMI 2020-11-26 14:00:560.94 0.92 -8.00%
FAMI 2020-11-26 15:00:560.94 0.92 -8.00%
FAMI 2020-11-26 16:00:560.94 0.92 -8.00%
FAMI 2020-11-26 17:00:550.94 0.92 -8.00%
FAMI 2020-11-26 18:00:550.94 0.92 -8.00%
FAMI 2020-11-26 19:00:570.94 0.92 -8.00%
FAMI 2020-11-26 20:00:560.94 0.92 -8.00%
FAMI 2020-11-26 21:00:570.94 0.92 -8.00%
FAMI 2020-11-26 22:00:560.94 0.92 -8.00%
FAMI 2020-11-26 23:00:560.94 0.92 -8.00%

FAMI 2020-11-27 01:04:520.94 0.92 -8.00%
FAMI 2020-11-27 02:00:560.94 0.92 -8.00%
FAMI 2020-11-27 03:00:560.94 0.92 -8.00%
FAMI 2020-11-27 04:00:560.94 0.92 -8.00%
FAMI 2020-11-27 05:00:560.94 0.92 -8.00%
FAMI 2020-11-27 06:00:560.94 0.92 -8.00%
FAMI 2020-11-27 07:00:560.94 0.92 -8.00%
FAMI 2020-11-27 08:00:550.94 0.92 -8.00%
FAMI 2020-11-27 09:00:550.94 0.92 -8.00%
FAMI 2020-11-27 10:00:550.94 0.92 -8.00%
FAMI 2020-11-27 11:02:101.21 0.76 -8.00%
FAMI 2020-11-27 12:01:371.04 0.89 -11.00%
FAMI 2020-11-27 13:00:580.98 0.89 -11.00%
FAMI 2020-11-27 14:00:560.98 0.89 -11.00%
FAMI 2020-11-27 15:00:550.98 0.89 -11.00%
FAMI 2020-11-27 16:00:570.98 0.89 -8.00%
FAMI 2020-11-27 17:00:560.92 0.91 0.00%
FAMI 2020-11-27 18:01:040.93 0.91 0.00%
FAMI 2020-11-27 19:01:050.95 0.92 1.09%
FAMI 2020-11-27 20:00:570.97 0.94 3.26%
FAMI 2020-11-27 21:00:560.97 0.91 3.26%
FAMI 2020-11-27 22:00:570.97 0.91 3.26%
FAMI 2020-11-27 23:00:560.97 0.91 3.26%

FAMI 2020-11-28 01:03:590.97 0.91 3.26%
FAMI 2020-11-28 02:00:550.97 0.91 3.26%
FAMI 2020-11-28 03:00:560.97 0.91 3.26%
FAMI 2020-11-28 04:00:560.97 0.91 3.26%
FAMI 2020-11-28 05:00:570.97 0.91 3.26%
FAMI 2020-11-28 06:00:560.97 0.91 3.26%
FAMI 2020-11-28 07:00:560.97 0.91 3.26%
FAMI 2020-11-28 08:00:560.97 0.91 3.26%
FAMI 2020-11-28 09:00:560.97 0.91 3.26%
FAMI 2020-11-28 10:00:560.97 0.91 3.26%
FAMI 2020-11-28 11:00:560.97 0.91 3.26%
FAMI 2020-11-28 12:00:570.97 0.91 3.26%
FAMI 2020-11-28 13:00:550.97 0.91 3.26%
FAMI 2020-11-28 15:00:570.97 0.91 3.26%
FAMI 2020-11-28 16:00:560.97 0.91 3.26%
FAMI 2020-11-28 17:00:560.97 0.91 3.26%
FAMI 2020-11-28 18:00:560.97 0.91 3.26%
FAMI 2020-11-28 19:00:560.97 0.91 3.26%
FAMI 2020-11-28 20:00:560.97 0.91 3.26%
FAMI 2020-11-28 21:00:570.97 0.91 3.26%
FAMI 2020-11-28 22:00:560.97 0.91 3.26%
FAMI 2020-11-28 23:00:560.97 0.91 3.26%

FAMI 2020-11-29 01:04:470.97 0.91 3.26%
FAMI 2020-11-29 02:00:550.97 0.91 3.26%
FAMI 2020-11-29 03:00:550.97 0.91 3.26%
FAMI 2020-11-29 04:00:550.97 0.91 3.26%
FAMI 2020-11-29 05:00:540.97 0.91 3.26%
FAMI 2020-11-29 06:00:550.97 0.91 3.26%
FAMI 2020-11-29 07:00:550.97 0.91 3.26%
FAMI 2020-11-29 08:00:540.97 0.91 3.26%
FAMI 2020-11-29 09:00:550.97 0.91 3.26%
FAMI 2020-11-29 10:00:550.97 0.91 3.26%
FAMI 2020-11-29 11:00:550.97 0.91 3.26%
FAMI 2020-11-29 12:00:550.97 0.91 3.26%
FAMI 2020-11-29 13:00:550.97 0.91 3.26%
FAMI 2020-11-29 14:00:550.97 0.91 3.26%
FAMI 2020-11-29 15:00:560.97 0.91 3.26%
FAMI 2020-11-29 16:00:550.97 0.91 3.26%
FAMI 2020-11-29 17:00:560.97 0.91 3.26%
FAMI 2020-11-29 18:00:550.97 0.91 3.26%
FAMI 2020-11-29 19:00:570.97 0.91 3.26%
FAMI 2020-11-29 20:00:550.97 0.91 3.26%
FAMI 2020-11-29 21:00:550.97 0.91 3.26%
FAMI 2020-11-29 22:00:550.97 0.91 3.26%
FAMI 2020-11-29 23:01:020.97 0.91 3.26%

FAMI 2020-11-30 01:05:210.97 0.91 3.26%
FAMI 2020-11-30 02:00:540.97 0.91 3.26%
FAMI 2020-11-30 03:00:550.97 0.91 3.26%
FAMI 2020-11-30 04:00:540.97 0.91 3.26%
FAMI 2020-11-30 05:00:550.97 0.91 3.26%
FAMI 2020-11-30 06:05:260.97 0.91 3.26%
FAMI 2020-11-30 07:00:550.97 0.91 3.26%
FAMI 2020-11-30 08:00:540.97 0.91 3.26%
FAMI 2020-11-30 09:01:090.97 0.91 3.26%
FAMI 2020-11-30 10:00:550.97 0.91 3.26%
FAMI 2020-11-30 11:00:551.26 0.76 3.26%
FAMI 2020-11-30 12:00:560.91 0.90 -1.09%
FAMI 2020-11-30 13:00:560.95 0.91 -1.09%
FAMI 2020-11-30 14:00:550.95 0.91 3.26%
FAMI 2020-11-30 15:00:550.95 0.91 0.00%
FAMI 2020-11-30 16:00:560.95 0.92 2.17%
FAMI 2020-11-30 17:00:560.95 0.92 -3.16%
FAMI 2020-11-30 18:00:570.92 0.91 -3.16%
FAMI 2020-11-30 19:00:550.93 0.92 -1.05%
FAMI 2020-11-30 20:00:550.93 0.92 -2.11%
FAMI 2020-11-30 21:00:570.92 0.92 -3.16%
FAMI 2020-11-30 22:00:570.94 0.93 -2.11%
FAMI 2020-11-30 23:00:560.94 0.92 -1.05%

FAMI 2020-12-01 01:03:390.95 0.91 -2.08%
FAMI 2020-12-01 02:00:530.95 0.91 -2.08%
FAMI 2020-12-01 03:00:560.94 0.91 -2.08%
FAMI 2020-12-01 04:00:540.94 0.91 -2.08%
FAMI 2020-12-01 05:00:540.95 0.90 -2.08%
FAMI 2020-12-01 06:00:540.95 0.90 -2.08%
FAMI 2020-12-01 07:00:540.95 0.90 -2.08%
FAMI 2020-12-01 08:00:550.95 0.90 -2.08%
FAMI 2020-12-01 09:00:550.95 0.90 -2.08%
FAMI 2020-12-01 10:00:580.95 0.90 -2.08%
FAMI 2020-12-01 11:00:561.26 0.76 -2.08%
FAMI 2020-12-01 12:00:570.99 0.94 -2.08%
FAMI 2020-12-01 13:00:560.99 0.94 -2.08%
FAMI 2020-12-01 14:00:551.05 0.96 4.17%
FAMI 2020-12-01 15:00:560.98 0.94 0.00%
FAMI 2020-12-01 16:00:560.97 0.97 2.08%
FAMI 2020-12-01 17:00:560.97 0.93 -1.06%
FAMI 2020-12-01 18:00:560.94 0.91 -2.13%
FAMI 2020-12-01 18:30:00
Single-Family Rentals: Suburban Renaissance
FAMI 2020-12-01 19:00:560.91 0.90 -3.19%
FAMI 2020-12-01 20:00:580.91 0.90 -3.19%
FAMI 2020-12-01 21:00:570.90 0.89 -5.32%
FAMI 2020-12-01 22:00:560.97 0.94 2.13%
FAMI 2020-12-01 23:00:560.99 0.98 5.32%

FAMI 2020-12-02 01:03:561.00 0.94 5.21%
FAMI 2020-12-02 02:00:541.00 0.94 5.21%
FAMI 2020-12-02 03:00:551.00 0.94 5.21%
FAMI 2020-12-02 04:00:561.00 0.94 5.21%
FAMI 2020-12-02 05:00:551.00 0.94 5.21%
FAMI 2020-12-02 06:00:551.00 0.94 5.21%
FAMI 2020-12-02 07:00:551.00 0.94 5.21%
FAMI 2020-12-02 08:00:561.00 0.94 5.21%
FAMI 2020-12-02 09:00:551.00 0.94 5.21%
FAMI 2020-12-02 10:00:561.00 0.94 5.21%
FAMI 2020-12-02 11:00:561.25 0.76 5.21%
FAMI 2020-12-02 11:11:07
Bluerock Residential: Our Top-Pick Among Multifamily REITs With A 6.4% Yield
FAMI 2020-12-02 12:00:570.98 0.92 -4.17%
FAMI 2020-12-02 13:00:570.98 0.92 -4.17%
FAMI 2020-12-02 14:00:570.98 0.92 2.08%
FAMI 2020-12-02 15:00:570.98 0.93 -2.08%
FAMI 2020-12-02 15:42:59
Biden confirms he wants Janet Yellen to be his Treasury secretary — what that means for cash-strapped American families
FAMI 2020-12-02 16:00:560.95 0.94 -1.04%
FAMI 2020-12-02 17:00:590.96 0.93 -7.92%
FAMI 2020-12-02 18:00:570.92 0.92 -8.91%
FAMI 2020-12-02 19:00:570.91 0.91 -8.91%
FAMI 2020-12-02 20:00:570.94 0.91 -7.92%
FAMI 2020-12-02 21:00:580.93 0.92 -8.91%
FAMI 2020-12-02 21:37:12
The Moneyist: ‘I lost my mom 2 months ago and I’m still in a fog’: My brother and his family moved into her home. They want more than half
FAMI 2020-12-02 22:00:570.93 0.92 -8.91%
FAMI 2020-12-02 23:00:570.92 0.91 -8.91%

FAMI 2020-12-03 01:03:440.93 0.91 -3.19%
FAMI 2020-12-03 02:00:550.93 0.91 -3.19%
FAMI 2020-12-03 03:00:560.93 0.90 -3.19%
FAMI 2020-12-03 04:00:560.93 0.90 -3.19%
FAMI 2020-12-03 05:00:570.93 0.90 -3.19%
FAMI 2020-12-03 06:00:560.93 0.90 -3.19%
FAMI 2020-12-03 07:00:560.93 0.90 -3.19%
FAMI 2020-12-03 08:00:560.93 0.90 -3.19%
FAMI 2020-12-03 09:00:550.93 0.90 -3.19%
FAMI 2020-12-03 10:00:560.93 0.90 -3.19%
FAMI 2020-12-03 11:00:561.25 0.76 -3.19%
FAMI 2020-12-03 12:00:571.00 0.86 -3.19%
FAMI 2020-12-03 13:00:571.00 0.92 -3.19%
FAMI 2020-12-03 14:00:561.00 0.92 -3.19%
FAMI 2020-12-03 15:00:571.00 0.92 -2.13%
FAMI 2020-12-03 16:00:570.97 0.92 -2.13%
FAMI 2020-12-03 17:00:570.96 0.94 3.30%
FAMI 2020-12-03 18:00:570.95 0.94 2.20%
FAMI 2020-12-03 19:00:570.95 0.94 4.40%
FAMI 2020-12-03 19:25:47
Walmart gives bonuses to employees, extends emergency leave as pandemic worsens
https://www.cnbc.com/2020/12/03/walmart-gives-bonuses-to-employees-extends-emergency-leave-.html Walmart is paying a fourth special bonuses to hourly employees on Dec. 24. Since March, the big-box retailer has hired more than half a million employees and more than 20% of those have moved into permanent positions at Walmart. For all grocery store workers, rising cases and hospitalizations in small towns and cities across the U.S. means they’re risking their health and their family’s health when they go to work each day. Full-time hourly employees will receive $300 and part-time and temporary employees will get $150 on Dec. 24. submitted by /u/coolcomfort123 [link] [comments]
FAMI 2020-12-03 20:00:560.94 0.94 3.30%
FAMI 2020-12-03 21:00:560.94 0.93 3.30%
FAMI 2020-12-03 22:00:570.94 0.94 3.30%
FAMI 2020-12-03 23:00:570.94 0.92 2.20%

FAMI 2020-12-04 00:00:560.97 0.92 2.20%
FAMI 2020-12-04 01:03:510.97 0.92 1.09%
FAMI 2020-12-04 02:00:560.97 0.92 1.09%
FAMI 2020-12-04 03:00:570.99 0.92 1.09%
FAMI 2020-12-04 05:00:561.05 0.92 1.09%
FAMI 2020-12-04 06:00:561.05 0.92 1.09%
FAMI 2020-12-04 07:00:551.05 0.92 1.09%
FAMI 2020-12-04 08:00:561.05 0.92 1.09%
FAMI 2020-12-04 09:00:561.05 0.92 1.09%
FAMI 2020-12-04 10:00:561.05 0.92 1.09%
FAMI 2020-12-04 11:00:551.25 0.76 1.09%
FAMI 2020-12-04 12:00:570.99 0.92 1.09%
FAMI 2020-12-04 13:00:560.99 0.92 1.09%
FAMI 2020-12-04 14:00:560.99 0.92 1.09%
FAMI 2020-12-04 15:00:560.99 0.92 1.09%
FAMI 2020-12-04 16:00:570.96 0.95 3.26%
FAMI 2020-12-04 17:00:570.98 0.96 5.38%
FAMI 2020-12-04 18:00:00
Outside the Box: 3 reasons a trust may make sense for your family even though your name isn’t Trump, Gates or Rockefeller
FAMI 2020-12-04 18:00:571.00 0.99 6.45%
FAMI 2020-12-04 18:36:07
What PLTR actually does (short version)
TL;DR Imagine the show Devs but without quantum computers Some.background: I am a software engineer. I don't work at Palantir. This is all based on my own prior knowledge and things I have read in one of their user guides. My positions- PLTR shares and Jan. 2023 calls. Here it goes. Pretend I'm the NSA. I have many databases, containing things like ISP data, security footage, text messages, GPS data, voice recordings, credit card transactions, emails, public records, and satellite images. I need a way to connect my datasets to generate insight, which in the case of the NSA means spying on someone. Palantir sells the software to do that. It works in multiple steps. 1) It uses my datasets to create a knowledge graph where the nodes are all people, places and things in the "universe" and the edges indicate their relationship. It's like a social network, but in addition to connections to my friends, family, and coworkers, there is also an edge connecting me to my phone, my home, my car, my preferred Wendy's, etc. 2) Using the connections in that knowledge graph, it can create a coherent and complete timeline for a given person by piecing together data points from my whole data ecosystem. This requires machine learning and AI to extract signal from unstructured data like images and text, and the use of pattern matching to de-annonymize data by linking it back to specific people. The end result: Reconstructing a model of the past by connecting all data breadcrumbs left along the way, and then predicting the future based on past events. submitted by /u/boolint [link] [comments]
FAMI 2020-12-04 19:00:580.99 0.98 5.38%
FAMI 2020-12-04 20:00:560.99 0.98 5.38%
FAMI 2020-12-04 21:00:580.97 0.96 4.30%
FAMI 2020-12-04 22:00:580.98 0.97 5.38%
FAMI 2020-12-04 23:00:570.96 0.96 4.30%

FAMI 2020-12-05 01:03:510.99 0.98 2.13%
FAMI 2020-12-05 02:00:560.99 0.96 4.26%
FAMI 2020-12-05 03:00:550.99 0.96 4.26%
FAMI 2020-12-05 04:00:560.99 0.96 4.26%
FAMI 2020-12-05 05:00:560.99 0.96 4.26%
FAMI 2020-12-05 06:00:550.99 0.96 4.26%
FAMI 2020-12-05 07:00:560.99 0.96 4.26%
FAMI 2020-12-05 08:00:550.99 0.96 4.26%
FAMI 2020-12-05 09:01:510.99 0.96 4.26%
FAMI 2020-12-05 10:00:560.99 0.96 4.26%
FAMI 2020-12-05 11:00:550.99 0.96 4.26%
FAMI 2020-12-05 12:00:560.99 0.96 4.26%
FAMI 2020-12-05 13:00:550.99 0.96 4.26%
FAMI 2020-12-05 14:01:150.99 0.96 4.26%
FAMI 2020-12-05 15:00:560.99 0.96 4.26%
FAMI 2020-12-05 16:00:560.99 0.96 4.26%
FAMI 2020-12-05 17:00:560.99 0.96 4.26%
FAMI 2020-12-05 18:00:560.99 0.96 4.26%
FAMI 2020-12-05 19:00:560.99 0.96 4.26%
FAMI 2020-12-05 20:00:550.99 0.96 4.26%
FAMI 2020-12-05 20:26:36
A discussion about “time in the market vs timing the market”
We’ve all seen it parroted on every investing related thread in the history of Reddit- “time in the market beats timing the market”. But I feel like this phrase gets misused quite a lot, and I would like to take this boring workday of a Saturday to just show the power of what “time in the market” actually has. What “time in the market” means and what it doesn’t mean Time in the market means, basically, maintaining ownership of assets that either 1, typically appreciate in value over time (stocks, real estate, commodities, etc) or 2, that produce a steady, ideally increasing, stream of income (dividend paying stocks, a business, rental properties, debt, etc). By “time in the market” it means that ownership of these assets over long periods of time, as in years and decades, is the key to wealth accumulation. If you look at most wealthy person alive today and in history, they gained their wealth through assets. They accumulate assets and own them. “Time in the market” does NOT mean buying clearly overvalued hype stocks because “I’m in for the long term”. I’m not gonna say any because I don’t want the comments to just be arguing about whether or not tesla is overvalued, but I hope you get the idea. However this doesn’t mean to just let your cash sit on the sidelines “waiting for a crash”. Typically there is no reason to have all your net worth tied up in cash, as it is the only asset class guaranteed to lose value over time. Rather, you should be in the middle: continuing to own assets you already own and being on the lookout for more, fairly valued ones. I promise you that you can find value out there if you look for it. Even then you don’t necessarily always have to be buying. Sometimes doing nothing is the best choice. You’re probably wasting your time (and money) If you’re anticipating a crash, good luck. There have been 8 major crashes since the 1920’s: an average of one every 12 years. There have been flash crashes and small recession but these shouldn’t concern you at all. On the large scale, the market has trended up for most of its existence. What makes this time different, exactly? Bulls have a tendency to believe that this time is different, but bears can have the same mindset, especially considering that the US has been in a bull market for most of its history. So what makes this time different? Sure, we will enter a bear market eventually but the US market has never failed retest its highs. If you’re selling because you anticipate a “correction”, you’re just wasting your time and money. Corrections are a blip on the radar over time. They are normal, healthy and should be seen as a good thing, just the market breathing, per se; nobody actually thinks “stocks only go up and never go down”. Once you gain real money, in the high six figures and up, taxes will really start to eat into you. Selling positions with the intent to buy back in after a correction is probably an unprofitable endeavor. Why pay a good chunk of your earnings in taxes just to buy back 10% cheaper, especially when the 10% drop may or may not happen when you expect it to? This ties in to the last paragraph of point one, sometimes it’s best to do nothing and just continue to hold, letting your money work for you. Generational wealth This is my main point. The Rothschilds, for example, have been building an empire for almost 300 years. That is 300 years of compounding interest. One thing they have done is accumulate assets, not sell them. The wealthy families of the Netherlands have been passing down assets for almost 400 years. Even on a less grandiose scale, just look to this subreddit. You’ll notice a lot of the users with higher portfolio balances probably received a nice inheritance somewhere along the way. This isn’t a bad thing and shouldn’t be shamed. After all, isn’t that everyone’s goal, to pass their wealth into their children? Unfortunately, with inheritances, a huge majority of inherited wealth is lost by the third generation. When the younger generation doesn’t know how to properly manage wealth, they end up wasting it all instead of further building it up. Compound interest Some call it the eighth wonder of the world, and rightfully so. There is no reason to interrupt compound interest unnecessarily. I would hope that most people here are investing with the goal of attaining compound interest, and selling your compounding assets is a solid way to halt it. Dividends Whether or not you chase dividends, I think we can all agree that we get some form of dividends or income from our investments. Dividends really show their power after several years of ownership. Buffett, for example, gets a 40% annual return from dividends on his initial Coca Cola investment. Fourty percent! And he doesn’t even DRIP them. Why on earth would people get rid of their assets that have potential to give those kind of returns after some years of ownership is beyond me. If you do a dividend return calculator going back multiple decades, you’ll find that most dividend paying securities will have similar returns once you have mature ownership of them. On “timing the market” This is probably a controversial one but I definitely don’t believe in just buying whatever tickers you want because “time in the market beats timing the market”. Like I said above, time in > timing because of generational wealth, compound interest and ownership. It doesn’t mean buying the hottest Reddit ticker because you’re in for the long term. Taking well assessed risks with positive and realistic upside is ideal. Spending time to make sure the investment you’re about to make is a good investment is smart. If spending a week or two assessing your decision is a way to “miss out on sick gains bro, it’ll go up another 50% before you buy”, it’s probably a FOMO stock and you shouldn’t be in in the first place. If patience is key, that means patience with buying is just as important as patience with holding. At the end of the day I’m a believer in ownership. Looking through most of wealthy individuals of today and in history, they all had one thing in common: they maintained possession of assets. They don’t sell their portfolios because they’re scared of a crash, they don’t have their net worth in a savings account. They assume a little bit of managed risk and let their money work for them. I made this post because I have to work on a Saturday and have nothing going on, I hope you at least enjoyed it or disagree with it so we can have some discussion going. submitted by /u/7thAccountDontDelete [link] [comments]
FAMI 2020-12-05 21:00:560.99 0.96 4.26%
FAMI 2020-12-05 22:00:560.99 0.96 4.26%
FAMI 2020-12-05 23:00:560.99 0.96 4.26%

FAMI 2020-12-06 01:04:470.99 0.96 4.26%
FAMI 2020-12-06 02:00:540.99 0.96 4.26%
FAMI 2020-12-06 03:00:550.99 0.96 4.26%
FAMI 2020-12-06 04:00:550.99 0.96 4.26%
FAMI 2020-12-06 05:00:550.99 0.96 4.26%
FAMI 2020-12-06 06:00:550.99 0.96 4.26%
FAMI 2020-12-06 07:00:550.99 0.96 4.26%
FAMI 2020-12-06 08:00:560.99 0.96 4.26%
FAMI 2020-12-06 09:00:540.99 0.96 4.26%
FAMI 2020-12-06 10:00:560.99 0.96 4.26%
FAMI 2020-12-06 11:00:550.99 0.96 4.26%
FAMI 2020-12-06 12:00:560.99 0.96 4.26%
FAMI 2020-12-06 13:00:560.99 0.96 4.26%
FAMI 2020-12-06 14:00:550.99 0.96 4.26%
FAMI 2020-12-06 14:20:19
Why no one talks about Unity (U)?
So Palantir (PLTR) IPOed in September and quickly became a meme stock. It was estimated to have a market cap of 10B, but currently it has 41.5B and its stock is trading at ~3x the IPO price. Pretty much the same goes for Unity (U). It's a different segment, but it's still a freshly IPOed tech company like Palantir. It was estimated at 10B, now it's 40.8B, its stock is trading at ~3x the IPO price. Sounds familiar? I'm very curious how did it happen, that Palantir got all the hype and memes, while the company, whose stock behaves exactly the same, is barely mentioned in this sub? submitted by /u/universal_language [link] [comments]
FAMI 2020-12-06 15:00:560.99 0.96 4.26%
FAMI 2020-12-06 16:00:560.99 0.96 4.26%
FAMI 2020-12-06 17:00:560.99 0.96 4.26%
FAMI 2020-12-06 18:00:550.99 0.96 4.26%
FAMI 2020-12-06 19:00:590.99 0.96 4.26%
FAMI 2020-12-06 20:00:560.99 0.96 4.26%
FAMI 2020-12-06 21:00:560.99 0.96 4.26%
FAMI 2020-12-06 22:00:560.99 0.96 4.26%
FAMI 2020-12-06 23:00:560.99 0.96 4.26%

FAMI 2020-12-07 01:04:500.99 0.96 4.26%
FAMI 2020-12-07 01:48:05
Thoughts on the Renaissance IPO ETF (Ticker: $IPO) which buys into new IPOs?
Looking for some insight from anyone familiar with this ETF as it's definitely piqued my interest. According to the website: You will have exposure to the most significant newly public U.S. listed companies in a portfolio, prior to their inclusion in core U.S. equity indices. How it Works. The ETF tracks the rules based Renaissance IPO Index, which adds sizeable new companies on a fast entry basis and the rest upon scheduled quarterly reviews. Companies that have been public for two years are removed at the next quarterly review. The MER is 0.60% and returns have been phenomenal this year. If they'll be investing in upcoming IPOs such as ABNB, RBLX, etc this seems like a good buy. It's consistently beaten the S&P500 despite being 86% large cap, 14% mid cap according to their facts sheet. I haven't bought any yet, just looking for opinions. Especially if anyone looked into this ETF and decided not to buy in, why exactly? Thanks in advance. submitted by /u/scatterblooded [link] [comments]
FAMI 2020-12-07 02:00:550.99 0.96 4.26%
FAMI 2020-12-07 03:00:570.99 0.96 4.26%
FAMI 2020-12-07 04:00:540.99 0.96 4.26%
FAMI 2020-12-07 04:14:18
Airbnb Boosts IPO Price Range to Between $56 and $60 a Share
Airbnb Inc. plans to boost the proposed price range of its initial public offering, the latest sign that the red-hot IPO market is ending the year on a high note. Airbnb is boosting the range to between $56 and $60 a share, from $44 to $50, people familiar with the matter said. The new range would give the home-rental company a valuation of as much as $42 billion on a fully diluted basis and including proceeds from the offering. DoorDash Inc., the food-delivery company that is expected to debut Wednesday, the day before Airbnb, plans to price its shares at the high end of or above its range of $90 to $95 a share—already raised from between $75 and $85, people familiar with the offering said. That would give the San Francisco company, the largest among its peers, a valuation of as much as $36 billion or more, on a fully diluted basis and including proceeds from the offering. Taken together, the developments are the latest sign that the market for new issues, already at a record in terms of money raised in the U.S., is set for a climactic ending to the year. The market has been buoyed by soaring stocks, including those that have recently made their own debuts. So far this year, more than $140 billion has been raised in initial public offerings on U.S. exchanges, far exceeding the previous full-year record high set at the height of the dot-com boom in 1999, according to Dealogic data that dates back to 1995. Valuations of both Airbnb and DoorDash have been boosted after roughly a week of investor meetings known as roadshows. December is typically a quiet time in the IPO market. This year there will instead be a flurry of offerings. In addition to Airbnb and DoorDash, videogame company Roblox Corp. and the parent of online retailer Wish, ContextLogic Inc., are expected to debut before the year is through. For companies now, including Airbnb and DoorDash, roadshows have been conducted differently than they would have in the pre-Covid-19 world. Executives have been marketing their offerings to mutual funds and hedge funds in Zoom meetings rather than in the typical whirlwind tour across the country. Both Airbnb and DoorDash and their respective underwriters will set their final IPO prices in the coming days. Morgan Stanley and Goldman Sachs Group Inc. are leading Airbnb’s IPO, while Goldman and JPMorgan Chase & Co. are leading DoorDash’s. Source submitted by /u/Brothanogood [link] [comments]
FAMI 2020-12-07 05:00:550.99 0.96 4.26%
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FAMI 2020-12-07 08:00:550.99 0.96 4.26%
FAMI 2020-12-07 09:00:550.99 0.96 4.26%
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FAMI 2020-12-07 11:00:561.20 0.76 4.26%
FAMI 2020-12-07 12:00:38
For those new to the world of stocks: A few lessons from a guy from his second year of trading
Hi all. I have been trading for the 18 months- and wanted to share my experience for all those trying to navigate this different world. This is for people like me-- some experience in finance, interested in learning and growing YOLO knowledge, and starting out with no knowledge. My background- YOLO extraordinaire in a mental hospital. I have no affiliations or interests on this post that are to sway anyone. I am posting this because I started out by YOLOing my life saving and made a lot of stupid plays, and if I can help another newbie navigate in this community. Initial investment in March: $700k Current balance: $3 mil Platform: IB. I chose it because of cheap margin, ability to YOLO in both pre- and after-market hours. Just a few of many things I have learned... Do you DD, or not. It's your money, do what you want, and if you want to trust a WSB YOLOer and gamble invest with your life savings, you better have strong conviction, or check yourself into a mental hospital. Familiarize yourself with terms such as calls, puts, 0 DTE, LEAPS, and FD's. Pumpers are fun to follow, like Elon Musk, the biggest pumper in history. When Tesla stores were selling Short Shorts and Tequila, you know shit just got real, and within a month the stock moon due to meme energy. If you don't want to ride the meme train, you better get off it. Or in my example, WSB poster posted his million dollar position in FSLY and he was getting shit on for being a pumper, I followed him and dumped my money into FSLY when it was $20. Lesson here is, you either follow the crowd and make money, or you sit on the side line and get angry for missing out the gainz. SEC stands for Suck Elon's Cxxx, that's all you need to know. Also good for reading management's thoughts, and insider buyings. There are no reputable DD, it's all bullshit out there. Analysts are all trying to sell you a dream, CEO's are only interested in getting a golden parachute. You can only trust yourself and your guts. FOMO sucks, but also if you're waiting for a drop in stock price, you sometimes won't get it at all. Honestly there is NO PATTERN AT ALL when it comes to daily gyration. If you think you're seeing a pattern, congratulation, you have a functional brain that's trying to make sense of randomness. Example, I FOMOed and dropped 200k into TSLA early this year at $800 (pre-split), trying to predict the pattern that it will continue to rocket to Mars. Then Covid came along and fucked me with a huge red rubber eggplant. I held on and now I'm laughing all the way to the bank. So FOMO sometimes work. If you pick the right stock, it won't rocket the same day, but it sure will rocket later like gravity is nothing. Reading contracts if you have no life. Seriously if you don't read the iTune contract before you clicked "I agree", what makes you think you have the mental capacity of a contract lawyer to understand WTF is going on. Don't bother learning little piece at a time, because the stock market is the real deal, you either go hard or GTFO. If you haven't blown up at least one account yet, congratulations, you haven't graduated from the school of hard knocks. I personally blew up my ROTH account by fighting the Fed with FD's during the March bull market. No one knows shit, including yours truly. I'm too stupid to think I'm smart, but I'm totally aware of that. The only reason I turned 700k into 3 mil is because I fucking diamond hand my FSLY and TSLA stocks, and sold a bunch of TSLA naked puts over the past 6 months like a complete degenerate. And it really doesn't matter how much legwork you do, the world is full of way smarter PhD's working on Wall Street making 100k every second. If you really think your research gives you an advantage, you better pull your head out of your ass and diagnose yourself with delusion of grandeur. These are the bullshit lessons I have learned and though I would share. But to summarize, no one knows shit, and none of us are really that much smarter than the market. In order to make money, you need more luck than brain cells, and I'm fully aware that I'm stupid AF, but I did quadruple my money by YOLOing into FSLY and TSLA, proving that luck is way more important. And you know what else? The most ironic thing I found is that this is a stock sub, yet people were wasting their money on Reddit awards on a "Lessons for Beginners" fluff piece full of trivial ideas. That entire post was just for the poster to feel smug and give herself a pat on the back. Instead of wasting your money on virtual awards, you all should've saved that money to buy more stocks or ETF's. Mods are no better for having shitpost front and center, as if the newbie investor just came down from Mount Sinai with 10 Investing Commandments from God Buffett. SMH. submitted by /u/Hookers-n-options [link] [comments]
FAMI 2020-12-07 12:00:570.98 0.92 4.26%
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FAMI 2020-12-07 15:41:03
Apple Preps Next Mac Chips With Aim to Outclass Top-End PCs
https://www.bloomberg.com/news/articles/2020-12-07/apple-preps-next-mac-chips-with-aim-to-outclass-highest-end-pcs Chip engineers at the Cupertino, California-based technology giant are working on several successors to the M1 custom chip, Apple’s first Mac main processor that debuted in November. If they live up to expectations, they will significantly outpace the performance of the latest machines running Intel chips, according to people familiar with the matter who asked not to be named because the plans aren’t yet public. Intel’s shares slid 1.7% in early trading in New York Monday after the news. Apple shares were little changed. The road map indicates Apple’s confidence that it can differentiate its products on the strength of its own engineering and is taking decisive steps to design Intel components out of its devices. The next two lines of Apple chips are also planned to be more ambitious than some industry watchers expected for next year. The company said it expects to finish the transition away from Intel and to its own silicon in 2022. While Intel gets less than 10% of its revenue from furnishing Apple with Mac chips, the rest of its PC business is liable to face turbulence if the iPhone maker is able to deliver demonstrably better-performing computers. It could accelerate a shakeup in an industry that has long been dependent on Intel’s pace of innovation. For Apple, the move sheds that dependency, deepens its distinction from the rest of the PC market and gives it a chance to add to its small, but growing share in PCs. submitted by /u/coolcomfort123 [link] [comments]
FAMI 2020-12-07 16:00:560.98 0.97 4.26%
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FAMI 2020-12-08 01:03:331.08 1.02 5.15%
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FAMI 2020-12-08 12:00:561.07 0.99 10.31%
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FAMI 2020-12-08 14:00:551.07 1.01 10.31%
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FAMI 2020-12-08 16:00:561.06 1.04 7.22%
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FAMI 2020-12-08 18:00:561.05 1.04 1.96%
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FAMI 2020-12-08 22:00:561.04 1.03 -0.98%
FAMI 2020-12-08 23:00:571.04 1.03 2.94%

FAMI 2020-12-09 01:03:421.04 1.03 0.00%
FAMI 2020-12-09 01:16:55
DoorDash sells shares at $102 in IPO, pricing above range
DoorDash sold shares at $102 a piece in its IPO, above its range of $90 to $95, according to people familiar with the matter. Revenue at the the food delivery company jumped 268% in the third quarter to $879 million. DoorDash has been one of the biggest beneficiaries of the coronavirus pandemic, which forced restaurants to close their dining rooms and move to delivery. DoorDash, the food delivery provider that's seen a surge in demand during the coronavirus pandemic, sold shares in its IPO at $102 a piece, pricing above its range, according to people familiar with the matter. The offering on Tuesday values the company at $32.4 billion, based on common stock outstanding and $38.7 billion on a fully-diluted basis. The company previously said it expected to sell shares at between $90 and $95. The sources asked not to be named because the pricing is still confidential. DoorDash is the first IPO in a late-year consumer technology wave that includes the expected debut of Airbnb later this week, followed by e-retailer Wish next week and fin-tech company Affirm and kids game maker Roblox this month. The companies are taking advantage of a post-election stock rally and a clear indication of investor demand for high-growth tech, which has led the market this year. While a wide swath of software and internet companies have gotten swept up in the Covid-19 rally, few have experienced the kind of growth seen by DoorDash. Revenue in the third quarter surged 268% from a year earlier to $879 million, following growth in the second quarter of 214%. Through the first nine months of 2020, DoorDash's order volume climbed to $16.5 billion from $5.5 billion a year earlier. DoorDash, based in San Francisco, makes money by charging a commission to participating restaurants that can reach 30% of an order as well as a fee of a few dollars per order from consumers. DoorDash said in its prospectus that 390,000 merchants are now on the platform. That includes everything from fast food chains like Chick-Fil-A, Chipotle and McDonald's to upscale restaurants that were forced to close their doors earlier this year and switch to takeout and delivery. The company, which ranked 12th on CNBC' Disruptor 50 list for 2020, has been able to cut its losses this year, but still reported a net loss for the first three quarters of $149 million, down from $534 million in the same period of 2019. DoorDash at least makes money on every order now, recording a so-called contribution margin of 23% through September, compared with a negative margin of 32% a year earlier. DoorDash controls about 50% of the U.S. food delivery market, well ahead of rivals Uber Eats and GrubHub. The biggest overhang for the company may be uncertainty about what the business looks like in a post-Covid world, especially with a widespread vaccine rollout expected by mid-2021. Should consumers return to eating out instead of relying on delivery, DoorDash could see business deteriorate. Meanwhile, restaurants, which tend to operate on very low margins, are constantly seeking ways to keep their costs down, and there's technology on the market to help them accomplish that without relying on third-party apps. As DoorDash warns in its prospectus, "The circumstances that have accelerated the growth of our business stemming from the effects of the COVID-19 pandemic may not continue in the future, and we expect the growth rates in revenue, Total Orders, and Marketplace GOV to decline in future periods." DoorDash CEO Tony Xu co-founded the company in 2013, in Palo Alto, California, where the service reached its first customers. Xu currently owns just under 5% of the company's outstanding shares. SoftBank, which led a $535 million investment in 2018, is the largest shareholder with about 20% stake, followed by Sequoia, which owns 16%. Source submitted by /u/Brothanogood [link] [comments]
FAMI 2020-12-09 02:00:551.04 1.03 0.00%
FAMI 2020-12-09 03:00:551.04 1.03 0.00%
FAMI 2020-12-09 04:00:551.05 1.01 0.00%
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FAMI 2020-12-09 08:01:141.05 1.01 0.00%
FAMI 2020-12-09 09:00:561.05 1.01 0.00%
FAMI 2020-12-09 09:43:07
Putin’s former son-in-law bought shares worth $380m for $100, report says
A Russian businessman who was married to Vladimir Putin’s daughter received an estimated $380m (£283m) stake in a Russian petrochemicals company for just $100, an investigation by Russia’s iStories investigative outlet has claimed. The investigation, published in collaboration with the the Organised Crime and Corruption Reporting Project (OCCRP), used a trove of leaked emails to shine new light on the closed circle of family and associates who surround the Russian president. https://amp.theguardian.com/world/2020/dec/07/putins-former-son-in-law-bought-shares-worth-380m-for-100-report-says?__twitter_impression=true submitted by /u/iggy555 [link] [comments]
FAMI 2020-12-09 10:00:561.05 1.01 0.00%
FAMI 2020-12-09 11:00:571.26 1.01 0.00%
FAMI 2020-12-09 12:00:571.05 1.01 -3.81%
FAMI 2020-12-09 13:00:571.05 1.01 -3.81%
FAMI 2020-12-09 14:00:571.05 1.01 -3.81%
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FAMI 2020-12-09 16:00:581.05 1.03 -0.95%
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FAMI 2020-12-09 18:00:571.04 1.03 -1.90%
FAMI 2020-12-09 19:00:591.03 1.02 -2.86%
FAMI 2020-12-09 20:00:571.01 1.00 -5.71%
FAMI 2020-12-09 21:00:580.99 0.99 -5.71%
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FAMI 2020-12-09 23:00:561.00 0.96 -4.76%

FAMI 2020-12-10 01:03:381.00 0.96 -4.76%
FAMI 2020-12-10 02:00:541.00 0.97 -4.76%
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FAMI 2020-12-10 17:00:581.00 0.99 0.00%
FAMI 2020-12-10 18:00:571.03 1.02 2.00%
FAMI 2020-12-10 19:00:571.04 1.01 3.00%
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FAMI 2020-12-11 01:03:371.05 1.02 5.00%
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FAMI 2020-12-11 12:00:551.05 0.95 5.00%
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FAMI 2020-12-11 14:00:571.08 1.00 5.00%
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FAMI 2020-12-11 18:00:591.08 1.07 2.86%
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FAMI 2020-12-11 23:00:571.12 1.06 4.76%

FAMI 2020-12-12 01:03:501.12 1.04 5.66%
FAMI 2020-12-12 02:00:551.12 1.04 5.66%
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FAMI 2020-12-12 06:00:551.12 1.04 5.66%
FAMI 2020-12-12 06:11:18
@Roku I am fascinated by odd people... “Rent a Family Inc.” and “King of the Cruise” on curiositystream were perplexing. Now I am catching up on “Scientology and the aftermath” on Netflix
FAMI 2020-12-12 07:00:561.12 1.04 5.66%
FAMI 2020-12-12 08:00:551.12 1.04 5.66%
FAMI 2020-12-12 09:00:561.12 1.04 5.66%
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FAMI 2020-12-12 16:00:561.12 1.04 5.66%
FAMI 2020-12-12 17:00:561.12 1.04 5.66%
FAMI 2020-12-12 18:00:571.12 1.04 5.66%
FAMI 2020-12-12 19:00:561.12 1.04 5.66%
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FAMI 2020-12-12 20:07:07
How much do you think I should I be investing?
I’m 17, I work at us cellular. I have a mutual fund stock account that my family has added to every year of my life. Recently, I’ve begun to add to it aswell. I make about $200 per month working after school, and I only spend about $90 per month. I’m saving $110 every month. I’m really into investing. The stock’s call sign is ANWPX and it’s done great submitted by /u/Savitar150 [link] [comments]
FAMI 2020-12-12 21:00:571.12 1.04 5.66%
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FAMI 2020-12-12 23:00:561.12 1.04 5.66%

FAMI 2020-12-13 01:04:151.12 1.04 5.66%
FAMI 2020-12-13 02:00:551.12 1.04 5.66%
FAMI 2020-12-13 03:00:551.12 1.04 5.66%
FAMI 2020-12-13 03:25:49
Affirm joins Roblox in delaying its planned 2020 IPO after monster gains from Airbnb, Doordash
Affirm's planned 2020 IPO has been put on hold until next year, The Wall Street Journal reported on Saturday, citing people familiar with the matter. The point-of-sale lender's decision to postpone its IPO comes shortly after Roblox decided to postpone its planned 2020 IPO until next year to seek a higher price, given the strong investor demand for high-growth tech IPOs. Affirm planned to begin pitching its shares to potential investors this coming week, and was on track to receive a market valuation of as much as $10 billion, according to The Journal. Part of the reason Affirm delayed its offering was due to the high price spikes in recent offerings from Airbnb and DoorDash, as well as delays at the Securities Exchange Commission due to a surge in listing requests from private companies, the Journal reported. Airbnb surged as much as 143% in its first day of trades on Thursday, while DoorDash closed higher by 86% in its first day of trading on Wednesday. Now, Affirm's public debut won't come until January at the earliest, according to the report. Affirm and Roblox are attempting to strike a delicate balance of not leaving any money on the table by pricing their IPO at too low of a price, yet also not pricing their shares too high, which might lead to a weak trading debut. Meanwhile, both companies are hoping (and betting on) that the IPO window remains open early next year. A steep correction in the stock market can occur at any time, closing the IPO window, as that's not an ideal environment for a private company to go public. BlackRock CEO Larry Fink believes the recent IPO frenzy is "unsustainable" and could lead to "many accidents." Source submitted by /u/Brothanogood [link] [comments]
FAMI 2020-12-13 04:00:561.12 1.04 5.66%
FAMI 2020-12-13 05:00:561.12 1.04 5.66%
FAMI 2020-12-13 06:00:561.12 1.04 5.66%
FAMI 2020-12-13 07:00:551.12 1.04 5.66%
FAMI 2020-12-13 07:03:21
FIII EV Merger and Tailwinds in the Last Mile Delivery Market
While there are a swarm of posts regarding GIK merger with eLightning Motors despite both DAs were announced on same date, i feel that FIII is being swept under the rug here when there are strong tailwinds in the EV commercial last mile delivery segment. This is a company which I can foresee is going to dominate in a space of their own. Let me elaborate by giving a DD to first bring the uninitiated up to speed. Merger Company: Electric Last Mile Solutions (ELMS) As its name implies, ELMS primarily operates in the last mile delivery market from the transportation hub to the final destination - either to the customer's doorstep or retailers. With the continued rise in the e-commerce space, the market for last mile delivery vehicles would only become more important. This is soon becoming a $1 trillion market due to the exploding e-commerce scene in US. You may think "meh, it's already a saturated market flooding with competitors in the EV space, what's so different about this?" Familiar with Blue Ocean Strategy & First-Mover advantage? If not, here is a live example with what ELMS is doing: Think of the EV space as a red ocean with rivalling competitors like Workhorse, Hyliion, Lightning eMotor, Tesla, Arrival and many others. However, if you break them down to different class categories, most vehicles are in the class 3 to class 8 categories (more heavy duty vehicles). Now, think of a blue ocean with little or no competition - Class 1 EV Vehicles. And this is exactly what ELMS is focusing on, where they are the first to bring in their Urban Delivery EV Vehicles in the Class 1/2 segment in the US. They also have the Urban Utility which operates in the Class 3 segment (Medium-duty). Therefore, ELMS' strategy to target the Class 1 to 3 category in the commercial delivery vehicle market will represent over 80% of the last mile market. Three biggest competitive advantages they have going for them right now: U.S plant with existing operations -> ELMS will be acquiring the former Hummer plant in Indiana which is currently owned by Sokon, a Chinese publicly-listed company with a proven track record of more than 30k EV vans already sold and driven ON THE ROAD since 2017. Now, I understand your concerns with this as Chinese companies aren't receiving a good rep recently especially with the current regulatory & delisting woes. However, let me ease your concerns with the following points: ELMS will be an independent US company where vehicles are produced right here in US. Sokon will only provide the know-hows, supplying certain parts, and field data which is critical for scaling operations. Majority of EV systems and components are sourced in US, and compliant with US regulations This means that ELMS will NOT be affected by any of the above issues since it is an independent entity. To be frank, it's a smart strategic move by ELMS to acquire the existing operations of Sokon. Just imagine the sky-rocketing costs involved in engineering/developing/R&D from scratch. Rather than incurring such costs, why not based it on an established EV company in Asia with a proven track record of already 30,000+ EVs on the road? This also helps to lower ELMS operating costs. Over 30,000 pre-orders with expected revenue of US$1B -> from B2B customers like fleet managers , dealers and upfitters which the eventual end users are shipping and e-commerce companies such as Walmart, FedEX, Ikea & Best Buy. This will be delivered in 2021 Q3 which is WITHIN ONE YEAR*.* Lowest total cost of ownership -> 35% reduction in TCO compared to current Class 1 Gas Vehicles. Having a low TCO is important to establish a foothold in the last mile delivery market. This market doesn't give a shit how aesthetic/futuristic looking it should be (e.g. Arrival) but price matters, because why? Fleet managers want to lower the cost of delivery for their end customers so they can be more competitive. To lower cost of delivery, you will have to lower the cost of operations which is only possible if the TCO is low for vehicles. Therefore, I believe that ELMS is able to drive greater value to their B2B clients, and this will significantly attract more businesses = more revenue. Still not enough? Let us briefly talk about management, both ELMS & Forum Merger. ELMS - CEO & Founder, James Taylor. He was previously the CEO of Workhorse with over 35+ years of experience in this industry, where he served as President for Cadillac and CEO for Hummer. This dude is an experienced veteran in this industry. Forum Merger Corp - Management and track records are important. This company previously performed two successful mergers. The first one was ConvergeOne in 2018, which was acquired nine months after merger by CVC capital. The second one is the recent success in October this year, Tattooed Chef, a leading plant-based company. Peak price went up to $25 per share prior to merger. ELMS's merger is slated to be completed the first quarter of 2021. I believe that with the current EV hype and strong tailwinds in the last mile delivery market, the current share price of $12.49 (or $12.89 AH) is a steal. Easily, this could hit the range of $14 - $15 within this week or next and $17-$18 at height prior before merger. Positions: Mostly warrants and a small position in commons at $12.66. submitted by /u/Aggressivestonk [link] [comments]
FAMI 2020-12-13 08:00:561.12 1.04 5.66%
FAMI 2020-12-13 08:27:30
Tesla tells employees Model S and X production will shut down for 18 days
Subject: S/X Holiday Shutdown Hi Team, The SX lines will be shut down for the holidays starting Dec. 24th and returning Jan. 11th. We would like you to take the opportunity to refresh or spend time with your family, so Tesla will be giving you a full week pay for the week of Jan. 4th. There will also be limited paid opportunities for you to support other shops or volunteer for deliveries during some of this time. Dec. 23rd - last day of work before shutdown Dec. 24th-25th - Paid holidays* Dec. 28th-30th - Unpaid time off (may use PTO**), support deliveries or other shops. Dec. 31st-Jan. 1st - Paid Holiday* Jan. 4th - 8th - Paid time off (40 hours) Jan. 11th - return to work If you would like to volunteer for deliveries for Dec. 26th -- Dec. 31st, or support other shops from Dec. 28th - Dec. 30th, please use the survey below to let us know your preference. We will do our best to accommodate your requests, but preferences are not guaranteed and will be granted on a first come first serve basis. submitted by /u/Sf766 [link] [comments]
FAMI 2020-12-13 09:00:561.12 1.04 5.66%
FAMI 2020-12-13 10:01:041.12 1.04 5.66%
FAMI 2020-12-13 11:01:251.12 1.04 5.66%
FAMI 2020-12-13 12:00:561.12 1.04 5.66%
FAMI 2020-12-13 14:03:14
Douglas Emmett's Multi-Family Portfolio Likely To Drive Earnings
FAMI 2020-12-13 18:55:49
Crosspost from /r/undervaluedstonks: My personal list of ETFs and stocks that will benefit from the recovery from COVID-19 (USD and CAD)
Disclaimer: these aren't the entirety of my portfolio, also there are certain ETFs/stocks I can't buy due to the limitations of my app (wealthsimple). But hopefully this post at least gives you an idea, and you can do your own research as well (as you always should!) For novice investors: you should find an ETF that correspond to the industries mentioned below, instead of individual stocks. You may have already missed the initial jump by now, some of my stocks (Air Canada, Beoing) have already gone up 20-30% since I bought in Oct/Nov. These all have almost identical YTD growth curves from 2020, so you can spot them very easily. Airlines/plane makers: JETS (etf) is in my opinion a very safe bet, but if you want a bit of risk but potentially higher returns, Raytheon, Air canada, united airlines, boeing, Spirit aerosystems, ARR Corp. Retail/investment banking: mortgage, deferrals, low interest rates, etc. if you have a relatively long time horizon, I except this sector to rebound in the next 1-2 years. ETF: KRE, IAT, KBE, ZWB, ZEB, there's other ones, pick one that suits you best. Most Canadian retail banks have recovered to pre-COVID levels except Bank of Nova Scotia. American retail banks: Bank of America, etc. American investment banks: JP morgan, wells fargo, etc. I'm sure you can find plenty of stocks in this sector. Oil/gas: long term wise they are on their way out, but short-medium term they stand to gain a lot as things slowly improve. Oil/gas ETFs: XLE (or whichever other ones you like). Oil/gas stocks: suncor, enbridge, Exxon mobile, BP, chevron. Real estate/Property management: ETFs: VNQ, XLRE, XRE, Stocks: Brookfield Property (BPY.UN), Riocan, (not familiar with US ones) Entertainment: PEJ (etf) to be safe. entertainment stocks: six flags, dave and busters, great canadian gaming corp, carribean cruiselines, norweigian cruiselines, IMAX, cedar fair. High risk: cineplex and cinemark have been hammered recently by Warner Bros, I personally think there will still be SOME rebound from pent up demand and cabin fever though. submitted by /u/scarberia123 [link] [comments]

FAMI 2020-12-14 01:04:221.12 1.04 5.66%
FAMI 2020-12-14 02:01:021.12 1.04 5.66%
FAMI 2020-12-14 03:00:571.12 1.04 5.66%
FAMI 2020-12-14 03:18:36
Good to gift a stock for a newborn?
My friend had a baby recently. I'm thinking the next time I see him (~2 months) I want to gift the family $50 and instruct them to open up a custodial account for the baby, assuming he doesn't already have one. I want them to put the money into a mutual fund and to set up automatic reinvestments from dividends/cap gains back into it. Is this a good idea? Or is it better to come with a gift for something that can help them "now"? Wouldn't even be sure what to get them,as they got a ton of stuff from their baby shower (I gave them a gift for that too). ​ I don't know how much they know about investing, so I'd like to assume they know nothing. What mutual fund would you recommend investing $50 into today, with the idea that it will grow over the next ~20 years? submitted by /u/Empire48 [link] [comments]
FAMI 2020-12-14 04:00:561.12 1.04 5.66%
FAMI 2020-12-14 05:00:571.12 1.04 5.66%
FAMI 2020-12-14 06:00:571.12 1.04 5.66%
FAMI 2020-12-14 07:00:561.12 1.04 5.66%
FAMI 2020-12-14 08:00:571.12 1.04 5.66%
FAMI 2020-12-14 09:00:571.12 1.04 5.66%
FAMI 2020-12-14 10:00:571.12 1.04 5.66%
FAMI 2020-12-14 11:00:581.26 0.95 5.66%
FAMI 2020-12-14 12:00:561.18 1.11 3.77%
FAMI 2020-12-14 13:00:581.13 1.10 6.60%
FAMI 2020-12-14 14:00:571.20 1.10 12.26%
FAMI 2020-12-14 15:00:581.15 1.01 2.83%
FAMI 2020-12-14 16:00:571.11 1.08 2.83%
FAMI 2020-12-14 18:00:571.14 1.11 0.89%
FAMI 2020-12-14 19:00:581.18 1.17 5.36%
FAMI 2020-12-14 20:00:48
Energy Stocks?
Hey! What’s up the energy sector? I see massive drops in all sectors whether it be oil, renewable, etc. I was just about to invest in, so no complaint here I took the day to jump in, but what sparked it? I don’t see a decent explanation for oil or renewable to drop right now. I’ve no idea with the vaccine implementation and election why they wouldn’t both be respectfully recovering or rising steadily. But near 10% dip in WLL, OXY, BEPC, SWI; the last two specifically had drop offs. I have a secondary request for suggestions / profile sharing in the comments for shorter and longer term energy stocks that you’re better on and why. I know hydrogen is a major player, went with PLUG because of their past experience and upcoming EV partnering. In this area, I’m talking non-traditional, renewable, & innovating. I cannot claim to be familiar with many in the sector and I’m a newer investor looking for long-term and short-term gain potentials. I want to diversity my portfolio. The major investments I have going so far are: PLTR, WLL, NIO, USO, TSLA. I would appreciate the help or guidance. A big thanks to this subreddit for helping me get in on a couple of them at good points, 1K actualized in two months. 🙏🏼 submitted by /u/bchec [link] [comments]
FAMI 2020-12-14 20:00:571.20 1.17 6.25%
FAMI 2020-12-14 21:00:571.21 1.20 7.14%
FAMI 2020-12-14 22:00:561.21 1.20 7.14%
FAMI 2020-12-14 23:00:571.21 1.20 8.04%
FAMI 2020-12-14 23:52:10
College student who has some money to invest. What’s the most efficient way to really start?
Im a hard working college student who works full time also. I have a full scholarship, and I’m also receiving some grants so overall just for taking a few classes I received about $2,000 each semester I take and pass with A’s Over the past year, I have managed to save up $15,000 easily and I’m really interested in investing and saving for the future. I come from a paycheck to paycheck household filled with family members that haven’t been fortunate like I have. I just want to set myself up for success. I really think I can get very good at this, and I’ve been interested in this ever since high school. I’ve really been saving my money over the past year just to be able to start investing. So my question is, how should I really start off? What books should I read, who should I listen to, watch, just everything. I know that there’s so many different ways to start learning, but I was just hoping that somebody that really knows the business can give me there advice on how they started. Thank you so much beforehand. submitted by /u/Lindstrong [link] [comments]

FAMI 2020-12-15 01:03:411.23 1.15 5.22%
FAMI 2020-12-15 02:00:561.23 1.15 5.22%
FAMI 2020-12-15 03:00:571.23 1.15 5.22%
FAMI 2020-12-15 04:00:561.23 1.15 5.22%
FAMI 2020-12-15 05:00:571.23 1.15 5.22%
FAMI 2020-12-15 06:00:561.23 1.15 5.22%
FAMI 2020-12-15 07:00:561.23 1.15 5.22%
FAMI 2020-12-15 08:00:581.23 1.15 5.22%
FAMI 2020-12-15 09:00:571.23 1.15 5.22%
FAMI 2020-12-15 10:01:111.23 1.15 5.22%
FAMI 2020-12-15 11:00:581.26 1.15 5.22%
FAMI 2020-12-15 12:00:581.24 1.13 5.22%
FAMI 2020-12-15 13:00:561.98 1.16 9.57%
FAMI 2020-12-15 14:00:581.23 1.16 7.83%
FAMI 2020-12-15 15:00:581.22 1.16 6.09%
FAMI 2020-12-15 16:00:581.20 1.18 2.61%
FAMI 2020-12-15 17:00:571.15 1.12 -6.61%
FAMI 2020-12-15 18:00:571.11 1.10 -8.26%
FAMI 2020-12-15 19:00:581.10 1.09 -9.09%
FAMI 2020-12-15 20:00:581.12 1.11 -8.26%
FAMI 2020-12-15 21:00:581.11 1.10 -9.09%
FAMI 2020-12-15 22:00:571.16 1.14 -4.96%
FAMI 2020-12-15 23:00:581.18 1.09 -2.48%

FAMI 2020-12-16 00:11:43
APHA skyrockets 20% AH after news of blockbuster merger with Tilray
Canadian cannabis producers Aphria Inc. and Tilray Inc. are in advanced talks to combine, with an announcement possible as early as this week, according to sources familiar with the matter. The merged company is expected to retain the Tilray name and appoint Aphria Chief Executive Officer Irwin Simon as its CEO, the sources said. Aphria is likely to emerge with a majority of the combined company’s board seats and with its shareholders owning a 60 per cent stake, although that could change, added one of the sources who has direct knowledge of the matter​. Negotiations between the two companies were ongoing as of Tuesday and there's no guarantee that a deal will be completed. The merged Aphria-Tilray company will likely move its headquarters to the United States as part of a strategy to bolster its presence in that country, the sources said. Sales of cannabis in the U.S. have increased substantially over the past year amid rising marijuana usage during the COVID-19 pandemic. Aphria is currently headquartered in Leamington, Ont.; Tilray is based in Nanaimo, B.C. The two companies are eyeing up to $100 million in annualized cost savings by joining forces, while Aphria would produce the bulk of the combined entity's Canadian cannabis inventory to fully utilize its 1.3 million square-foot greenhouse in Leamington, Ont., the sources said. It is unclear what will happen to Tilray's production facilities in Nanaimo, B.C. and London, Ont., but one of the sources who has indirect knowledge said they are likely to be wound down. If Tilray and Aphria manage to finalize an agreement, the deal would create the biggest cannabis company in Canada and a major player in the global pot sector. Tilray's international operations, which include a world-class production facility in Portugal, is said to be one of the jewels of the deal, the sources said. Tilray also has substantial operations in Australia, Germany and the U.K.; meanwhile, Aphria has a German pharmaceutical distribution business. The combined company would control a leading 19 per cent share of the Canadian recreational cannabis market and annual revenue north of $930 million, based on the two companies' most recent quarterly results as well as revenue generated by Sweetwater Brewing Co., which Aphria acquired last month. This is the second time in recent months that Aphria is said to have had its eye on being a consolidator in Canada’s crowded cannabis sector. BNN Bloomberg reported in July that the Leamington, Ont.-based pot giant was in serious negotiations with Aurora Cannabis Inc., but talks between the two companies broke down due to differences over board composition and compensation. One of the key differences between Aurora and Tilray is that the latter generates roughly half of its revenue from its Manitoba Health hemp food business. That would likely appeal to Aphria given Simon's previous role running organic health food operator Hain Celestial Group Inc., and could add steady revenue to its non-cannabis subsidiaries, such as German pharmaceutical distribution business CC Pharma and Sweetwater Brewing. submitted by /u/sidewalks- [link] [comments]
FAMI 2020-12-16 01:03:541.20 1.16 0.87%
FAMI 2020-12-16 02:00:571.16 1.09 0.87%
FAMI 2020-12-16 03:00:561.16 1.09 0.87%
FAMI 2020-12-16 03:18:47
In Deep w/pschadelics
I'm old enough to know better but fairly new to the stock market. I am familiar with LSD and mushrooms as a young adult I experimented a little bit. I recently took up meditation and there is a correlation between meditating and the psychedelic realm. Anyway, I've established I'm a fan. Well, today, at the opoening bell I invested 300,000k in lkysf, mmed, ftrpe and havlf. For the opening tomorrow should I hold or sell? I am willing to go long because I believe in this methodology and the relief it will provide the mentally ill. I think I might cut my investment in half and stay long. Suggestions? submitted by /u/Potential_Translator [link] [comments]
FAMI 2020-12-16 04:03:481.16 1.09 0.87%
FAMI 2020-12-16 04:56:50
Semiconductors, where are you putting your money for the next 3-5 years?
I was recently talking with a co-worker and he mentioned how bullish he was on the semiconductor industry over the next few years. I'm not very familiar in this area and have a lot of DD yet to do, but just out of curiosity and to get some perspective to start with, what are your favorite and best candidates for semiconductors over the next few years? AMD? NVDA? TSM? MU? submitted by /u/Scrubbadubdoug [link] [comments]
FAMI 2020-12-16 05:00:571.16 1.09 0.87%
FAMI 2020-12-16 06:00:571.16 1.09 0.87%
FAMI 2020-12-16 07:00:571.16 1.09 0.87%
FAMI 2020-12-16 08:00:571.16 1.09 0.87%
FAMI 2020-12-16 09:00:571.16 1.09 0.87%
FAMI 2020-12-16 10:00:581.20 1.16 4.35%
FAMI 2020-12-16 11:00:571.16 1.09 0.87%
FAMI 2020-12-16 12:00:581.16 1.09 0.87%
FAMI 2020-12-16 13:00:591.16 1.09 0.87%
FAMI 2020-12-16 14:00:591.18 1.10 0.87%
FAMI 2020-12-16 14:46:12
Une nouvelle incroyablement triste au réveille aujourd'hui. Gardez à l’esprit les amis, la famille et les camarades du capitaine Sailor Earle à bord du NCSM Winnipeg ce matin. https://t.co/pUVHYxTZ0X
FAMI 2020-12-16 15:00:591.21 1.18 0.87%
FAMI 2020-12-16 15:15:51
RT @Comd_RCN: Notre famille de la Marine est tout simplement dévastée par la nouvelle de la disparition de notre camarade de bord Matc Duan…
FAMI 2020-12-16 15:38:29
Reposez en paix, matelot-chef Duane Earle. Notre Équipe de la Défense est ici pour aider votre famille et vos proches à traverser cette épreuve difficile. À tout l’équipage du NCSM Winnipeg: Nous vous aimons et partageons votre chagrin. Nous vous verrons à votre retour au pays.
FAMI 2020-12-16 15:38:39
RT @DMDND_SMMDN: Reposez en paix, matelot-chef Duane Earle. Notre Équipe de la Défense est ici pour aider votre famille et vos proches à tr…
FAMI 2020-12-16 15:48:54
RT @DMDND_SMMDN: Reposez en paix, matelot-chef Duane Earle. Notre Équipe de la Défense est ici pour aider votre famille et vos proches à tr…
FAMI 2020-12-16 16:00:581.21 1.01 2.61%
FAMI 2020-12-16 16:56:30
If you want to speak with someone, reach out to a shipmate, DM us @HMCS_NCSM_YORK for resources or to speak to the Padre. Your @RoyalCanNavy is a family and we’re here for you. https://t.co/97HdWMeuLB
FAMI 2020-12-16 17:01:021.19 1.18 2.59%
FAMI 2020-12-16 17:13:28
J'ai le coeur brisé pour le MC Duane Earle et sa famille. En 2017 j’ai eu l'honneur de voir de mes propres yeux le dévouement de l'équipage du NCSM Winnipeg. Mes pensées vont à l'équipage et aux @ForcesCanada. Nous nous souvenons de ses 30 ans de service avec gratitude. https://t.co/A1fUsdkcz7
FAMI 2020-12-16 18:01:011.17 1.16 0.00%
FAMI 2020-12-16 18:06:58
We lost a hero, please say prayers for his family, friends and the sailors on HMCS/NCSM Winnipeg @HMCSWinnipeg who lost their mate. https://t.co/p78C25Cv6m
FAMI 2020-12-16 18:28:31
@HMCSWinnipeg @MARPAC_FMARP @CFOperations @Comd_RCN @RoyalCanNavy @AngusTopshee @COMD_MARPAC @CanadianForces @RCN_MARLANT @DeputyFleetPac @RCAF_ARC Sincères condoléances à sa famille, ainsi qu'à tout l'équipage du NCSM Winnipeg. Je pense à vous.
FAMI 2020-12-16 19:00:591.19 1.16 1.72%
FAMI 2020-12-16 20:00:581.16 1.15 0.00%
FAMI 2020-12-16 20:55:28
When Kandi America $KNDI comes to a city near you, would you or a family member buy one of their Electric Vehicles? * $10,000 after federal tax incentives.


FAMI 2020-12-16 21:00:571.23 1.20 5.17%
FAMI 2020-12-16 22:00:591.21 1.20 4.31%
FAMI 2020-12-16 22:41:31
RT @L_MacAulay: Une nouvelle incroyablement triste au réveille aujourd'hui. Gardez à l’esprit les amis, la famille et les camarades du capi…
FAMI 2020-12-16 22:42:37
RT @Comd_NAVRES: Les pensées et prières de la Réserve navale sont avec la famille du Matelot-chef Duane Earle et tout l’équipage du NCSM Wi…
FAMI 2020-12-16 23:00:581.28 1.20 9.48%

FAMI 2020-12-17 00:33:32
$MGNX Announces FDA Approval call scheduled for tom at 8:00 a.m.
MacroGenics, Inc. (Nasdaq: MGNX), a biopharmaceutical company focused on developing and commercializing innovative monoclonal antibody-based therapeutics for the treatment of cancer, today announced that the U.S. Food and Drug Administration (FDA) has approved MARGENZA, in combination with chemotherapy, for the treatment of adult patients with metastatic HER2-positive breast cancer who have received two or more prior anti-HER2 regimens, at least one of which was for metastatic disease. MARGENZA is the first product approved from MacroGenics’ promising pipeline. The approval was based on safety and efficacy results from the pivotal Phase 3 SOPHIA trial. “The approval of MARGENZA is an exciting milestone for MacroGenics and, more importantly, it brings a new treatment option to metastatic breast cancer patients. We are grateful for the patients who participated in this study, as well as their families, and everyone who played a role in helping MacroGenics reach this milestone,” said Scott Koenig, M.D., Ph.D., President and CEO of MacroGenics. “As we prepare for our first commercial launch and look forward to being able to deliver MARGENZA to patients, we continue to focus on developing and commercializing innovative antibody-based therapeutics for the treatment of cancer with eight product candidates currently in clinical development.” The approval for MARGENZA was based on data from SOPHIA, a randomized Phase 3 clinical trial. The study, which included 536 patients, showed a statistically significant 24% reduction in the risk of disease progression or death with MARGENZA plus chemotherapy compared with trastuzumab plus chemotherapy (hazard ratio [HR]=0.76; 95% CI, 0.59-0.98; P=0.033; median PFS 5.8 vs 4.9 months). The objective response rate for MARGENZA plus chemotherapy was 22% and for trastuzumab plus chemotherapy was 16%. The final Overall Survival (OS) analysis is expected in the second half of 2021. Adverse reactions occurring in greater than twenty percent of patients with MARGENZA in combination with chemotherapy were fatigue/asthenia (57%), nausea (33%), diarrhea (25%), and vomiting (21%). The MARGENZA U.S. Prescribing Information has a BOXED WARNING for left ventricular dysfunction and embryo-fetal toxicity. In addition, MARGENZA can cause infusion related reactions (IRRs). IRRs occurred in 13% of patients treated with MARGENZA, with the majority reported as Grade 2 or less. Grade 3 IRRs occurred in 1.5% of patients. See below for Important Safety Information. “Early detection and treatment have had a positive impact on the survival of patients with breast cancer, but the prognosis for people diagnosed with metastatic breast cancer remains poor, and additional treatments are needed,” said Hope S. Rugo, M.D., Professor of Medicine and Director of Breast Oncology and Clinical Trials Education, University of California San Francisco Helen Diller Family Comprehensive Cancer Center. “As the only HER2-targeted agent to have shown a PFS improvement versus trastuzumab in a head-to-head Phase 3 clinical trial, MARGENZA with chemotherapy represents the newest treatment option for patients who have progressed on available HER2-directed therapies.” "Women with metastatic HER2-positive breast cancer are benefitting from ongoing scientific advances," said Christine Benjamin, LMSW, Chair, Metastatic Breast Cancer Alliance. "We are always excited to learn of additional treatment options that are available to healthcare professionals and those living with metastatic breast cancer." MacroGenics anticipates that MARGENZA will be available in March of 2021. Conference Call MacroGenics will host a conference call for analysts and investors on Thursday, December 17, 2020, at 8:00 a.m. ET. To participate in the conference call, please dial (877) 303-6253 (domestic) or (973) 409-9610 (international) ten minutes prior to the start of the call and provide the Conference ID: 8657888. The listen-only webcast of the conference call, including presentation slides, can be accessed under "Events & Presentations" in the Investor Relations section of the Company's website at http://ir.macrogenics.com/events-and-presentations/events. A replay of the webcast will be available shortly after the conclusion of the call and archived on the Company's website for 30 days following the call. About the SOPHIA Study The SOPHIA study (NCT02492711) is a randomized, open-label Phase 3 clinical trial evaluating MARGENZA plus chemotherapy compared to trastuzumab plus chemotherapy in patients with HER2-positive metastatic breast cancer, who have previously been treated with anti-HER2-targeted therapies. All study patients had previously received trastuzumab, all but one patient had previously received pertuzumab, and 91% had previously received ado-trastuzumab emtansine, or T-DM1. The study enrolled 536 patients who were randomized 1:1 to receive either MARGENZA (n=266) given intravenously at 15 mg/kg every three weeks or trastuzumab (n=270) given intravenously at 6 mg/kg (or 8 mg/kg for loading dose) every three weeks in combination with one of four chemotherapy agents (capecitabine, eribulin, gemcitabine or vinorelbine) given at the standard doses. Intent-to-treat PFS analysis occurred after 265 PFS events. The primary endpoints of the study are sequentially-assessed PFS, determined by blinded, centrally-reviewed radiological review, followed by OS. Additional key secondary endpoints are PFS by investigator assessment, ORR and Duration of Response. Tertiary endpoints include ORR by investigator assessment and safety. PFS and ORR were assessed according to Response Evaluation Criteria in Solid Tumors version 1.1 (RECIST 1.1). About HER2-positive Breast Cancer Human epidermal growth factor receptor 2 (HER2) is a protein found on the surface of some cancer cells that promotes growth and is associated with aggressive disease and poor prognosis. Approximately 15-20% of breast cancer cases are HER2-positive. Monoclonal antibodies targeting HER2 have greatly improved outcomes; however, a significant number of patients progress to later lines of therapy. Effective treatments for metastatic HER2-positive breast cancer continue to remain an unmet need. About MARGENZA MARGENZA (margetuximab-cmkb) is an Fc-engineered, monoclonal antibody that targets the HER2 oncoprotein. HER2 is expressed by tumor cells in breast, gastroesophageal and other solid tumors. Similar to trastuzumab, margetuximab-cmkb inhibits tumor cell proliferation, reduces shedding of the HER2 extracellular domain and mediates antibody-dependent cellular cytotoxicity (ADCC). However, through MacroGenics’ Fc Optimization technology, margetuximab-cmkb has been engineered to enhance the engagement of the immune system. In vitro, the modified Fc region of margetuximab-cmkb increases binding to the activating Fc receptor FCGR3A (CD16A) and decreases binding to the inhibitory Fc receptor FCGR2B (CD32B). These changes lead to greater in vitro ADCC and NK cell activation. The clinical significance of in vitro data is unknown. Margetuximab-cmkb is also being evaluated in combination with checkpoint blockade in the Phase 2/3 MAHOGANY trial for the treatment of patients with HER2-positive gastroesophageal cancer (NCT04082364), and in combination with tebotelimab (PD-1 × LAG-3 bispecific DART® molecule) in various HER2-positive tumors (NCT03219268). MacroGenics is partnered with Zai Lab for the development and commercialization of margetuximab-cmkb in Greater China. For more information, please visit www.clinicaltrials.gov. IMPORTANT SAFETY INFORMATION BOXED WARNING: LEFT VENTRICULAR DYSFUNCTION AND EMBRYO-FETAL TOXICITY Left Ventricular Dysfunction: MARGENZA may lead to reductions in left ventricular ejection fraction (LVEF). Evaluate cardiac function prior to and during treatment. Discontinue MARGENZA treatment for a confirmed clinically significant decrease in left ventricular function. Embryo-Fetal Toxicity: Exposure to MARGENZA during pregnancy can cause embryo-fetal harm. Advise patients of the risk and need for effective contraception. WARNINGS & PRECAUTIONS: Left Ventricular Dysfunction Left ventricular cardiac dysfunction can occur with MARGENZA. MARGENZA has not been studied in patients with a pretreatment LVEF value of <50%, a prior history of myocardial infarction or unstable angina within 6 months, or congestive heart failure NYHA class II-IV. Withhold MARGENZA for ≥16% absolute decrease in LVEF from pre-treatment values or LVEF below institutional limits of normal (or 50% if no limits available) and ≥10% absolute decrease in LVEF from pretreatment values. Permanently discontinue MARGENZA if LVEF decline persists greater than 8 weeks, or dosing is interrupted more than 3 times due to LVEF decline. Evaluate cardiac function within 4 weeks prior to and every 3 months during and upon completion of treatment. Conduct thorough cardiac assessment, including history, physical examination, and determination of LVEF by echocardiogram or MUGA scan. Monitor cardiac function every 4 weeks if MARGENZA is withheld for significant left ventricular cardiac dysfunction. Embryo-Fetal Toxicity Based on findings in animals and mechanism of action, MARGENZA can cause fetal harm when administered to a pregnant woman. Post-marketing studies of other HER-2 directed antibodies during pregnancy resulted in cases of oligohydramnios and oligohydramnios sequence manifesting as pulmonary hypoplasia, skeletal abnormalities, and neonatal death. Verify pregnancy status of women of reproductive potential prior to initiation of MARGENZA. Advise pregnant women and women of reproductive potential that exposure to MARGENZA during pregnancy or within 4 months prior to conception can result in fetal harm. Advise women of reproductive potential to use effective contraception during treatment and for 4 months following the last dose of MARGENZA. Infusion-Related Reactions (IRRs) MARGENZA can cause IRRs. Symptoms may include fever, chills, arthralgia, cough, dizziness, fatigue, nausea, vomiting, headache, diaphoresis, tachycardia, hypotension, pruritus, rash, urticaria, and dyspnea. Monitor patients during and after MARGENZA infusion. Have medications and emergency equipment to treat IRRs available for immediate use. In patients experiencing mild or moderate IRRs, decrease rate of infusion and consider premedications, including antihistamines, corticosteroids, and antipyretics. Monitor patients until symptoms completely resolve. Interrupt MARGENZA infusion in patients experiencing dyspnea or clinically significant hypotension and intervene with supportive medical therapy as needed. Permanently discontinue MARGENZA in all patients with severe or life-threatening IRRs. MOST COMMON ADVERSE REACTIONS: The most common adverse drug reactions (≥10%) with MARGENZA in combination with chemotherapy are fatigue/asthenia, nausea, diarrhea, vomiting, constipation, headache, pyrexia, alopecia, abdominal pain, peripheral neuropathy, arthralgia/myalgia, cough, decreased appetite, dyspnea, infusion-related reactions, palmar-plantar erythrodysesthesia, and extremity pain. You may report side effects to the FDA at (800) FDA-1088 or www.fda.gov/medwatch or to MacroGenics at (844)-MED-MGNX (844-633-6469). Link to full Prescribing Information, including Boxed Warning About MacroGenics, Inc. MacroGenics is a biopharmaceutical company focused on developing and commercializing innovative monoclonal antibody-based therapeutics for the treatment of cancer. The Company generates its pipeline of product candidates primarily from its proprietary suite of next-generation antibody-based technology platforms, which have applicability across broad therapeutic domains. The combination of MacroGenics' technology platforms and protein engineering expertise has allowed the Company to generate promising product candidates and enter into several strategic collaborations with global pharmaceutical and biotechnology companies. For more information, please see the Company's website at www.macrogenics.com. MacroGenics, the MacroGenics logo and DART are trademarks or registered trademarks of MacroGenics, Inc. Cautionary Note on Forward-Looking Statements Any statements in this press release about future expectations, plans and prospects for the Company, including statements about the Company's strategy, future operations, clinical development of the Company's therapeutic candidates, commercial prospects of or product revenues from MARGENZA, milestone or opt-in payments from the Company's collaborators, the Company's anticipated milestones and other statements containing the words "subject to," "believe," "anticipate," "plan," "expect," "intend," "estimate," "project," "may," "will," "should," "would," "could," "can," the negatives thereof, variations thereon and similar expressions, or by discussions of strategy constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Actual results may differ materially from those indicated by such forward-looking statements as a result of various important factors, including: risks that MARGENZA revenue, expenses and costs may not be as expected, risks relating to MARGENZA’s market acceptance, competition, reimbursement and regulatory actions the uncertainties inherent in the initiation and enrollment of future clinical trials, expectations of expanding ongoing clinical trials, availability and timing of data from ongoing clinical trials, expectations for regulatory approvals, other matters that could affect the availability or commercial potential of the Company's product candidates and other risks described in the Company's filings with the Securities and Exchange Commission. In addition, the forward-looking statements included in this press release represent the Company's views only as of the date hereof. The Company anticipates that subsequent events and developments will cause the Company's views to change. However, while the Company may elect to update these forward-looking statements at some point in the future, the Company specifically disclaims any obligation to do so, except as may be required by law. These forward-looking statements should not be relied upon as representing the Company's views as of any date subsequent to the date hereof. submitted by /u/stillness0072 [link] [comments]
FAMI 2020-12-17 01:04:011.50 1.45 27.83%
FAMI 2020-12-17 01:25:31
Domino's Pizza Analysis (NYSE: DPZ)
Note: I do not have a position in Domino's. Industry Overview Domino’s competes in the quick-service restaurant (QSR) pizza industry with various competitors. The U.S. market is estimated to be ~$37.8bn and steadily growing. This is the second-largest category in the broader $279bn QSR market. The QSR pizza industry is primarily comprised of delivery, dine-in, and carryout. Unsurprisingly carryout and delivery are the two largest segments. Domino’s is the leading market share leader for U.S. pizza delivery and the second-largest market share for carryout. The four industry leaders, Pizza Hut, Papa John’s Pizza, Domino’s, and Little Caesars Pizza account for 61% of the U.S. pizza delivery market and 51% of the carryout market. The international pizza market is more underdeveloped than the United States. Domino’s is one of three companies with a global presence. Business Overview Domino’s was founded in 1960 by two brothers. The two brothers initially focused on opening stores near college campuses and military bases. Fast forward almost three decades and Bain Capital buys 93% of the business in 1998. A few years later, Bain proceeds to IPO Domino’s in 2004, and it’s been a public company ever since. Domino’s has three different revenue segments: U.S. Stores International Franchises Supply Chain We’ll dig into these different business lines and how they all work. U.S. Stores U.S. stores consist of both company-owned stores and franchised stores. Roughly 6% of all U.S. stores are company-owned. These stores are typically used for testing sites for new innovation as well as training and developing future talent. There are more than 6,100 U.S. stores, with ~340 stores being company-owned and ~5,800 being franchisees. The ~5,800 franchised stores are operated by 777 U.S. franchisees. These franchisees are able to benefit from Domino’s brand image with a low capital investment. The largest U.S franchisee operates more than 176 locations. Domino’s has a rigorous process for U.S. franchisees. Those interested in being a franchisee must manage a store for at least a year and graduate from its franchise management school program. This is successful as there is a 99% franchise agreement renewal rate. Franchisees must pay a 5.5% royalty fee on sales and certain technology fees. Stores must also contribute 6% of sales to fund national marketing and advertising campaigns. These contributions go into Domino’s National Advertising Fund, which is a not-for-profit advertising subsidiary of Domino’s. International Franchises Domino’s has more than 10,894 international franchises in more than 90 markets. The main source of revenue from these stores is royalty payments. Domino’s top ten international markets account for 63% of international stores. Domino’s grants franchisees exclusive rights to develop and sub-franchise stores and the right to operate supply chain centers in particular geographic regions. This means they can create their own Domino’s in international markets. They control the franchisee options, the supply chain centers, and other decisions. These franchisees pay an initial one-time franchise fee and a fee upon the opening of each additional store. The master franchisee pays a continuous 3.0% royalty fee on sales, Supply Chain Domino’s operates 19 dough manufacturing and food supply chain centers, 1 thin crust manufacturing center, 1 vegetable processing center, and 1 center providing equipment and supplies to U.S. and some international stores. The management team is continuously looking to expand and build more centers. Domino’s sells food and supplies to more than 6,600 stores. Domino’s believes that franchisees buy directly from them due to cost savings, efficiencies, quality offerings, and consistency. Franchisees also benefit from profit-sharing arrangements with supply chain centers. This program offers participating franchisees 50% of its regional supply chain center’s pre-tax profits. Total Addressable Market The global QSR pizza market is already well established with the biggest opportunity being in expanding in international markets and same-store sales growth in more established markets such as the U.S. One of my main concerns is just how big the pizza market can be. I feel as though the pizza market is already well-established, but Domino’s talks about their fortressing strategy which is adding more Domino’s stores within one area to improve on delivery times, customer service, and cost efficiencies (cheaper to deliver pizza the closer the customer), and other important areas. Competitive Advantages Brand. Domino’s is one of the strongest brands in the world. They benefit from brand recognition almost anywhere you go in the United States and I’d bet it’d be similar in some foreign countries. There are definitely some die-hard Domino’s fans and then there’s also your local pizza restaurants that arguably have better pizza than Domino’s but these companies can’t compete on price. Basically, when ordering from Domino’s you know what you’re getting. Scale. Since Domino’s is the largest pizza company, it’s able to benefit from economies of scale through purchasing power over suppliers, can test changes on a small scale, and then roll these features out globally. Scale also gives Domino’s the benefit of operating leverage. As the international franchise store count grows, Domino’s will collect royalty fees that do not require extensive operating margins so operating margins grow slower than international royalty fees giving Domino’s operating leverage for this segment of the business. The same can be said for US stores that are not company-owned. Financials Domino’s breaks down revenue into U.S. stores which include company-owned stores, franchise stores, U.S. franchise advertising, then supply chain, and international franchise royalties and fees. Other important financial numbers are global retail sales growth, same-store sales growth, and total store count. These numbers are all listed below. 2019: Total revenue = ~$3.6bn U.S. Store revenue = ~$1.3bn Supply chain = ~$2.1bn International franchise royalties and fees = $0.2bn EBIT (Operating income) = ~$0.6bn EBIT margin = 16.6% Global retail sales growth = 8.0% Total store count = 17,020 U.S. stores = 6,126 International stores = 10,894 2018: Total revenue = ~$3.4bn U.S. Store revenue = ~$1.3bn Supply chain = ~$2.0bn International franchise royalties and fees = $0.2bn EBIT (Operating income) = ~$0.6bn EBIT margin = 16.6% Global retail sales growth = 10.8% Total store count = 15,914 U.S. stores = 5,876 International stores = 10,038 2017: Total revenue = ~$2.7bn U.S. Store revenue = ~$0.8bn (but did not include advertising revenue) Supply chain = ~$1.7bn International franchise royalties and fees = $0.2bn EBIT (Operating income) = ~$0.5bn EBIT margin = 16.6% Global retail sales growth = 13.0% Total store count = 14,856 U.S. stores = 5,587 International stores = 9,269 What’s Interesting Domino’s has outperformed Facebook, Google, Microsoft, and many other companies since it’s IPO in 2004. This isn’t random. Domino’s has been able to build a brand and continue to expand in the U.S. and internationally while rewarding shareholders. Domino’s has a share repurchase program and also dolls out dividends each year. This combined with revenue and net income growth is a good recipe for any successful company. Domino’s also seems to be the original cloud kitchen model. Many of its stores do not include seating which would increase capital expenditures. The majority of Domino’s business is carryout or delivery. Future Questions How long is Domino’s runway? Domino’s is already a mature company with more than 17,000 stores worldwide. Future growth will come from cost efficiencies and some store openings, but I feel like it’d be hard for Domino’s to make a case that store count can double worldwide because of how many stores are already in existence. International store count can probably double at some point in time, but going from even ~11,000 international stores to ~22,000 will be a big challenge. The good part is that royalties and other fees associated with international franchises are basically pure profit since international franchises are operated by a master franchisee that takes care of all the headaches in foreign countries. Through operating leverage, if the international franchise store count doubles, then the profit will more than double. Domino’s only has a market cap of ~$15bn meanwhile companies like McDonald’s have a market cap of ~$150bn. Domino’s definitely has room to expand, so if I were to do a deep dive on Domino’s I’d have to answer the question of how many stores can Domino’s operate throughout the world. What effect does Uber, Grubhub, DoorDash, and the food delivery market have on pizza delivery and carryout? In the past, carryout and delivery were typically done by pizza companies. These companies often don’t have any seating in their stores and therefore benefit by having less capital tied up in stores rather than inventory, buying back shares, or paying dividends. Families, college students, and professionals would order a pizza rather than ordering a bunch of different food from a Chinese restaurant or whatever other food option there is available. How does the new wave of food delivery companies impact pizza’s delivery and carryout appeal? Do families increasingly order from somewhere else instead of the pastime of fresh pizza delivery? Are the costs of ordering from Grubhub, Uber Eats, DoorDash too expensive for a typical family of 4? Does the cheap cost of pizza relative to other options give Domino’s and its pizza staying power in this new age of food delivery? Conclusion Domino’s is an interesting company that I’d have to put in the more mature bucket. It’d be interesting to figure out if food delivery is a net positive or net negative for Domino’s and other pizza companies. Domino’s has historically been a great investment for hopefully many people, but it might be too late for me. Domino’s is already at the stage of giving out dividends to its shareholder base and that’s not what I’m personally looking for. I’m a young investor so I’m looking for growth and I’m not worried about short-term volatility in the pursuit of long-term gains. Fun Facts There are international Domino’s franchises that are public companies. Not all of these companies are specific to Domino’s and these firms often combine various franchises into one holding company. But here’s a shortlist: ASX: DMP - Domino’s Pizza Enterprises BMV: ALSEA - Alsea L: DOM - Domino’s Pizza Group L: DPEU - DP Eurasia NS: JUBLFOOD - Jubilant Foodworks Domino’s has very different food options depending on local customs. Some of these were highlighted throughout Domino’s 10-K such as the Mayo Jaga in Japan (bacon, potatoes, and sweet mayonnaise), the Saumoneta in France (light cream, potatoes, onions, smoked salmon, and dill), and some others. I thought these were funny and it’s always interesting to learn more about different customs in foreign markets. If you want more updates, feel free to message me! If you made it this far, I appreciate you! submitted by /u/FutureTeslaOwner1 [link] [comments]
FAMI 2020-12-17 02:00:561.50 1.46 28.70%
FAMI 2020-12-17 03:00:561.49 1.47 29.57%
FAMI 2020-12-17 04:00:561.49 1.47 29.57%
FAMI 2020-12-17 05:00:561.49 1.47 29.57%
FAMI 2020-12-17 06:00:571.49 1.47 29.57%
FAMI 2020-12-17 07:00:571.49 1.47 29.57%
FAMI 2020-12-17 08:01:171.49 1.47 29.57%
FAMI 2020-12-17 09:00:561.49 1.47 29.57%
FAMI 2020-12-17 10:00:571.49 1.47 29.57%
FAMI 2020-12-17 11:00:581.49 1.47 29.57%
FAMI 2020-12-17 12:01:001.46 1.45 26.09%
FAMI 2020-12-17 13:00:581.35 1.34 17.39%
FAMI 2020-12-17 14:01:031.38 1.36 20.00%
FAMI 2020-12-17 15:00:591.36 1.34 16.52%
FAMI 2020-12-17 15:08:50
FAMI 2020-12-17 15:14:30
FAMI 2020-12-17 15:37:00
: ‘Wear masks when seeing family over Christmas,’ Europeans are urged, as regulator accelerates COVID vaccine timeline
FAMI 2020-12-17 15:37:23
The Strength Of Family-Run Businesses
FAMI 2020-12-17 15:47:00
Economic Report: New-home construction charges on, as builders shift focus to multifamily projects
FAMI 2020-12-17 16:00:581.35 1.33 15.65%
FAMI 2020-12-17 17:03:011.23 1.21 -23.42%
FAMI 2020-12-17 18:00:581.18 1.17 -25.95%
FAMI 2020-12-17 19:00:581.32 1.30 -16.46%
FAMI 2020-12-17 20:00:581.32 1.30 -17.09%
FAMI 2020-12-17 21:00:591.43 1.41 -10.76%
FAMI 2020-12-17 22:00:581.40 1.37 -12.66%
FAMI 2020-12-17 23:00:571.40 1.32 -13.29%

FAMI 2020-12-18 00:45:25
Exclusive: Microsoft breached in suspected Russian hack using SolarWinds - sources familiar
FAMI 2020-12-18 01:03:311.38 1.36 0.74%
FAMI 2020-12-18 02:00:561.38 1.36 0.74%
FAMI 2020-12-18 03:00:571.41 1.36 0.74%
FAMI 2020-12-18 04:00:561.41 1.36 0.74%
FAMI 2020-12-18 05:00:561.41 1.36 0.74%
FAMI 2020-12-18 06:00:571.41 1.36 0.74%
FAMI 2020-12-18 07:00:571.41 1.36 0.74%
FAMI 2020-12-18 08:00:571.41 1.36 0.74%
FAMI 2020-12-18 09:00:571.41 1.36 0.74%
FAMI 2020-12-18 10:00:581.41 1.36 0.74%
FAMI 2020-12-18 11:00:571.41 1.36 0.74%
FAMI 2020-12-18 12:00:571.45 1.36 0.74%
FAMI 2020-12-18 13:00:581.36 1.23 0.74%
FAMI 2020-12-18 14:00:591.34 1.30 0.00%
FAMI 2020-12-18 15:00:571.35 1.30 0.00%
FAMI 2020-12-18 16:00:581.35 1.33 -1.48%
FAMI 2020-12-18 17:00:581.31 1.30 -3.68%
FAMI 2020-12-18 18:00:571.31 1.27 -6.62%
FAMI 2020-12-18 19:00:581.34 1.33 -1.47%
FAMI 2020-12-18 20:00:571.36 1.35 -0.74%
FAMI 2020-12-18 21:00:571.37 1.36 0.74%
FAMI 2020-12-18 22:00:571.37 1.36 0.00%
FAMI 2020-12-18 23:00:571.32 1.31 -3.68%

FAMI 2020-12-19 12:41:12
@lea__blct @mannlvrd Ça veut dire quoi c est de famille ?
FAMI 2020-12-19 15:01:20
@lea__blct @mannlvrd Ça me concerne à partir du moment où tu parles de ma famille 😚
FAMI 2020-12-19 15:31:36
@Karnataka_DIPR @nimmasuresh @Karmika_Sahaya @CMofKarnataka @BSYBJP @siddaramaiah @DKShivakumar @utkhader

Karnataka govt drastically reduced Minority budget.Dropped many schemes which many poor family and students should get.

Phd stiped had beem reduced by more than 66%.
FAMI 2020-12-19 18:06:25
Graduation gift of 10k Exxon stock
Hi there! I just graduated college and my gift from my grandfather was 10k worth of Exxon shares. My sister got the same gift four years ago, and obviously the worth has gone down significantly. My whole family is telling me to leave it alone but I’m worried I’m letting it sit in a bad place. Any and all tips would be appreciated. Again, I know absolutely nothing about stocks and I’m trying to learn. If you know of good websites or apps to use I’d be very appreciative. submitted by /u/Calm_Possibility_471 [link] [comments]
FAMI 2020-12-19 18:39:05
Wall Street Week Ahead for the trading week beginning December 21st, 2020
Good Saturday morning to all of you here on r/stocks. I hope everyone on this sub made out pretty nicely in the market this past week, and is ready for the new trading week ahead. Here is everything you need to know to get you ready for the trading week beginning December 21st, 2020. Wall Street strategists see stocks gaining 9% in 2021 after a possible speed bump to start the year - (Source) The stock market appears set on rising into 2021 — a year expected to see some return to normalcy, above trend economic growth and a higher stock market, according to Wall Street strategists. Even with this year’s sharp sell-off, the S&P 500 is notching a near 15% gain for 2020. For 2021, many strategists expect another year of double-digit gains. Those in CNBC’s survey expect an average 2021 year-end target 4,056, or about a 9.5% gain from current levels. But some strategists, like Fundstrat’s Tom Lee, expect a rally more in line with 2020. Lee sees a surge in the S&P to 4,300 from its current level near 3,700. Vaccines are expected to liberate individuals from pandemic restrictions and in turn, free the economy as 2021 progresses. Work from home should shift back to work at the office; movies will be shown in theaters; diners will eat inside restaurants, and large numbers of people may no longer be afraid to travel. But the road to that second half scenario is not without bumps. As the virus spreads and hospitalizations are at a record, the economy is showing signs of slowing. The labor market is weakening and weekly unemployment claims have surged to September levels, as restaurants and other businesses shut down or cutback because of the pandemic. “The shutdowns are going to be very targeted. It’s nothing like what you saw in the spring,” said Ethan Harris, head of global economics research at Bank of America. “It’s going to eat away at the economy in the next few months. You come in with this big loss of momentum to start the year off. Then you look out to the spring and there are ... reasons for optimism.” Paralleling that view of the economy is the expectation among stock strategists that the market could hit a rough patch early in the year before heading higher. The week ahead Stocks in the past week were higher, with the S&P 500 up 1.3% at 3,709, near a record high in Friday trading. Heading into the holiday-shortened Christmas week, traders will be watching the shakeout from the massive S&P 500 rebalancing that came with Tesla’s entry to the index. Tesla first trades as a part of the S&P on Monday morning. “We’ll see whether or not there’s selling of Tesla after the fact. Investors had to buy Tesla coming in, so we may see selling of Tesla once it’s absorbed within the S&P,” said Quincy Krosby, chief market strategist at Prudential Financial. Index investors and funds that own the entire S&P 500 would reduce holdings of other stocks to make room for Tesla, and that trading could make for a volatile Monday morning. Krosby said stocks should tilt higher into the year-end, unless Congress fails to come up with a stimulus package or there are any surprise setbacks for the Covid vaccines. Congress was still sparring over a package Friday. “At this point, the vaccines are stimulus,” she said. Strategists expect a relatively quiet week for stocks, and the bond market is also expected to be subdued, as investors finish up year-end trades, following last Wednesday’s Fed meeting. There is housing data Tuesday and Wednesday, and jobless claims and durable goods Thursday. Then of course, there is the focus on the new year. First-quarter speed bump “The first quarter is typically the toughest from a GDP perspective,” said Michael Arone, chief investment strategist at State Street Global Advisors. He said the earnings season will begin and there’s the potential for some negative outlooks. “I think we’re due for a correction at some point in the first quarter.” Arone expects a 5% to 10% pullback and says the stock market may have pulled forward some of its gains in 2020. Fundstrat’s Lee, who was one of the first to call the March rebound, says he’s looking for a 10% correction between February and April, before the market recovers and surges higher. There is a major wild card looming for the market in the early days of the new year. Polls show the Jan. 5 Georgia Senate elections are very close and have the potential to shift control of the Senate. Political strategists say it’s more likely the GOP will retain control, winning one or both seats, but if there is a surprise upset by Democrats, it could shift the political agenda dramatically. If Democrats win, each party would have 50 Senate seats, and Vice President-elect Kamala Harris would cast any tie-breaker votes. “The January 5th runoff in Georgia is an important event for the market, and right now it’s close. It’s important because of the consequences. The expectations are if the Democrats win, the market will sell off,” said Krosby. But that could be a short-lived reaction since the market would also see the potential for a bigger stimulus package from Democrats. “But I think as the fiscal stimulus rolls out, and it’s pretty clear you’re going to be at the high end of the range, I think the market will like that. Everyone always talks about how the markets don’t like a progressive agenda, but they do like fiscal stimulus,” said Bank of America’s Harris. Whether it gets a lot of stimulus or not so much, the economy is still expected to rebound. In an environment where the economy is recovering and central bank policy is easy, strategists expect cyclical stocks will do well as the market looks forward to the second half of the year. By then, many millions should be vaccinated and the economy should be growing. “Given the fiscal and monetary policy, low rates and eventual end of the pandemic, it’s hard to call for something terrible happening at least from a market perspective,” said Arone. Arone said investors still need to hold stocks with strong organic growth rates as well as cyclical names that will do better in a recovery. Lee said he favors industrials, energy and discretionary sectors for 2021, but he also still likes Big Tech with strong earnings, like Apple and Alphabet. He expects a shakeout in some of the stay-at-home stocks, particularly those that don’t have solid earnings streams. The virus will continue to drive the economy over the next year, but the difference in 2021 is that vaccines are expected to be distributed to the point where they could favorably impact the economy starting in the second quarter. Harris said the economy will get a boost once hospitalizations and the death rate fall from high levels. He expects first-quarter growth will come in at about 1% but by the second quarter, growth should bounce to 7%. In the CNBC/Moody’s Analytics survey of economists, forecasts for 2021 growth average 4.4%, after an expected decline of 3.5% this year. If Congress approves a stimulus package this year and another next year, that should give a substantial boost to the economy. Harris said stimulus of $500 billion to $1 trillion is equal to about 2.5% to 4.5% of GDP. “If you put stimulus like that into the economy that’s open, that’s a big boost,” Harris said. Economists are looking forward to a period in 2021 where the recovering economy could boost inflation above the Fed’s 2% target, but it is not expected to stay at that level. But even so, strategists look to cyclical names in energy and materials to do well in that environment. Bank of America strategists have already identified a group of stocks that do well in an inflationary period that are outperforming some of those that don’t. This past week saw the following moves in the S&P: (CLICK HERE FOR THE FULL S&P TREE MAP FOR THE PAST WEEK!) Major Indices for this past week: (CLICK HERE FOR THE MAJOR INDICES FOR THE PAST WEEK!) Major Futures Markets as of Friday's close: (CLICK HERE FOR THE MAJOR FUTURES INDICES AS OF FRIDAY!) Economic Calendar for the Week Ahead: (CLICK HERE FOR THE FULL ECONOMIC CALENDAR FOR THE WEEK AHEAD!) Percentage Changes for the Major Indices, WTD, MTD, QTD, YTD as of Friday's close: (CLICK HERE FOR THE CHART!) S&P Sectors for the Past Week: (CLICK HERE FOR THE CHART!) Major Indices Pullback/Correction Levels as of Friday's close: (CLICK HERE FOR THE CHART! Major Indices Rally Levels as of Friday's close: (CLICK HERE FOR THE CHART!) Most Anticipated Earnings Releases for this week: (CLICK HERE FOR THE CHART!) Here are the upcoming IPO's for this week: (CLICK HERE FOR THE CHART!) Friday's Stock Analyst Upgrades & Downgrades: (CLICK HERE FOR THE CHART LINK #1!) (CLICK HERE FOR THE CHART LINK #2!) (CLICK HERE FOR THE CHART LINK #3!) An Overbought World The majority of global equity markets tracked in our Global Macro Dashboard found a short-term bottom at some point in late October including the US. As shown below, of the 23 ETFs tracking each of these countries' equity markets, nearly all are up double digits since the end of October. A dozen have risen over 20% and Brazil (EWZ) has risen more than any other country, gaining over 40%. China (MCHI), on the other hand, is the only hold out as it has risen just 3.44% over the past month and a half. Given these moves, most of these ETFs are overbought as defined as trading at least one standard deviation above their 50-DMAs. Only Hong Kong (EWH) and China (MCHI) are not overbought by this measure while India (INDA) is currently the most overbought ETF trading 1.92 standard deviations from its 50-DMA. That is even though it is at the low end of the performance range of these country ETFs listed. Top-performing Brazil, on the other hand, is the second most overbought ETF trading 1.85 standard deviations above its 50-day. In percentage terms, Brazil is also the ETF trading the furthest above its 50-DMA. (CLICK HERE FOR THE CHART!) In the charts below, we show the trading range charts of each of these ETFs over the past six months. As shown, most are fairly elevated at or near some of the highest levels of the past six months. With that being said, there are some country ETFs that have seen a bit of a drift lower in recent days and weeks. For example, France (EWQ), Hong Kong (EWH), and Singapore (EWS) have all made a move lower within their respective trading ranges recently even though they are still overbought. Similarly, Sweden (EWD) has been more or less trading sideways since late November. The same had been true for Switzerland (EWL) and Norway (ENOR) until they began to break out to the upside in recent days. Click here to view Bespoke's premium membership options for our best research available. (CLICK HERE FOR THE CHART!) Leading Indicators Positive Leading Economic Indicators for the month of November came in higher than expected this morning, rising 0.6% versus estimates for an increase of 0.5%. One way we like to track the index of Leading Economic Indicators is to compare its ratio vs the index of Coincident Economic Indicators. The chart below shows the monthly ratio going back to 1959 with recessions highlighted in gray. If you aren't familiar with this ratio, it tends to rise during economic expansions and then roll over in advance of recessions. Then, towards the end of the recession, the ratio bottoms out and starts to improve. Even ahead of the current recession, the LEI/CEI ratio peaked in September 2018. While the pace of the decline wasn't nearly as steep as it was heading into prior recessions, the weakness in the ratio suggests that the economy was already at risk of a slowdown before the COVID outbreak. Who knows? If COVID never happened, maybe the US economy would have experienced a recession at some point in 2020 anyway. (CLICK HERE FOR THE CHART!) While it's a bit hard to see in the chart above, as the shorter-term chart of the LEI/CEI ratio below shows, November's reading isn't far from the pre-recession highs reached 26 months ago. Why is this important? For starters, at 26 months, the current streak without a new high isn't even the longest we have seen since the end of the financial crisis. The longest streak without a new high was 27 months from mid-2011 through mid-2013. Therefore, if the ratio rises again next month and makes a new high, it will be tied with that prior streak, one which didn't even result in a recession. More importantly, though, in every prior recession since 1960, the LEI/CEI ratio has never been this close to a new high and still in a recession. This means one of two things - either the LEI/CEI ratio has become flawed or the recession that began in February has been over for months. (CLICK HERE FOR THE CHART!) Real Santa Claus Rally Stock Trader’s Almanac founder and creator, Yale Hirsch, discovered and named the Santa Claus Rally in the 1972 in the Almanac and coined the phrase: “If Santa Claus should fail to call, bears may come to Broad and Wall.” The “Santa Claus Rally” begins on the open on Christmas Eve day December 24and lasts until the second trading day of 2021. Average S&P 500 gains over this seven trading-day range since 1969 are a respectable 1.3%. This is our first indicator for the market in the New Year. Years when the Santa Claus Rally (SCR) has failed to materialize are often flat or down. (CLICK HERE FOR THE CHART!) The last six times SCR (the last five trading days of the year and the first two trading days of the New Year) has not occurred were followed by three flat years (1994, 2004 and 2015) and two nasty bear markets (2000 and 2008) and a mild bear that ended in February 2016. As Yale Hirsch’s now famous line states, “If Santa Claus should fail to call, bears may come to Broad and Wall.” (CLICK HERE FOR THE CHART!) VIX Run Above 20 Tops 200 Days With today's close, the VIX has now stuck above 20 for 207 trading days and counting. That marks the fourth-longest streak since the inception of the volatility index, and is approaching the late-1990s and early-2000s record runs. The index was above 20 for 239 trading days through the end of June 1999, and 236 trading days through May 8th, 2003. Of course, from 2008 to December 21st of 2009, the VIX was over 20 for 331 trading days (more than a year). (CLICK HERE FOR THE CHART!) Surprisingly, the current VIX streak has had an average reading higher than the two longer streaks in 1999 and 2003. The average 32.0 reading over its course so far is second only to the streak recorded over the global financial crisis. It's also interesting to note that at this stage in the streak (207 trading days), the current run has a higher reading than the three streaks which actually lasted longer. (CLICK HERE FOR THE CHART!) Wretched Retail Sales If Congress was looking for any evidence that additional relief for Americans was needed, the November Retail Sales report should provide some ammunition. At the headline level, Retail Sales fell 1.1%, which was nearly four times the decline of consensus forecasts. Stripping out Autos and Gas, the numbers were just as bad. As if that wasn’t enough, October’s report was also revised significantly lower dropping from a gain of 0.3% at the headline level to a decline of 0.1%. Adding it all together, Retail Sales for November were 1.5% lower than what was originally reported in October’s report. Breadth in this month’s report was also weak. Of the thirteen sectors that comprise the total pie, all but three of them were lower on the month. If you were expecting a new sweater this Christmas, don’t hold your breath as sales of Clothing were down close to 7%. Other big decliners included Bars & Restaurants (-3.99%) and Electronics & Appliances (-3.49%). With more cities imposing restrictions on activity, sales at Gas Stations also declined 2.41%. Were it not for the historic declines we saw earlier this year, drops of this magnitude would be considered pretty steep, but after the COVID shutdowns, nothing is a surprise anymore. Not every aspect of the Retail Sales report was weak, though. Bright spots included Food & Beverage Stores, Building Materials, and Online– all sectors you would expect to see hold up well as Americans hunker down. (CLICK HERE FOR THE CHART!) The characteristics behind the total level of sales have changed markedly in the post-COVID world. In our just-released B.I.G. Tips report, we looked at these changing dynamics to highlight the groups that have been the biggest winners and losers from the shifts. Chart of the Year Stocks continue to surprise to the upside, with the Russell 2000 Index (small caps) and the Nasdaq making new all-time highs on Tuesday. The S&P 500 Index, a chip shot from new highs, already has made 30 new highs so far this year. “One thing that surprises many investors is new highs happen in clusters that can last a decade or more,” explained LPL Financial Chief Market Strategist Ryan Detrick. “Given that this cluster of new highs is only seven years old, history would suggest that we don’t bet against several more years of new highs.” (CLICK HERE FOR THE CHART!) One of the more amazing charts (and our friend Sam Ro at Yahoo! Finance called this the chart of the year) is how this new bull market has tracked the 2009 bull market. We’ve been sharing this chart for months now, noting if things continued to track 2009, then significant gains could be in store and sure enough that has played out. Here’s the catch, continued strength could still be in store, as 2009 continued to gain the next few months from this point forward. (CLICK HERE FOR THE CHART!) Lastly, will Santa come in December? We discussed this in detail at the start of the month in Big Gains Steal From Santa, but the truth of the matter is the S&P 500 Index is flat on average half way through the month and nearly all of the impressive December gains take place the second half of the month. As shown in the LPL Chart of the Day, if Santa is going to come in 2020, now is the time for the reindeer to get ready and for stocks to potentially bounce. (CLICK HERE FOR THE CHART!) (CLICK HERE FOR NEXT WEEK'S MOST NOTABLE EARNINGS RELEASES!) (CLICK HERE FOR NEXT WEEK'S HIGHEST VOLATILITY EARNINGS RELEASES!) Below are some of the notable companies coming out with earnings releases this upcoming trading week ahead which includes the date/time of release & consensus estimates courtesy of Earnings Whispers: Monday 12.21.20 Before Market Open: (CLICK HERE FOR MONDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!) Monday 12.21.20 After Market Close: (CLICK HERE FOR MONDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES LINK!) Tuesday 12.22.20 Before Market Open: (CLICK HERE FOR TUESDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!) Tuesday 12.22.20 After Market Close: (CLICK HERE FOR TUESDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!) Wednesday 12.23.20 Before Market Open: ([CLICK HERE FOR WEDNESDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Wednesday 12.23.20 After Market Close: ([CLICK HERE FOR WEDNESDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Thursday 12.24.20 Before Market Open: ([CLICK HERE FOR THURSDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Thursday 12.24.20 After Market Close: ([CLICK HERE FOR THURSDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Friday 12.25.20 Before Market Open: ([CLICK HERE FOR FRIDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) NONE. (U.S. MARKETS CLOSED IN OBSERVANCE OF CHRISTMAS DAY.) Friday 12.25.20 After Market Close: ([CLICK HERE FOR FRIDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) NONE. (U.S. MARKETS CLOSED IN OBSERVANCE OF CHRISTMAS DAY.) CarMax, Inc. $98.25 CarMax, Inc. (KMX) is confirmed to report earnings at approximately 6:50 AM ET on Tuesday, December 22, 2020. The consensus earnings estimate is $1.11 per share on revenue of $5.00 billion and the Earnings Whisper ® number is $1.31 per share. Investor sentiment going into the company's earnings release has 58% expecting an earnings beat. Consensus estimates are for year-over-year earnings growth of 6.73% with revenue increasing by 4.38%. Short interest has decreased by 20.1% since the company's last earnings release while the stock has drifted lower by 1.8% from its open following the earnings release to be 12.1% above its 200 day moving average of $87.65. Overall earnings estimates have been revised higher since the company's last earnings release. On Friday, December 18, 2020 there was some notable buying of 2,340 contracts of the $110.00 call expiring on Friday, January 15, 2021. Option traders are pricing in a 3.6% move on earnings and the stock has averaged a 5.1% move in recent quarters. (CLICK HERE FOR THE CHART!) FactSet Research Systems, Inc. $347.03 FactSet Research Systems, Inc. (FDS) is confirmed to report earnings at approximately 7:00 AM ET on Monday, December 21, 2020. The consensus earnings estimate is $2.74 per share on revenue of $387.88 million and the Earnings Whisper ® number is $2.85 per share. Investor sentiment going into the company's earnings release has 52% expecting an earnings beat. Consensus estimates are for year-over-year earnings growth of 6.20% with revenue increasing by 5.79%. Short interest has decreased by 16.2% since the company's last earnings release while the stock has drifted higher by 0.6% from its open following the earnings release to be 10.7% above its 200 day moving average of $313.43. Overall earnings estimates have been revised higher since the company's last earnings release. Option traders are pricing in a 5.7% move on earnings and the stock has averaged a 6.5% move in recent quarters. (CLICK HERE FOR THE CHART!) Paychex, Inc. $96.92 Paychex, Inc. (PAYX) is confirmed to report earnings at approximately 8:30 AM ET on Wednesday, December 23, 2020. The consensus earnings estimate is $0.66 per share on revenue of $952.93 million and the Earnings Whisper ® number is $0.69 per share. Investor sentiment going into the company's earnings release has 39% expecting an earnings beat. Consensus estimates are for earnings to decline year-over-year by 5.71% with revenue decreasing by 3.81%. Short interest has decreased by 20.2% since the company's last earnings release while the stock has drifted higher by 20.1% from its open following the earnings release to be 28.3% above its 200 day moving average of $75.55. Overall earnings estimates have been revised higher since the company's last earnings release. On Thursday, December 17, 2020 there was some notable buying of 1,108 contracts of the $110.00 call expiring on Friday, June 18, 2021. Option traders are pricing in a 4.6% move on earnings and the stock has averaged a 2.4% move in recent quarters. (CLICK HERE FOR THE CHART!) Cintas Corporation $354.35 Cintas Corporation (CTAS) is confirmed to report earnings at approximately 8:30 AM ET on Tuesday, December 22, 2020. The consensus earnings estimate is $2.18 per share on revenue of $1.76 billion and the Earnings Whisper ® number is $2.35 per share. Investor sentiment going into the company's earnings release has 47% expecting an earnings beat The company's guidance was for earnings of $2.00 to $2.20 per share. Consensus estimates are for earnings to decline year-over-year by 3.96% with revenue decreasing by 4.54%. Short interest has decreased by 44.9% since the company's last earnings release while the stock has drifted higher by 4.2% from its open following the earnings release to be 24.5% above its 200 day moving average of $284.59. Overall earnings estimates have been revised higher since the company's last earnings release. Option traders are pricing in a 5.5% move on earnings and the stock has averaged a 4.6% move in recent quarters. (CLICK HERE FOR THE CHART!) Neogen Corp. $80.80 Neogen Corp. (NEOG) is confirmed to report earnings at approximately 8:45 AM ET on Tuesday, December 22, 2020. The consensus earnings estimate is $0.33 per share on revenue of $115.45 million and the Earnings Whisper ® number is $0.34 per share. Investor sentiment going into the company's earnings release has 50% expecting an earnings beat. Consensus estimates are for year-over-year earnings growth of 6.45% with revenue increasing by 7.09%. Short interest has decreased by 40.6% since the company's last earnings release while the stock has drifted higher by 5.0% from its open following the earnings release to be 13.5% above its 200 day moving average of $71.22. Overall earnings estimates have been revised lower since the company's last earnings release. Option traders are pricing in a 6.5% move on earnings and the stock has averaged a 5.0% move in recent quarters. (CLICK HERE FOR THE CHART!) Vince Holding Corp. $6.40 Vince Holding Corp. (VNCE) is confirmed to report earnings at approximately 4:05 PM ET on Monday, December 21, 2020. The consensus estimate is for a loss of $0.26 per share on revenue of $65.90 million. Investor sentiment going into the company's earnings release has 43% expecting an earnings beat. Consensus estimates are for earnings to decline year-over-year by 135.62% with revenue decreasing by 23.73%. Short interest has decreased by 29.3% since the company's last earnings release while the stock has drifted higher by 14.3% from its open following the earnings release. Overall earnings estimates have been revised lower since the company's last earnings release. (CLICK HERE FOR THE CHART!) HEICO Corporation $133.09 HEICO Corporation (HEI) is confirmed to report earnings at approximately 4:15 PM ET on Monday, December 21, 2020. The consensus earnings estimate is $0.43 per share on revenue of $426.40 million and the Earnings Whisper ® number is $0.48 per share. Investor sentiment going into the company's earnings release has 54% expecting an earnings beat. Consensus estimates are for earnings to decline year-over-year by 30.65% with revenue decreasing by 21.26%. The stock has drifted higher by 22.1% from its open following the earnings release to be 30.3% above its 200 day moving average of $102.18. Overall earnings estimates have been revised higher since the company's last earnings release. Option traders are pricing in a 6.3% move on earnings and the stock has averaged a 6.0% move in recent quarters. (CLICK HERE FOR THE CHART!) Enerpac Tool Group $22.81 Enerpac Tool Group (EPAC) is confirmed to report earnings at approximately 8:30 AM ET on Monday, December 21, 2020. The consensus earnings estimate is $0.09 per share on revenue of $122.54 million and the Earnings Whisper ® number is $0.11 per share. Investor sentiment going into the company's earnings release has 26% expecting an earnings beat. Consensus estimates are for earnings to decline year-over-year by 25.00% with revenue decreasing by 16.45%. Short interest has decreased by 8.7% since the company's last earnings release while the stock has drifted higher by 32.3% from its open following the earnings release to be 20.7% above its 200 day moving average of $18.89. Overall earnings estimates have been revised lower since the company's last earnings release. Option traders are pricing in a 9.3% move on earnings and the stock has averaged a 5.0% move in recent quarters. (CLICK HERE FOR THE CHART!) Calavo Growers Inc. $72.08 Calavo Growers Inc. (CVGW) is confirmed to report earnings at approximately 4:00 PM ET on Monday, December 21, 2020. The consensus earnings estimate is $0.62 per share on revenue of $253.00 million and the Earnings Whisper ® number is $0.69 per share. Investor sentiment going into the company's earnings release has 51% expecting an earnings beat. Consensus estimates are for year-over-year earnings growth of 37.78% with revenue decreasing by 13.41%. Short interest has decreased by 38.3% since the company's last earnings release while the stock has drifted higher by 20.2% from its open following the earnings release to be 14.2% above its 200 day moving average of $63.12. Overall earnings estimates have been revised lower since the company's last earnings release. Option traders are pricing in a 8.7% move on earnings and the stock has averaged a 5.8% move in recent quarters. (CLICK HERE FOR THE CHART!) cbdMD, Inc. $2.62 cbdMD, Inc. (YCBD) is confirmed to report earnings at approximately 4:05 PM ET on Tuesday, December 22, 2020. Investor sentiment going into the company's earnings release has 32% expecting an earnings beat. The stock has drifted lower by 20.1% from its open following the earnings release to be 23.0% above its 200 day moving average of $2.13. Overall earnings estimates have been revised lower since the company's last earnings release. The stock has averaged a 23.7% move on earnings in recent quarters. (CLICK HERE FOR THE CHART!) DISCUSS! What are you all watching for in this upcoming trading week? I hope you all have a wonderful weekend and a great trading week ahead r/stocks. submitted by /u/bigbear0083 [link] [comments]

FAMI 2020-12-21 01:00:55
Congress agrees to $900 billion coronavirus stimulus deal, McConnell says
link KEY POINTS Congress reached a deal Sunday on a $900 billion coronavirus relief package, according to Senate Majority Leader Mitch McConnell. Lawmakers will move to vote on the proposal, along with a full-year government spending bill, as soon as Sunday night. Millions of Americans have awaited aid for months as Congress failed to agree on another plan to boost a health-care system and economy buckling under the weight of the pandemic. Congress reached a deal Sunday on a $900 billion coronavirus relief package, a long-delayed effort to boost an American health-care system and economy buckling under the weight of the pandemic. Senate Majority Leader Mitch McConnell, R-Ky., announced the agreement on a pandemic aid and full-year government spending bill. He did not delve into many details. Congressional leaders have not yet released text of the more than $2 trillion legislation, which they hope to pass in the coming hours. The agreement follows months of sniping on Capitol Hill over how best to fight a once-in-a-century crisis. A new round of aid cannot come soon enough for the millions of Americans who have tried to scrape together enough money to afford food and housing. The $900 billion coronavirus relief plan under negotiation on Capitol Hill was set to include direct payments of $600 to many adults. Some families were also expected to get $600 per child. The proposal was set to put at least $300 billion into small business assistance including Paycheck Protection Program loans. It would also add a $300 federal unemployment supplement and temporarily keep in place pandemic-era programs that expanded unemployment insurance eligibility. If those provisions expire the day after Christmas, 12 million people will lose unemployment benefits. The measure was also set to put critical funding into the distribution of the two FDA-approved Covid-19 vaccines. Health-care workers and top government officials have started to receive shots, and widespread inoculation in the coming months will help the world to emerge from the pandemic’s shadow. The rescue package was also set to send relief to hospitals, many of which have struggled to keep up with a flood of Covid-19 patients. It was also expected to put new money into education and transportation. As lawmakers finally reach a deal, the help comes too late for the nearly 8 million people estimated to have fallen into poverty since June. Many in Congress say the proposal will not go nearly far enough to address the scope of the health and economic crisis. Progressives and some Republicans have pushed for larger direct payments and retroactive federal unemployment payments. A $600 weekly supplement that buoyed millions of jobless Americans in the early months of the pandemic expired over the summer, and it took Congress months to agree to reinstate it. submitted by /u/hom6872 [link] [comments]
FAMI 2020-12-21 01:04:201.32 1.25 0.76%
FAMI 2020-12-21 02:00:561.32 1.25 0.76%
FAMI 2020-12-21 02:24:44
Bad idea to put 36% on income into stocks right now?
Hi guys, I am 25 years old, have had my first job in my field for a bit more than a year now. I currently make around 130k, and income in my field typically goes up exponentially with experience though COVID-19 seems to be causing dramatic shifts for the worse in the field. I should be able to get 250k-300k once I am experienced in industry though. I first focused entirely on increasing savings enough for a cushion, but have now started to look at investing (as of Dec 1st). My portfolio is as follows: ~19k in RSUs of company I work for 4k in AAPL 1k PLTR 5k in AMZN 10.5k in VFIAX (S&P 500) 340 in FXIAX (S&P 500 - 401k employer match) I plan on keeping all investments long term. Current plans for investing are 500/week into VFIAX and maximize employer match into 401k which comes to around 700/month (will go into FXIAX). I do not plan on adding additional single company investments at this time. This brings total investments per month to about 2700 USD, about 36% of post tax income. My friends and family have told me I am being way too aggressive with stocks and say that the market is too volatile right now and we should expect the market to crash in the next year or two. They insist that other than my 401k employer match I should stop investing altogether for some time. Do you guys agree with this? If so, what should I be doing instead? submitted by /u/AICoderGamer [link] [comments]
FAMI 2020-12-21 03:00:561.32 1.25 0.76%
FAMI 2020-12-21 04:00:571.32 1.25 0.76%
FAMI 2020-12-21 05:00:571.32 1.25 0.76%
FAMI 2020-12-21 06:00:571.32 1.25 0.76%
FAMI 2020-12-21 07:00:581.32 1.25 0.76%
FAMI 2020-12-21 08:00:571.32 1.25 0.76%
FAMI 2020-12-21 09:00:571.32 1.25 0.76%
FAMI 2020-12-21 10:00:561.32 1.25 0.76%
FAMI 2020-12-21 11:00:581.32 1.25 0.76%
FAMI 2020-12-21 12:00:581.32 1.25 0.76%
FAMI 2020-12-21 13:00:571.32 1.25 0.76%
FAMI 2020-12-21 14:00:581.32 0.50 0.76%
FAMI 2020-12-21 15:00:571.36 1.28 -1.53%
FAMI 2020-12-21 16:00:571.33 1.30 -0.76%
FAMI 2020-12-21 17:01:341.28 1.25 -5.30%
FAMI 2020-12-21 18:01:001.20 1.19 -8.33%
FAMI 2020-12-21 19:00:571.20 1.19 -9.09%
FAMI 2020-12-21 20:00:571.20 1.19 -9.09%
FAMI 2020-12-21 21:00:581.21 1.20 -8.33%
FAMI 2020-12-21 22:00:571.23 1.21 -6.82%
FAMI 2020-12-21 23:00:581.21 1.19 -9.09%
FAMI 2020-12-21 23:39:50
Apple is the new TSLA, confirmed.
https://www.marketwatch.com/story/apple-shares-rise-on-report-that-icar-could-emerge-in-2024-11608584812 “Apple Inc. shares closed higher Monday following a report that the tech giant is targeting 2024 as the year it produces a passenger vehicle. Apple AAPL intends to move ahead with its own version of self-driving car technology including a “breakthrough” battery design following a project that began in 2014, Reuters reported, citing people familiar with the matter. Apple declined to comment to Reuters on its plans. Apple shares finished up 1.2% at $128.23, after being down as much as 2.5% earlier in the session, with a noticeable gain directly after the report hit late in the session. Tesla Inc. TSLA, -6.49% shares finished down 6.5% at $649.86, following a session where the stock reached an intraday high of 3.8% below Friday’s closing price, and declined directly after the report was released.” submitted by /u/XIST-R-2-S [link] [comments]

FAMI 2020-12-22 01:03:381.25 1.19 -6.92%
FAMI 2020-12-22 02:00:561.25 1.19 -6.92%
FAMI 2020-12-22 03:01:431.25 1.19 -6.92%
FAMI 2020-12-22 04:00:561.25 1.19 -6.92%
FAMI 2020-12-22 05:00:571.25 1.19 -6.92%
FAMI 2020-12-22 06:00:571.25 1.19 -6.92%
FAMI 2020-12-22 07:01:121.25 1.19 -6.92%
FAMI 2020-12-22 08:00:571.25 1.19 -6.92%
FAMI 2020-12-22 09:00:581.25 1.19 -6.92%
FAMI 2020-12-22 09:15:09
Analysis: From famine to feast, investment in European tech startups roars back
FAMI 2020-12-22 10:00:581.25 1.19 -6.92%
FAMI 2020-12-22 11:01:231.25 1.19 -6.92%
FAMI 2020-12-22 11:44:23
Hello everyone, I’ve seen a lot of discussion about these two specific ETF funds and I like the idea of having a portfolio that isn’t super up and down. I’ve been looking into investing into either ARKG or ARKK (yes I know getting both is an option) and my current portfolio consists of RCEY, Nio, CRSR, SPCE, APHA, UXIN. Can someone break down the pros and cons between these two ETFs and which would be more coverage for my portfolio? I’m leaning towards ARKK because it seems like it’s investing in companies that I’m at least somewhat familiar with. Just wanted your guys overall thoughts on these two stocks. submitted by /u/allensepanyan [link] [comments]
FAMI 2020-12-22 12:00:571.36 1.19 -8.46%
FAMI 2020-12-22 12:57:00
: The new stimulus bill helps low-income families avoid a ‘double whammy’ of lower wages and lost tax credits
FAMI 2020-12-22 13:00:581.36 1.19 -8.46%
FAMI 2020-12-22 14:00:581.26 1.19 -8.46%
FAMI 2020-12-22 15:00:581.36 1.19 -6.92%
FAMI 2020-12-22 16:00:591.20 1.19 -8.46%
FAMI 2020-12-22 17:02:201.17 1.15 -2.48%
FAMI 2020-12-22 17:35:30
Boeing 737 MAX crash victim families urge Europe to hold off on lifting ban
FAMI 2020-12-22 18:04:121.16 1.12 -6.61%
FAMI 2020-12-22 19:01:011.10 1.09 -9.92%
FAMI 2020-12-22 19:14:00
: Here’s how to help yourself and your family ‘in case you get hit by a bus’
FAMI 2020-12-22 19:26:20
*** Stock Watchlist 12/22 ***
$SPG [Simon Property Group] Near 150$ Pre-Covid, currently at 82. Has a lot to run still Has ex-dividend tomorrow, so (correct me if wrong) if you buy in today you will get the 1.3$ dividend per share Owns 200 malls AND other real estate, buys all the failing real estate and making themselves huger Essentially a giant landlord History of share buy backs Balance sheet is strong despite the pandemic MAJOR Biden Funders/Lobbying More than 6.1M to Biden's Campaign U.S. bankruptcy court approves sale of J.C. Penney to major Biden briber Simon Property Group $KSS [Kohls] Deal with Sephora to build makeup pop up in all their stores *GAMECHANGER High foot volume due to deal with Amazon for returns I personally been to Kohls to return amazon purchases, and they give you a 5$ coupon for the store to incentivize this Does well in sales of athletic gear Well positioned to grow going into the year CEO reinstated annual dividend for first half of 2021 -- the worst is behind them $WBA [Walgreens] Increased foot traffic as well due to being a brick and mortar for drugs Amazon prime for prescriptions means NOTHING. People still pick up their drugs from local stores. Additionally, you can't even order online a long array of harder drugs (i.e Adderall) Will be aiding in the roll out of vaccines so you bet they will have a strong earnings Earnings coming up in a few weeks -- likely to destroy with good guidance Rite Aid had a surprise earnings after trading sideways downward right before and it mooned $WKHS [Workhorse] This stock never stays below 21 for a long time. UPS Earnings coming soon and they may mention about the contract with them $V [Visa] Historically, Visa always does well going into Q1 due to the absurd amount of credit card usage during the holidays $WISH [Wish] CEO publicized they have addressed issues with quality of items and shipping Targets families who are under 75k in income (a huge market share) who rather not buy an amazon prime yearly Their ads are relentless and they have a good return rate of people who end up going back to the website to buy more OPTIONS just started today and the premiums are spicy! submitted by /u/itskayyuhvin [link] [comments]
FAMI 2020-12-22 20:01:001.10 1.09 -9.09%
FAMI 2020-12-22 21:01:021.14 1.12 -4.96%
FAMI 2020-12-22 22:01:001.14 1.11 -8.26%
FAMI 2020-12-22 23:00:591.13 1.10 -6.61%

FAMI 2020-12-23 01:03:361.18 1.09 -7.50%
FAMI 2020-12-23 02:00:581.13 1.09 -7.50%
FAMI 2020-12-23 03:00:571.20 1.09 -5.83%
FAMI 2020-12-23 04:00:561.20 1.09 -5.83%
FAMI 2020-12-23 05:00:571.20 1.09 -5.83%
FAMI 2020-12-23 06:00:561.20 1.09 -5.83%
FAMI 2020-12-23 07:00:581.20 1.09 -5.83%
FAMI 2020-12-23 08:00:571.20 1.09 -5.83%
FAMI 2020-12-23 09:00:581.20 1.09 -5.83%
FAMI 2020-12-23 10:00:581.20 1.09 -5.83%
FAMI 2020-12-23 11:00:571.20 1.09 -5.83%
FAMI 2020-12-23 12:00:591.13 1.09 -5.83%
FAMI 2020-12-23 13:00:591.13 1.09 -5.83%
FAMI 2020-12-23 14:00:581.38 1.11 -5.83%
FAMI 2020-12-23 15:00:581.17 1.11 -5.83%
FAMI 2020-12-23 16:00:591.13 1.11 -6.67%
FAMI 2020-12-23 17:01:011.15 1.12 0.00%
FAMI 2020-12-23 18:01:011.13 1.11 0.00%
FAMI 2020-12-23 18:35:27
U.S. should rescind Boeing 737 MAX approval, crash victim families say in letter
FAMI 2020-12-23 19:00:591.14 1.12 0.90%
FAMI 2020-12-23 20:00:581.13 1.12 1.80%
FAMI 2020-12-23 20:31:34
$PFMT Performant Financial: Boring Business but a Diamond in the Rough
Disclaimer: I originally posted this in r/securityanalysis yesterday and received some responses. I am reposting it here to a bigger audience, with an added section to respond to some of the questions I received. I am hoping that by reposting on here, we can get more a discussion. I am not too familiar with reddit as I typically post on smaller value investing forums, and it is first time posting there. I plan to long in this company as I see the long term position of the company's growth in the health care sector. This is a minor position (5%) in what is a concentrated (10-15 company) portfolio. PFMT- Performant Financial Overview: PFMT is a technology-based provider of audit, recovery, payment accuracy, coordination of benefits (COB), and outsource services in the United States. PFMT analyze claims, identify, prevent and correct inaccurate payments. Using their proprietary analytics platform and industry expertise, PFMT aim to reduce losses on billions of dollars worth of improper healthcare payments, state/federal/and treasury tax delinquencies, defaulted student loans and other receivables. Primary customers include government commercial health plans, CMS, Blues plans, regional Insurers, private/commercial programs, etc that operate in complex and highly regulated environments that rely on PFMT's innovative and disruptive approach. Revenue is generated based on a percentage of validated recoveries for clients. Contracts are negotiated on case by case basis, fees may range from 10-30% of recoveries and the duration of contracts may last 3-5+ years. These are high margin, recurring revenue contracts, expected to provide multiple years of prolonged double digit growth. This is not a sexy business, quite boring in fact. However, a good investment should be boring. Hopefully you will also appreciate the new path management has coursed, and see the potential upside in this turnaround story. Historically, PFMT was known for its legacy business as a collection agency for student loans, federal/state tax delinquencies and other receivables. Since the taking over of student loan originations by the Federal government a decade ago, PFMTs student loan collections have seen a diminishing contribution to revenues over time. Currently, the student loans collection business accounts for about 22% of revenues. While "Other" legacy collections still account for about 26% of revenues. Growth in Other legacy collections has remained relatively flat over the years. A smaller business segment derives marginal revenues from first party call centers and licensing of hosted technology solutions to clients. The diamond in the rough refers to PFMT's up-and-coming healthcare business segment, composed of claims auditing and eligibility reviews. After seeing losses in 2018/19 due to high ramp up costs and standard implementation time lags, this segment appears to be set for robust growth going forward. Management has been clear that from 2017-2019, adjusted EBITDA has witnessed a slowdown to reflect a period of transformation in the company to establish itself in the Healthcare space. Management has confidently reiterated their belief in successfully reaching a 2021 goal of achieving $200M revenue with 20% EBITDA margins, with double digit growth continuing for years to come. Covid-19 Impact: This year was shaping up to be a strong year for PFMT, as Q1 showed promising results that validated the new trajectory of the company. Unfortunately, Q2 and Q3 were impacted by the public health emergency related to Covid-19. The CARES act brought changes that affected the student loans collection segment. Student loan payments, interest accrual and involuntary collection of payments (wage garnishments) were originally suspended till September 30, 2020 but were extended till December 31, 2020. However, PFMT continued to generate student loan revenue for a number of months from existing in-process borrow rehabilitation agreements. Another impact of Covid came from existing healthcare audit customers that requested a short-term pause on PFMT activities. Mgmt has indicated these pauses have largely ended during the third quarter. To mitigate the impact of this temporary slowdown, mgmt had furloughed more than 500 employees which could result in savings of about $18 million. The company is now aggressively ramping up efforts (including hiring/recruiting). Mgmt anticipates the ramp up efforts to be properly reflected in revenue by Q1 of 2021. Healthcare Business: The healthcare platform has finally reached scale, accounting for the largest (and continually growing) contribution to PFMTs revenue. In Q3, the healthcare business generated $17.6M in revenue (48.5% of total revenues (refer to Figure 1 below to view a cut out from the latest 10-k)). That is a 20.5% increase on sequential basis and a 63% increase from the same period last year. Please refer to figure 2 below, to see the change in healthcare revenues over time. This segment will continue to grow as Mgmt has made it clear this will be a main focus for the company. Soon healthcare will be the primary source of revenue (50%++), leading to a market multiple re-rate. Healthcare revenues over last 11 quarters: Q3 2020= $17.6M Q2 2020= $14.6M Q1 2020= $17.5M Q4 2019=$14.3M Q3 2019= $10.8M Q2 2019= $9.3M Q1 2019= $9M Q4 2018= $9.9M Q3 2018= $6.6M Q2 2018= $6.1M Q1 2018= $3.5M [Figure 1: Q3 Financial Highlight](https://imgur.com/a/WlqPLjZ) [Figure 2: PFMT Healthcare Revenues](https://imgur.com/a/W1OtGXu) Macro: The macro environment indicates there should be tailwinds for the audit, recovery, payment accuracy and coordination of benefits outsourcing business solutions PFMT provides. According to the CMS, national healthcare expenditures are forecast to grow at 5.4% CAGR for the next 8 years. Reaching $6.8T by 2028. Despite efforts to reduce the amount of improper payments, error rates in the industry range from 6% in commercial to 14.9% in government plans. Healthcare spending growth is driven primarily by a combination of increasing enrollment and cost inflation. Given the current unemployment environment, we are witnessing a spike in Medicaid enrollment, which should continue to benefit the business via rising utilization and claims volumes. It is useful to note that there can be a lag of several months between Medicaid eligibility and resulting claims volumes. This indicates that a majority of the benefits from the current environment are still to come. Also, as private organizations and state governments are struggling with lower revenues and budget deficits, this could create an increased focus on cost containment strategies where PFMT could play a supporting function. PFMT mgmt sees a $200B+ healthcare TAM growing annually. Competitors: PFMT differentiates itself with its proprietary technology and customizable approach to each of their customers' needs. The space is mostly dominated by large, slow moving players, that lack flexibility and uniqueness in their approach. Major competitors include HMS Holdings Corp (HMSY-US, ~~$3B mkt cap) and Cotiviti (acquired in mid-2018 for $4.9B). Contracts in this industry are limited, take time to implement and can last years. PFMT continues to build a moat around it's business by consistently winning, maintaining and being awarded new contracts. An example includes being re-awarded CMS recovery Audit Region 1 and being awarded the newly created Region 5. Thus, successfully showcasing PFMTs superior product and path to success in this space. PFMTs will continue to encroach on incumbents' healthcare market share as the market begins to realize the superiority of their technology and approach. Refer to Figure 3, below, for an image taken form the CMS website showing the audit region relative to competition. Figure 4 may help to visualize the healthcare insurance payment cycle, and where PFMT may offer value. Debt: On Aug 2017, PFMT entered a credit agreement with an existing shareholder and customer, ECMC. As of September 30, 2020 PFMT has about $62M loan outstanding under this credit agreement. ECMC has been able to accumulate about 5.8M warrants in PFMT as part of the agreement (about 10% of outstanding shares) all at an average exercise price of $1.95. The effective interest rate was about 13.9% in the 1H 2020. The loan is classified as a current liability, with maturity in August 2021. However, PFMT has two one-year options to extend maturity. PFMT currently (as of Sept 30,2020) has about $17.3M cash and equivalents on hand and is entering a period of FCF generation. The current low interest rate environment offers low hanging fruit for companies looking to refinance their loans at a lower rate. Reducing their loan rate to 5-8% could save up to $5.5M in annual interest expense. Timing/Technicals: As the calendar approached their earnings announcement date (Nov 11), PFMT stock was trading around recent highs of $2. The stock started selling off aggressively into the earnings and significantly further following earnings (despite a very positive release). The selling pressure appears to have been caused by portfolio management layoffs at Invesco, a top holder. Public disclosure of these layoffs coincides with timing of initial selloff, and a recent 13G filing confirms the exited position. This should quell any fears holders and followers of this stock may have had, as the selling was not based on fundamental flaws in the company or a new short thesis. Invesco owned about 18% of PFMT. Following the recent pressure, it appears the stock is in extremely oversold territory. Since their exit, the average volume profile of the stock has improved significantly, making accumulating a position easier for both retail and institutional demand. Valuation: The timing of Covid partially contributes to why the market overlooked this stock, as Q2 and Q3 earnings were impacted. To establish a fair EBITDA estimation for 2020, we will use Q1 results with a conservative bias. Q1 is most appropriate because it will give us the clearest picture of how the company was performing prior to the temporary impacts of Covid. Using Q1, EBITDA was $6.4M (after deducting stock compensation). Annualizing that amount will give us an EBITDA run rate of $25.6M. This is a conservative measure because we do not account for the impact of any potential interest rate savings or growth in the healthcare segment. Next we need to establish the enterprise value (EV= debt + mkt cap - cash). Which we use to calculate EV/EBITDA. Calculation below. EBITDA= $25.6M Enterprise Value (EV)= $62M (debt) + $41 (mkt cap) -$17.3M (Cash) = $85.7 M EV/EBITDA= 3.3X Fully diluted share count of 59.7M o/s Now lets take a look at some Healthcare IT comparables. The first 7 are general comps, the bottom 3 are the most similar comps to PFMT. To clarify, HMSY is currently publicly trading and is a direct competitor to PFMT. In December 2019, HMSY acquired Accent (a coordination of benefits/payments accuracy unit of Intrado focused on commercial and Medicare Advantage payers) for $155M. Accent had generated about $50M of revenue during the 12 months ending october 2019 (vs PFMTs $150M revenues in 2019). Based on the transaction price, HMSY paid an estimated 11-12X EV/Ebitda on a TTM basis. COTV was acquired and taken private in 2018, it continues to be a direct competitor with PFMT. COTV operated in payment integrity and was acquired for $4.9B in mid 2018, an estimated EV/EBITDA multiple of 14-15X based on consensus 2019 estimates. Also, keep in mind that the average EV/EBITDA for S&P companies in 2020 is about 14.5X. Healthcare IT Peer Trading Comp Table Mkt Cap SHARES O/S EV EV/EBITDA HMSY 2,793 88.6M 3,021 16.8X CHNG 5,581 304.5M 10,237 11.2X ACN 173,423 661.1M 171,554 19X ADS 3,466 49.6M 24,047 30.3X HQY 5,013 77M 5,803 27.2X IQV 34,135 191.7M 45,733 19.5X CERN 23,727 306.6M 24,167 14X Average: 19.7X PFMT 40.5 59.7M 86 3.3X (fully diluted) Most Similar Comps: COTV 4,900 (2019 est) 14.5X Access 155 (Acquired by HMSY in 2019) 11-12X HMSY 2,793 88.6M 3,021 16.8X Average: 14.3X [Table 2](https://imgur.com/a/MP4yZgi) The market still largely views PFMT as a declining student loans collections firm. Yet growing beneath the surface is an attractive healthcare business. As this segment continues to grow the market will recognize the high quality recurring revenue, ability to scale, and increasingly healthcare-focused pure-play as a catalyst for a multiple rerate. Now using the comps above, I will provide 3 scenarios (best, base, worst case scenario) applying a discount to conservatively account for the micro-cap nature and higher leverage of PFMT. In the best case scenario, we apply a 14X EV/EBTDA ratio (rounded down from the most similar comparable peer average of 14.3X) which, on a fully diluted share basis, lead to a current price per share of $6. In the base case scenario, we take a couple of notches off the closest peer average and apply a 12X EV/EBITDA ratio. Resulting in a current target price of $5.15/share In the worst case scenario, we further take off two more notches from the most similar peer average to apply a 10X EV/EBITDA ratio. Resulting in a price of $4.29/share. Also, considering the existing ownership of the company. Parthenon investors, Prescott Group, Mill Road Capital are all large shareholders. It is not unreasonable to think that they pursue a more aggressive activist role in the company and set it up for sale at a premium. It is also possible that competitors recognize the massive discount of this up-and-coming threat, and decide to acquire PFMT before other market participants drive up the price making such a strategic acquisition far more expensive. All of which offer upside to existing shareholders. As we approach future quarters and results continue to support this positive narrative we should start to see investor appetite pick up for this name. Average daily volumes have quadrupled since Invesco's recent exiting has added to the freely trading shares, improving the liquidity profile of PFMT. These signals will start appearing on investor screens as they (professional small cap investors, value investors, quant investors, generalists, hedge funds, etc) look for new ideas. There is virtually zero sell-side coverage of this stock at the moment, this will likely change in the future. Accumulating a position now, presents an opportunity for entry at basement level prices in a stock that has the potential to provide 500-700% upside. Thank you for taking the time to read my idea. Full disclosure, I am long PFMT. Feedback and criticism of this idea are encouraged. Always do your own due diligence. Ive included the sources used for this analysis in the links below. [Figure 3.: CMS RACs per region](https://imgur.com/a/YWlHANZ) [Figure 4: Healthcare insurance payments explained](https://imgur.com/a/sbrh5pZ) Claim Submissions (Steps 1 + 2): After treating a patient, the healthcare provider submits a claim for reimbursement to the health insurer. The claim will include information on the diagnosis and treatment/procedure Claim Adjudication (Step 3): The health plan conducts administrative checks (eg. validates provider information and patient eligibility/ coverage) and prices the claim using the providers contract/ fee schedule. Pre-payment Review (Step 4): The payor will leverage internal tools, followed by third party/outsourced solutions (ie. PFMT offerings) to conduct payment accuracy analysis prior to payment. Errors (discrepancies between the submitted claim and the payors payment policies) are identified and corrected. Claim Payment (Step 5 + 6): The health plan will reimburse the provider for the patient care and services rendered Post-payment review (Step 7): The payor will again use internal tools, followed by third party solutions (PFMT) to evaluate prior payments with additional information that has become available (eg. clinical reviews). Payors will correct Part 2: $PFMT hit $1 by EOD yesterday, as much as I would like to think that the prior write-up was a catalyst for PFMTs recent performance, it is more likely driven by some significant and recent industry developments. This will be a short follow up summarizing the recent event and why I think it is important to the underlying thesis. Also, I will try to respond to the some of the questions received last night. Thank you to all who have engaged me. Hopefully we can continue this constructive dialogue around this investment idea. On Monday morning (Dec 21), HMSY (a direct competitor of PFMT) announced it had agreed to be acquired by Gainwell Technologies for $3.4B. Gainwell is owned by the private equity firm Veritas Capital. In March 2020, DXC Technologies announced the sale of their Government Healthcare business segment for $5B in cash to Veritas which renamed this new segment: Gainwell Technologies. Prior to acquiring this segment from DXC, this healthcare business was generating $1.5B in annual revenues, growing double digits year over year with 20% margins (inline with industry standard and PFMTs 2021 margin goal). The transaction values HMSY at 16-17X forward 2021 EV/EBITDA. From what I gather, this is above most consensus estimates but still seems to be a fair price. A reminder that Veritas also acquired Cotiviti (COTV) in 2018 at a slightly lower valuation of 14-16X EV/EBITDA. The willingness to pay a premium relative to their COTV recent transaction indicates growing opportunity in the space. Veritas intends on breaking up the various HMSY segments and redistributing them among its portfolio companies COTV and Gainwell. COTV will take on the payment integrity and population health management business while Gainwell will take on the Medicade, Coordination of benefits/third party liability services business. Strategically, Veritas is able to secure HMSY's valuable set of data assets in the Medicaid market, and gaining exposure to the potentially higher EBITDA in 2021 due to the positive recent Medicaid enrollment trend. However, HMSY has been under pressure for failing to deliver predictable results and underperformance in some segments (particularly their population health management business). This inherent volatility in the revenue model is a burden on these companies (including PFMT) as it masks longer term growth and margin expansion potential. Though FTC concerns don’t appear to be an issue. It is uncertain to me what this new Veritas combination will mean for their Medicare RAC regions. As HMSY has one region and COTV has two. I believe there is a program limit of two regions per vendor. This could prove to be an obstacle for the new entity. Also the inherent culture clash in executing large mergers typically leads to significant employee turnover and loss of talent. In such a niche industry, I would imagine the labor market is tight and any brain drain could hurt the new entity. In fact, a basic linkedin search of these companies indicates a recent influx of talent from large competitors into PFMT. If industry incumbents, particularly experienced sales people, are realizing PFMT has a superior platform relative to the large slow moving competition then this should be another positive signal reinforcing PFMTs trajectory. Discount this as anecdotal investigative evidence but I think it has merit. The continuing theme of consolidation in this particular area of Healthcare IT highlights the large market opportunity across cost-containment and solutions services. Recent transactions: Access acquired by HMSY in 2018 at 11-12X EV/EBITDA DXC HC segment acquired by Veritas/Gainwell COTV acquired by Veritas at 14-15X HMSY acquired by Veritas at 16-17X ​ This all bodes well for PFMT, as it solidifies my view that this turnaround story is not being valued as an appropriate comp to its peers. If TODAY the market determines that HMSY is worth 16-17X EV/EBITDA, this supports my Base and Best Case Scenario of valuing PFMT using a 12X ($5.15/share) and 14X ($6/share) multiple, respectively (accounting for microcap nature and leverage by reducing the multiple by a few notches). The recent price improvement in PFMT appears to be driven by a recognition of PFMT being undervalued on a comparable basis. Volumes have improved in the last few sessions but the stock is still extremely undervalued. Likely some retail investors accumulating entry positions. Imagine if a small fund of $100 AUM identifies this stock as an ideal investment, decides to initiate a small 200 basis point position. It would require 2-3M shares. The stock was up 20% today after trading only 1M shares, accumulating supply for a single fund position will require a significant movement in price. Given the current valuation, this opportunity could soon hit the radar screens of multiple funds. The recent string of transactions will continue to attract attention to this space. Sooner or later someone will start kicking the tires on PFMT... Responses to recent questions and comments: Is it possible that customers build/improve their internal tools to the point where they become threats to PFMT? Good question. Customers may marginally improve their ability to audit claims internally but not to the point of being a threat. It's important to understand that the solutions/services offered by PFMT, HMSY, COTV, etc require technology- heavy platforms that require significant amount of resources (financial and intellectual) to develop, once developed there are minimal incremental costs for higher volumes. These types of commitments are not usually within the realm of possibilities among the customer base. The ever-changing complexity around these types of industries makes in-house billing departments ill-equipped to maximize value relative to specialists like PFMT. An example to illustrate such complexity would be the ongoing changes in the International Classification of Disease codes (ICD). When the WHO decided to change the medical classification codes of ICD9 to ICD10, it increased the number of procedure codes from 13,000 to 68,000. This is just one example of the type of nuance that will always provide opportunity for specialist support from a PFMT. Terms of the credit agreement and Why hasn’t management refinanced the Debt? For anyone eager to learn more about the terms of the Credit Agreement, i would advise you read the latest 10k (link posted in my original report). The 10-k is helpful in clearly outlining all details. I think management is working towards refinancing the debt. But these are not things that can be negotiated or arranged immediately. It is possible that management wants/needs to have a certain number of consistent quarter over quarter improvement before they can renegotiate terms. In the current interest rate environment and following their recent turnaround progress, this low hanging fruit should be picked soon enough. ​ Divesting legacy business? I would not be surprised to see parts of the legacy business sold off as the focus turns toward the growing health care business. I will continue monitoring management discussion on next earnings call for any evidence to support this. ​ PFMT is transitioning to focus on its healthcare business. Some commentators have referred to PFMT as a pure-play student loans collection firm which would be a false description. Student loans do not account for a majority of their revenues and management has made it clear their focus has changed towards a constantly growing healthcare industry. ​ Comparables mentioned are 100X larger than PFMT, why is that a fair comparison? This is a reasonable observation. The answer to which is a function of numerous factors. The current market cap is significantly depressed as the popularity contest that IS the stock market is not identifying the value of this name. The stock was depressed further as a large holder just sold their 18% position, pushing the price near all-time lows. The huge gap in public market valuation is one of the reasons why this is a table pounding buy in my opinion. As this gap closes the difference in market cap will seem more acceptable. Also, despite being small, the fact that PFMT is able to compete on the same level with these giants is a testament to its superior product and team: evidenced by their ability to secure two Medicare RAC region contracts (competing directly with COTV and HMSY), among other contacts won from incumbents. What is the moat/"secret sauce"? I am not a software engineer, nor do I have inner workings into PFMT's technology. Based on publicly available information, I can speculate that PFMT's disruptive technology refers its ability to differentiate itself over the competition. Competitors have been using a "one-size-fits-all approach" to their customers. PFMT uses their proprietary software to scrape data and yield higher rates of potential recoverable claims. Their solutions are more client-centric than the competition. As a smaller player they can be nimble, providing customized solutions to fulfill each client’s needs. For this reason they continue to be rewarded with new contracts taken from large incumbents. See the recent presentations (on their website) for quantitative case study examples. These contracts are difficult to win, have long term time horizons. The technology to service customers is unique and initially capital intensive to establish. Barriers to entry are significant. Sources: https://www.performantcorp.com/investors/events-and-presentations/default.aspx https://www.sec.gov/cgi-bin/browse-edgar?CIK=1550695&owner=exclude https://www.cms.gov/Research-Statistics-Data-and-Systems/Monitoring-Programs/Medicare-FFS-Compliance-Programs/Recovery-Audit-Program https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/NationalHealthAccountsHistorical submitted by /u/EducationalOlive0 [link] [comments]
FAMI 2020-12-23 21:00:591.13 1.12 0.90%
FAMI 2020-12-23 22:01:001.13 1.12 0.90%
FAMI 2020-12-23 23:00:37
Top gainer 12/16
FAMI 2020-12-23 23:00:581.17 1.14 3.60%
FAMI 2020-12-23 23:34:00
Unusual Volume 12/16

FAMI 2020-12-24 01:03:121.17 1.13 4.55%
FAMI 2020-12-24 01:09:16
@DRTT_Family そうだね。普通の木曜日だよね。😁👍👍
FAMI 2020-12-24 01:14:24
@DRTT_Family でもね、無理せずにね。りこさん頑張り過ぎるからさ。私も明日から大晦日まで仕事だから、無理せずに事故の無い様に頑張ります。😊👍👍
FAMI 2020-12-24 01:31:28
@DRTT_Family 家は仏教なのでクリスマスは関係ないです‼️(笑)
FAMI 2020-12-24 01:32:18
@DRTT_Family 鬼の様なシフトでしょう。🤣年末年始はいつもこんな感じです。😅お互いに気を付けて頑張りましょうね。😊
FAMI 2020-12-24 02:00:581.17 1.13 4.55%
FAMI 2020-12-24 03:00:571.17 1.13 4.55%
FAMI 2020-12-24 04:01:021.17 1.13 4.55%
FAMI 2020-12-24 04:03:24
@DRTT_Family 男性はそういうの適当な人が多い気がしますね
FAMI 2020-12-24 04:57:40
@DRTT_Family わたしもふつーの平日+残業の予定!

FAMI 2020-12-24 05:01:061.17 1.13 4.55%
FAMI 2020-12-24 06:00:581.17 1.13 4.55%
FAMI 2020-12-24 07:00:581.17 1.13 4.55%
FAMI 2020-12-24 08:00:581.17 1.13 4.55%
FAMI 2020-12-24 09:00:591.17 1.13 4.55%
FAMI 2020-12-24 10:00:581.17 1.13 4.55%
FAMI 2020-12-24 11:00:591.17 1.13 4.55%
FAMI 2020-12-24 12:00:581.25 1.10 0.00%
FAMI 2020-12-24 12:34:38
@DRTT_Family わかります!
FAMI 2020-12-24 12:37:52
@DRTT_Family ありがとう。🤗👍👍
FAMI 2020-12-24 12:42:41
@DRTT_Family おれもにたようなものかも(笑)
FAMI 2020-12-24 12:44:21
@DRTT_Family しかし全然家庭人らしくないです(笑)ほぼ毎晩どこかに出掛けるし
FAMI 2020-12-24 12:47:15
@DRTT_Family マイナスなのかぁ〜🥶
FAMI 2020-12-24 12:52:52
@DRTT_Family 陽に戻っておいで〜😆🌅
FAMI 2020-12-24 13:00:581.20 1.10 0.00%
FAMI 2020-12-24 14:00:581.20 1.11 0.00%
FAMI 2020-12-24 15:00:581.19 1.13 3.64%
FAMI 2020-12-24 15:19:38
@DRTT_Family 弟子さん、その後マスク後の肌荒れとかないですか?自分もヤラレました!
FAMI 2020-12-24 15:23:41
@DRTT_Family RICOさん、おやすみなさい(^^♪お疲れさまです!
FAMI 2020-12-24 15:27:19
@DRTT_Family そうなんですね、良かったです。自分今更ながら口の周りが大変な事になりました、あれ、汗とかマスクアレルギーとかありますね!
FAMI 2020-12-24 16:00:591.19 1.13 3.64%
FAMI 2020-12-24 17:00:591.15 1.14 -0.87%
FAMI 2020-12-24 18:01:011.14 1.13 -1.74%
FAMI 2020-12-24 18:25:20
@DRTT_Family お疲れ様でした。😊おやすみなさいませー😁👍👍
FAMI 2020-12-24 19:00:581.15 1.13 0.00%
FAMI 2020-12-24 20:00:581.13 1.11 -3.48%
FAMI 2020-12-24 21:00:581.16 1.10 -3.48%
FAMI 2020-12-24 21:35:36
My $112,000 climate change portfolio at the age of 19 & what I've learned
First of all, I am incredibly privileged. When my grandpa passed away in March, I inherited $30,000. I had $10,000 saved up as well from working the prior summer and that $10,000 was already invested in the stock market. In high school I found out about stocks in my economics class and the day I turned 18 I invested every penny I had. Once again, I am privileged to be able to invest this money at all.. I have a college fund to pay my tuition, I don’t have to worry about when my next meal is coming, and I have the freedom to spend my money as I choose. Anyways, in March & April when the market crashed I decided it was time to really dive into the stock market. I spent about 5 hours every day researching companies and I’m here to share what I’ve learned. In my opinion, the companies you invest in should be an extension of your worldview. Where do you think the world will be in 10 years+ and what industries will prosper from the change. As I was raised in a liberal family and hold these values, I’m quite concerned with Climate Change. I’ve taken college classes in this realm since and learned more about the risks we face. I believe that any company whose mission revolves around mitigating the climate crisis will prosper in the coming decades. That being said, I’ll list the companies I hold and a very brief synopsis of what they do and why I hold their stock. Please do your own research; this is only meant to introduce young investors to a certain mindset that I hold and the companies that I choose to support. 1) Tesla (TSLA) portfolio weight: 22.86% gain/loss 1026% gain You guys all know what Tesla is about. They are the premier EV company with goals of cutting battery costs by 56% and producing 20,000,000+ cars in the decade. They also have a growing energy business with solar roofs, panels, battery storage and an autobidder software. Tesla is priced insanely high by traditional metrics. If these metrics are your investing style then it’s not for you. If you’re like me, and you look for companies to hold for decades then I believe Tesla is one of the best investments out there. What other company will benefit from the transition to renewables in response to climate change and changing political conditions? 2) MP Materials (MP) portfolio weight: 12.68% gain/loss: 197% gain MP is the only active rare earth mineral miner in the U.S. They produce neodymium concentrates which are important components in NDPR magnets; used in EV motors, wind turbines, electronics & much more. I bought MP during their early pre-merger days and have already seen considerable profits in a few months. I’ve been shaving this position to keep it around 10% because it is a commodity play which can be quite risky. That being said, rare earths are expected to appreciate substantially in price as EV demand increases. Furthermore, MP is moving downstream to refine their rare earths themselves, as they currently ship them to China to be refined, and in the future they plan on manufacturing their own NDPR batteries. This will increase their margins greatly. 3) Planet 13 (PLNHF) portfolio weight 5.35% gain/loss: 147.71 gain This one is a MJ stock and I’m focusing mostly on my Climate Change investments on this post so I’ll keep it brief. They own a superstore in Vegas and have their own brands. I believe the MJ industry is going to explode soon and PLNHF will benefit. 4) Jinko Solar (JKS) portfolio weight: 4.91% gain/loss: 268.88% gain Jinko Solar is a leading solar panel manufacturer in China. They’ve seen market consolidation in China and are poised to benefit from increasing demand and incentives around solar energy. Specifically, South East Asia is expected to see dramatic growth in renewables as China/India are responsible for a large portion of global emissions and are also seeing considerable growth in GDP and population. It’s a play on the South East Asian economy and renewable industry. 5) SolarEdge (SEDG): portfolio weight: 4.89% gain/loss: 108.5% gain SolarEdge is the global leader in panel inverters, which turn the sun’s D.C. current into usable electricity for households (A.C. current). The inverter space is a much more consolidated industry with higher margins than panels. They trade at a more expensive multiple and are expected to see dramatic top and bottom line growth in the coming years. Solar panels need inverters to perform; simple as that. With fewer companies focused on this space, I expect the top players to have a large market share and grow along with the solar energy market. SEDG is also expanding into the energy storage and EV charging markets with recent acquisitions. 6) Enphase Energy (ENPH) portfolio weight: 4.43% gain/loss: 203.08% gain Enphase is also in the inverter market, with their differentiated microinverters. Micro Inverters are generally used in smaller systems and optimal for residential solar. Everything said above about the inverter market is true for Enphase as well. Enphase’s business goes beyond inverters though. They are targeting a full residential energy ecosystem, with storage and their “Enlighten” software App, which will manage home energy usage and sell excess energy back to the grid. Enphase is very much a play on a future decentralized microgrid, with homes trading energy to each other as prices fluctuate. 7) Canadian Solar (CSIQ) portfolio weight: 4.42% gain/loss: 118.32% gain* Canadian Solar is another panel manufacturing company. They are also seeing growth in market share as smaller players struggle during the pandemic. CSIQ is a low cost producer with residential, commercial and grid level projects. They are planning on expanding their recurring revenue stream through full and partial ownership of solar projects. You can read more about this on the IR page. CSIQ is a pure solar play with an international footprint and vast management expertise. They will certainly benefit from any movement towards renewables, especially if legislation is passed to set a price on carbon. 8) Lemonade LMND portfolio weight: 3.93% gain/loss: 112.52 gain Lemonade is not a climate change related investment. It’s highly speculative but I think their management team and business model is really cool so I put some money in (and quickly more than doubled it). I’ll be brief here, but basically they are a home/renter/pet insurance company that takes a flat 25% cut of premiums as revenue and uses the remaining money to pay out claims. They aim to align incentives by donating anything left over beyond the 25% to a charity of customers choosing. Also, their use of AI makes the registration and claims process seamless and “delights” customers. 9) TPI Composites (TPIC) portfolio weight: 3.73% gain/loss: 153.99% gain TPIC manufacturers wind blade composites. They supply the top five wind turbine companies outside of China. I wrote about them on prior posts so I’ll just copy & paste here: 63% of total wind blade manufacturing is outsourced to companies like TPI and they are the market leader in this space with about 20% market share globally. The business currently has low margins, but they target a 12% EBITDA margin for the future, and they trade at a measly 0.74 P/S ratio currently. They are also expanding into EV composite manufacturing and have a contract with Workhorse to manufacture vehicle parts for them. 10) Skyworks Solutions (SWKS) portfolio weight: 2.83% gain/loss: 60.57% gain Skyworks is a semiconductor focused on connectivity chips for all kinds of devices. They aren’t climate change related which is the point of this post so I’ll leave it at that. 11) Tattooed Chef (TTCF) portfolio weight: 2.65% gain/loss: 55.90 gain Tattooed Chef is a play on the rising plant-based food trend. They make a variety of frozen food items, widely available in Walmart, Costco and Target. They are expanding into Whole Foods, Trader Joe’s and many more stores, where I expect them to be very successful. The plant based market is exploding for a couple of reasons. Firstly, there is more research on the health benefits of a plant based diet, with athletes such as Chris Paul & Todd Gurley endorsing these brands. Also, consumers are becoming increasingly aware of the threat of climate change and how avoiding red meat can have a positive impact on the planet. I expect TTCF to benefit off of these trends and continue innovating in the plant-based space. I bought in 3 weeks ago and the price has exploded since then. 12) Workhorse (WKHS) portfolio weight: 2.60% gain/loss: 35.90% gain Workhorse is an electric delivery van company. They manufacture last mile electric vehicles and are developing drones to further decrease last mile delivery costs. They are a play on the e-commerce industry and electrification of vehicles. I’m invested in them because last mile delivery is responsible for a large chunk of transportation carbon emissions and in desperate need of electrification. I also believe that Workhorse will get a large chunk of the upcoming USPS contract which will provide a stable revenue stream. 13) Aphria (APHA) portfolio weight: 2.45% gain/loss: 53% gain Aphria is another MJ play for me. Once again they aren’t a climate change investment so I’ll keep it brief. They just finalized a merger with Tilray, making them the biggest cannabis producer in the world. They are based in Canada and I believe they will be the market leader in Europe, due to their infrastructure advantage through owning CC Pharma. 14) Vestas Wind Systems (VWDRY) portfolio weight: 2.40% gain/loss: 197.44% gain Vestas is the global leader in wind turbine manufacturing and installation. They are one of the few pure wind plays in the stock market, making them an attractive choice for anybody looking to get exposure to wind. A big driver if future growth will be their service and maintainace business, which their management team has been focused on in recent quarters. This is a higher margin business with consistent recurring revenues. 15) Facebook (FB) portfolio weight: 2.38% gain/loss: 20.61% **gain I’m selling out of FB very soon but I still hold them for now. FB is an incredible business and I’m sure they’ll see growth in the future, but it just isn’t for me (anymore). I consider ethics a lot in my investments, which many of you may consider stupid but idc. 16) Hannon Armstrong (HASI) portfolio weight: 2.18% gain/loss: 57.40% gain HASI is a REIT, which solely makes climate change related investments. They invest in the land under solar projects, energy efficient buildings and much more. HASI is a great dividend play and I expect their stock price to appreciate as climate change worries are exacerbated in the future. 17) Beyond Meat (BYND) portfolio weight: 2.10% gain/loss: 21.24% gain I made a post with some DD earlier this year on Beyond so I’ll just link that below: https://www.reddit.com/r/stocks/comments/if9tmj/beyond_meat_bynd_fundamental_analysis_with_my/?utm_source=share&utm_medium=ios_app&utm_name=iossmf 18) Brookefield Renewable Partners (BEPC) portfolio weight: 2.06% gain/loss: 87.23% gain BEPC owns and operates a portfolio of renewable energy assets. Earlier this year they completed a merger with Terraform Power, expanding their solar & wind footprint. They are also the primer owner of hydroelectric power plants, which produce a consistent source of electricity. BEPC has a strong management team and owns valuable assets that will greatly appreciate in value as government incentives expand around renewable energy consumption. They also pay a nice dividend. 19) Disney (DIS) portfolio weight: 2.03% gain/loss: 50.06% gain I’m invested in Disney mostly for some portfolio diversity. I’m a big fan of their streaming platform and business strategy revolving around that. This one isn’t climate change related so I’ll leave it at that. 20) First Solar (FSLR) portfolio weight: 1.84% gain/loss: 70.47% gain First Solar is an American based panel manufacturer and projects operator. They used differentiated technology with Cadmoum Telluride panels, which are supposed to increase output and lifetime at a higher cost. FSLR is just another play on the growing solar industry, and being U.S. based seems to reward them a higher earnings multiple in the market than their peers. They also have a beautiful balance sheet. 21) Trulieve Cannabis (TCNFF) portfolio weight: 1.44% gain/loss: 5.33% gain Trulieve is another Cannabis play. This one based in the U.S. with a large medical market in Florida. Nuff said. (Do your own research) 22) Star Peak Energy Transition (STPK) portfolio weight 1.43% gain/loss: 55.45% gain Star peak is a brand new holding for me and already shot up like crazy. It’s one of these merger companies (the word is censored on this subreddit). merging with Stem energy storage. Stem is involved in the battery storage industry, with mostly grid level storage systems. They currently have an even larger market share than Tesla and my reason for holding this stock is mostly as a hedge against Tesla’s energy business. 23) Shopify (SHOP) portfolio weight: 1.10% gain/loss: 18.19% gain Shopify is an eCommerce platform, which allows customers to seamlessly design their own website and process payments. I’ve used Shopify in the past and am a big fan of the business, which is a big part of why I’m invested. They have a steep valuation but I plan on holding for 10+ years. Total gain: 181.52% (Note: I’ve taken some profits on a few of my stocks so the unrealized gain from my current holdings is less than my “total” gain by a few % points.) Yes, I’m young and idealistic and have a lot to learn but I do know a few things. Here’s some of the lessons I’ve learned along my 1 and a half year journey in the market. By investing in a company, you are supporting them financially. Buying pressure on companies’ stocks increases the price and allows them to raise capital more efficiently. It might be hard to hear, but when you buy Exxon stock, you are helping them destroy our planet. The same is true vice versa. Don’t listen to** anybody on reddit. Seriously. Nobody here knows any better than you. Do your own research, form your own judgements. If you’re gonna pick individual stocks then following advice on reddit is not the way to go. Reading through investor relations pages is the best way to go. Watch videos and read articles about both sides of the story with different companies. Don’t take these videos as facts though, just absorb what other people think and judge the validity of the information for yourself. It’s important to become an independent thinker. This is a slow process but eventually you’ll get the hang of things. Invest with a 10+ year timeline. This is especially true if you’re young like myself. Don’t concern yourself with daily or even monthly swings in a stock. Ask yourself if the company will be worth substantially more in a decade. If not, then say, if so then buy and hold. Don’t try to time the market or swing trade. You’re just bringing on unnecessary risk. Buy and hold and buy some more. Assess your own risk tolerance. As I’m sure several people will point out, my portfolio is incredibly speculative and risky from a traditional viewpoint. I have a really fucking high risk tolerance, so I invest with a “riskier” mindset. If I were to lose all my money tomorrow, I’d be fine. I’m going to have a college degree in a couple years and I’m not worried about being able to find a job. My reason for investing is about having the financial freedom to do whatever I want in life, and not worry about money in the future. If you’re investing for retirement or to pay off student loans, then I recommend taking a more conservative approach and maybe buying some index funds. However, if you’re young and have a stomach for risk like myself, then go crazy. In conclusion, I’ve had an incredible year or so in the market. I don’t expect to have even close to these same returns in the future, but I’ve learned a thing or two and I’m here to share this information. You may disagree with everything I said and all the stocks I own and that’s okay! Don’t copy my portfolio and take everything I say with a grain of salt, however I hope you find some wisdom from this post! submitted by /u/Evil____ [link] [comments]
FAMI 2020-12-24 22:00:571.19 1.10 -3.48%
FAMI 2020-12-24 22:37:08
@DRTT_Family おはよー!☀️✨
FAMI 2020-12-24 23:00:581.19 1.10 -3.48%
FAMI 2020-12-24 23:39:09
@DRTT_Family リコさん、おはようございます😊♬
FAMI 2020-12-24 23:45:00
Wall Street Week Ahead for the trading week beginning December 28th, 2020
Good Thursday evening to all of you here on r/stocks. Merry Xmas Eve! I hope everyone on this sub made out pretty nicely in the market this past week, and is ready for the new trading week ahead. Here is everything you need to know to get you ready for the trading week beginning December 28th, 2020. Stocks ready to close out powerful 2020 as risks loom in January - (Source) At the close of trading next Thursday, the bull market will be ready to run into 2021 but probably at a slower pace. January is the month that Wall Street tradition says sets the tone for the year — “so goes January, so goes the year,” as the saynig goes. This January could be challenging, with the spreading pandemic slowing the economy and the important Georgia Senate run off elections on Jan. 5. On Jan. 20, Joseph Biden will be sworn in as president. “It’s a market that’s on end-of-year auto pilot,” said Sam Stovall, chief investment strategist at CFRA. In three of every four years, the market sees an end-of-year Santa rally, but Stovall is also waiting to see trading in the first five days of January for signs of how the market could trade in 2021. If the market is higher in the first five days, history shows the S&P 500 has been up 82% of the time for the full year with an average 12.5% gain, he notes. “There are things we could worry about in January. If they were real worries, the market would be reacting already or treading water already,” Stovall said. “What spooks me is the market is setting itself up. It’s a correction in search of a catalyst, and we don’t know what the catalyst is just yet.” Some strategists expect a pullback early in the year, but the consensus is that the market ends 2021 higher. The average expectation for the S&P 500 at year end 2021 is 4,056, according to a CNBC survey of strategists. Stovall said the market has gotten pricey, and there are signs of froth. The 12-month forward price-to-earnings ratio for S&P 500 companies is at a 41% premium to the average multiple of 16.7, going back to the year 2000. “I don’t feel strongly that the first few days of January has to set the direction for the market for the balance of the year,” said Michael Arone, chief investment strategist at State Street Global Advisors. “If in fact [stocks] do rally, it’s more of a sign of strength. But if they suffer a hiccup, I wouldn’t throw in the towel.” The outcome of the Georgia races is a wild card for stocks, and it could trigger a market reaction no matter what the outcome. Should there be a surprise and Democrats win both seats, the Senate would be split evenly between Republicans and Democrats. That would leave Vice President-elect Kamala Harris to cast the tie-breaking vote. Some strategists say the market could sell-off if Democrats win, since investors fear the party would have the votes to pass tax hikes that Biden favors. On the other hand, a GOP win could spark a relief rally. But Stovall said the market could rally on a Democratic victory if investors were to consider the prospect for a bigger infrastructure and stimulus package favored by Democrats. Arone said uncertainty about the current $900 billion fiscal stimulus package approved by Congress this past week could become a concern, if President Donald Trump decides to veto it or not sign the bill. The president criticized the package and said individuals should receive more than the $600 that would go to many adults and children as part of the relief. The bill extends aid for millions of Americans on unemployment, and those benefits run out Dec. 31 unless it is signed. “We’re up against deadlines, as opposed to it just being a political thing,” said Peter Boockvar, chief investment officer at Bleakley Advisory Group. “There are actual deadlines on benefits that are expiring. Because of the deadlines, the market assumes it will get passed.” But the concern will hang over the market until it is resolved. In the four-day holiday week ahead, trading is expected to be quiet. There are few economic reports; jobless claims on Thursday will be watched closely. In the following week, the December jobs report is expected to show a weaker labor market, and some estimate only about 100,000 jobs or fewer were added. 9-month old bull The S&P 500 heads into the final week of the year with about a 15% gain for 2020, but from the March low the index is up about 65%. The bull market turned nine months old this past week. According to CFRA’s Stovall, that nine-month gain is more than twice the average nine-month gain of 32.2% for all bull markets since World War II. In the remaining course of the bull markets, their average compounded growth was just 20.3%, showing a slowdown in the rate of gains. “Following these typical jackrabbit starts, bull market advance rates typically slowed, posting smaller compound annual rates during the remainder of their bull-market runs,” Stovall noted. Based on past bull markets, he said the returns could slow during the rest of this bull run to about half of their current gain. This past week saw the following moves in the S&P: (CLICK HERE FOR THE FULL S&P TREE MAP FOR THE PAST WEEK!) Major Indices for this past week: (CLICK HERE FOR THE MAJOR INDICES FOR THE PAST WEEK!) Major Futures Markets as of Friday's close: (CLICK HERE FOR THE MAJOR FUTURES INDICES AS OF FRIDAY!) Economic Calendar for the Week Ahead: (CLICK HERE FOR THE FULL ECONOMIC CALENDAR FOR THE WEEK AHEAD!) Percentage Changes for the Major Indices, WTD, MTD, QTD, YTD as of Friday's close: (CLICK HERE FOR THE CHART!) S&P Sectors for the Past Week: (CLICK HERE FOR THE CHART!) Major Indices Pullback/Correction Levels as of Friday's close: (CLICK HERE FOR THE CHART! Major Indices Rally Levels as of Friday's close: (CLICK HERE FOR THE CHART!) Most Anticipated Earnings Releases for this week: ([CLICK HERE FOR THE CHART!]()) (T.B.A. THIS WEEKEND.) Here are the upcoming IPO's for this week: (CLICK HERE FOR THE CHART!) Thursday's Stock Analyst Upgrades & Downgrades: (CLICK HERE FOR THE CHART!) Santa Claus Rally Started Today! First Leg of January Indicator Trifecta We have stood on Yale Hirsch’s shoulders and combined his #SantaClausRally (SCR) with his #JanuaryBarometer (JB) and our #FirstFiveDays “Early Warning” System (FFD) to create our “January Indicator Trifecta.” Stock Trader’s Almanac founder and creator, Yale Hirsch (97 years old and counting!), discovered and named both the “Santa Claus Rally” and the “January Barometer” in 1972 in the Almanac and coined the phrase: “If Santa Claus should fail to call, bears may come to Broad and Wall.” The “Santa Claus Rally” began today on Christmas Eve day December 24and lasts until the second trading day of 2021. Average S&P 500 gains over this seven trading-day range since 1969 are a respectable 1.3%. This is the first indicator of our “January Indicator Trifecta” for the market in the New Year. Years when the “Santa Claus Rally” (SCR) has failed to materialize are often flat or down. The best case, most bullish scenario is when all three indicators, SCR, FFD and JB, are positive as shown in table below. In 31 previous Trifecta occurrences since 1950, S&P 500 advanced 87.1% of the time during the subsequent eleven months and 90.3% of the time for the full year. However, a January Indicator Trifecta does not guarantee the year will be bear or correction free. Of the four losing “Last 11 Mon” years 1966, 1987 and 2011 experienced short duration bear markets (2011, S&P 500 –19.4% peak to trough). In 2018, S&P 500 retreated 19.8% from its September high close to its December low close. (CLICK HERE FOR THE CHART!) Do You Believe In The Santa Claus Rally? “If Santa should fail to call, bears may come to Broad and Wall.” —Yale Hirsh December is widely known as one of the best months of the year for stocks, but most don’t realize that the majority of the gains happen in the second half of the month. (CLICK HERE FOR THE CHART!) Equity strength at this time of the year is widely known as the Santa Claus Rally, but the term is somewhat misunderstood. Discovered in 1972 by Yale Hirsch, creator of the Stock Trader’s Almanac (carried on now by his son Jeff Hirsch), the real Santa Claus Rally is the final five trading days of the year and first two trading days of the following year, not just December. In other words, the official Santa Claus Rally is set to begin Thursday, December 24. So how likely are these seven trading days to be higher? Well, there isn’t a single seven-day combo out of the full year that is more likely to be higher than the 77.9% of the time higher we’ve seen previously during the Santa Claus Rally. Additionally, these seven days are up an average of 1.33%, which is the second-best seven-day combo of the year. Do you believe yet? (CLICK HERE FOR THE CHART!) “Why are these seven days so strong?” asked LPL Financial Chief Market Strategist Ryan Detrick. “Whether optimism over a coming new year, holiday spending, traders on vacation, institutions squaring up their books before the holidays—or the holiday spirit—the bottom line is that bulls tend to believe in Santa.” The LPL Chart of the Day illustrates how the Santa Claus Rally has performed over the past 20 years. Usually these seven days are higher, which leads to strength in January. But what stands out to us is that the times Santa didn’t come, January was lower each time. Now do you believe? (CLICK HERE FOR THE CHART!) Let’s take a closer look at what happens when things don’t go according to plan. Remember, Yale Hirsch told us, “If Santa should fail to call, bears may come to Broad and Wall.” This is because the New York Stock Exchange is at the corner of Broad and Wall Streets. Going back to the mid-1990s, there have been only six times Santa failed to show in December. January was lower five of those six times, and the full year had a solid gain only once (in 2016, but a mini-bear market early in the year). “Considering the bear markets of 2000 and 2008 both took place after one of the rare instances that Santa failed to show makes believers out of us. Should this seasonally strong period miss the mark, it could be a warning sign,” explained Santa Claus believer Detrick. (CLICK HERE FOR THE CHART!) Housing Inventories Keep Dropping Yesterday's Existing Home Sales data from the National Association of Realtors for the month of November continued to impress. As discussed in last night's Closer, Existing Sales came in at 6.69 million SAAR. Although lower, snapping a streak of five straight months of increases, sales continue to come in at some of the highest levels since 2006. With sales running at such a strong clip recently, inventory numbers have been nothing short of remarkable: there are only 1.32 million listed units nationally with 1.12 million single-family homes listed. Both respective readings are the lowest levels of the past two decades. Even with declines in volumes, the ongoing collapse in inventory levels has driven the number of units in inventory down to 2.37 months' sales (only 2.25 months for single family homes), a new record low. We should note that implied new listings have indeed risen. They stand in the mid-6mm SAAR range, the highest since 2007 but still about 20% below the 8mm range that they hit in the mid-2000s. While prices are still extremely high, they did drop sequentially on the month thanks most likely to a shift in mix towards lower value homes. Click here to view Bespoke's premium membership options for our best research available. (CLICK HERE FOR THE CHART!) STOCK MARKET VIDEO: Stock Market Analysis Video for Week Ending December 25th, 2020 ([CLICK HERE FOR THE YOUTUBE VIDEO!]()) (LINK REMOVED DUE TO R/STOCKS AUTOMOD!) STOCK MARKET VIDEO: ShadowTrader Video Weekly 12.27.20 ([CLICK HERE FOR THE YOUTUBE VIDEO!]()) (LINK REMOVED DUE TO R/STOCKS AUTOMOD!) Here are the most notable companies (tickers) reporting earnings in this upcoming trading week ahead- (T.B.A. THIS WEEKEND.) ([CLICK HERE FOR NEXT WEEK'S MOST NOTABLE EARNINGS RELEASES!]()) (T.B.A. THIS WEEKEND.) (CLICK HERE FOR NEXT WEEK'S HIGHEST VOLATILITY EARNINGS RELEASES!) Below are some of the notable companies coming out with earnings releases this upcoming trading week ahead which includes the date/time of release & consensus estimates courtesy of Earnings Whispers: Monday 12.28.20 Before Market Open: (CLICK HERE FOR MONDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!) Monday 12.28.20 After Market Close: ([CLICK HERE FOR MONDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES LINK!]()) (NONE.) Tuesday 12.29.20 Before Market Open: ([CLICK HERE FOR TUESDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Tuesday 12.29.20 After Market Close: ([CLICK HERE FOR TUESDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Wednesday 12.30.20 Before Market Open: ([CLICK HERE FOR WEDNESDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Wednesday 12.30.20 After Market Close: ([CLICK HERE FOR WEDNESDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Thursday 12.31.20 Before Market Open: ([CLICK HERE FOR THURSDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Thursday 12.31.20 After Market Close: ([CLICK HERE FOR THURSDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) (NONE.) Friday 1.1.21 Before Market Open: ([CLICK HERE FOR FRIDAY'S PRE-MARKET EARNINGS TIME & ESTIMATES!]()) NONE. (U.S. MARKETS CLOSED IN OBSERVANCE OF NEW YEAR'S DAY.) Friday 1.1.21 After Market Close: ([CLICK HERE FOR FRIDAY'S AFTER-MARKET EARNINGS TIME & ESTIMATES!]()) NONE. (U.S. MARKETS CLOSED IN OBSERVANCE OF NEW YEAR'S DAY.) (TB.A. THIS WEEKEND.) (TB.A. THIS WEEKEND.) (TB.A. THIS WEEKEND.) (CLICK HERE FOR THE CHART!) DISCUSS! What are you all watching for in this upcoming trading week? I hope you all have a wonderful weekend and a great trading week ahead r/stocks. submitted by /u/bigbear0083 [link] [comments]

FAMI 2020-12-25 00:51:26
@DRTT_Family おっはよ~ございます‼️d=(^o^)=b
FAMI 2020-12-25 01:03:121.19 1.10 -2.63%
FAMI 2020-12-25 01:32:13
@DRTT_Family 明日退院なんですね!
FAMI 2020-12-25 01:34:46
@DRTT_Family 我が家も予約遅れたためケーキは今日ですww
FAMI 2020-12-25 02:00:581.19 1.10 -2.63%
FAMI 2020-12-25 02:45:23
@annalireth @Daneplays_rpg @KimMedhurst @Lady_Alenko @nihon_gasuki @celyntheraven @BrennaCeDria @Starchaser_2323 @loveShepard4eva @KrisJFern @TaraMorseN7 @lillindine @AmberFrmThVault @emrobros @Big_Dave_Loac @SerBoggy @USSStellarDrift @jenniferwing6 And to you! I leave to go eat with the family and come back to my notifications blowing up! LOL https://t.co/LzXZWC8Yqz
FAMI 2020-12-25 03:00:591.19 1.10 -2.63%
FAMI 2020-12-25 03:23:27
@DRTT_Family 退院おめでとうございます‼️
FAMI 2020-12-25 04:00:571.19 1.10 -2.63%
FAMI 2020-12-25 05:00:571.19 1.10 -2.63%
FAMI 2020-12-25 06:00:581.19 1.10 -2.63%
FAMI 2020-12-25 07:01:121.19 1.10 -2.63%
FAMI 2020-12-25 08:00:571.19 1.10 -2.63%
FAMI 2020-12-25 08:59:00
The family fortune teller just texted me a Merry Chrimbus. Dawg delete my mfin number please
FAMI 2020-12-25 09:00:591.19 1.10 -2.63%
FAMI 2020-12-25 09:49:08
Sending lots of peace and joy to you and your family this Christmas season.

Merry Christmas and Happy Holidays!

Regards, IMV International Micro Village Inc. https://t.co/enO5Thwpfi
FAMI 2020-12-25 10:00:581.19 1.10 -2.63%
FAMI 2020-12-25 10:01:10
RT stock_family: $GEVO lmfao!!!!!!!!! https://t.co/iVHOdyGg0s - https://t.co/xMfIxUxulm #NEWS #STOCKS #LOVE $AAPL $SPY $TSLA $PLTR
FAMI 2020-12-25 10:01:10
RT stock_family: $GEVO omg I can't i just can't lol - https://t.co/xMfIxUxulm #NEWS #STOCKS #LOVE $AAPL $SPY $TSLA $PLTR
FAMI 2020-12-25 10:01:11
RT stock_family: $GEVO 🙃🙂🙃🙂 https://t.co/6Ep8fyGPUJ - https://t.co/xMfIxUxulm #NEWS #STOCKS #LOVE $AAPL $SPY $TSLA $PLTR
FAMI 2020-12-25 10:01:16
RT stock_family: $GEVO 💯💯💯💯💯💯💯 https://t.co/i1cVWkz157 - https://t.co/xMfIxUxulm #NEWS #STOCKS #LOVE $AAPL $SPY $TSLA $PLTR
FAMI 2020-12-25 10:01:16
RT stock_family: $GEVO amazing! - https://t.co/xMfIxUxulm #NEWS #STOCKS #LOVE $AAPL $SPY $TSLA $PLTR
FAMI 2020-12-25 11:00:571.19 1.10 -2.63%
FAMI 2020-12-25 11:30:22
@DRTT_Family お疲れ様でした。😊
FAMI 2020-12-25 11:30:45
@DRTT_Family リコさん、お疲れさまです(^^♪
FAMI 2020-12-25 12:00:581.19 1.10 -2.63%
FAMI 2020-12-25 12:37:47
Excelentísima Sra ministra de "turismo " @MarotoReyes mi hijo tiene 5 años, pero es lo primero se le ocurrió , no le gusta ver a su papi y tantos compañeros verlos abatidos y angustiados, y ver como usted ante esto nuestra parsimonia y mentira,hunde familias y se rie https://t.co/sY6qkRTyN5
FAMI 2020-12-25 12:38:43
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:38:46
@pbump Wish our family had had that tradition when I was growing up. So many memories have been lost. Thanks for sharing and opening hearts and eyes. Merry Christmas 🎄🎁
FAMI 2020-12-25 12:39:47
RT @anvesh_anny: Twitter lo family trolls chesthunnarani FB, insta lo pics post chesina ikkada cheyaledhu. Tarak nunchi fans expect chesedh…
FAMI 2020-12-25 12:39:56
Y sì porto y utilizo la confederada porque parte de mi familia emigrò a Lousiana y Texas y forjaron con su sudor ese sur amado y combatieron por su independencia y libertad ante los yankees.

No por tener esclavos, no por cuestiones raciales. Nada de eso habitò en sus mentes.
FAMI 2020-12-25 12:40:34
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:42:27
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:44:35
RT @Juanma33302142: Por favor acabemos con esta situación q viven 800.000 familias.#FijezaYa y #StopAbusoTemporalPublico siempre fuimos vue…
FAMI 2020-12-25 12:46:11
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:46:16
RT @FarahMiranda: En esta noche de Navidad, nosotros -su familia-, sus amigos y tanta gente que nos ha escrito para darnos palabras de alie…
FAMI 2020-12-25 12:46:53
RT @I__FIRE__I: Good morning #battlefieldfamily #Fireunity and #friends ☕ 🎄🔥

We start with #JustChatting talk a bit about #Christmas gifts…
FAMI 2020-12-25 12:47:16
RT @blxckhippyent: As you finish preparing today's family feast, keep your eyes on the horizon for our gift to you in this 'new normal' hol…
FAMI 2020-12-25 12:47:16
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:48:41
@DRTT_Family RICO★リコさん、お疲れ様です!(*´ω`*)
FAMI 2020-12-25 12:50:17
Bassist yg nekad main piano dengan scale andalannya " Meleset is the best "🙈🙈🙈😁

@indonesianbassfamilynasional @herditotamami @erwin_dregs_pdd https://t.co/kueQsXx4ew
FAMI 2020-12-25 12:52:09
RT @corbaz_batrice: MERRY CHRISTMAS to you all, may he bring you warmth, love and may he shine in your eyes 🎅❤️ #TeamClayne #FanFamily @Fra…
FAMI 2020-12-25 12:52:12
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:52:15
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:53:31
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:53:33
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:53:38
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:56:46
RT @Diegoj1119: 🎄#SolidaridadYCooperación👉En estas navidades Te invitamos a dar gracias a dios por el bienestar y la salud familiar que ten…
FAMI 2020-12-25 12:56:58
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:56:59
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:57:00
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:57:04
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:57:06
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 12:57:06
RT @tonestradamus: Aint no way that 30 year old white woman looked Playboi Carti dead in his eyes and thought “I can build a family with th…
FAMI 2020-12-25 13:00:581.19 1.10 -2.63%
FAMI 2020-12-25 13:08:54
@EmilioLlamas7 @elazote83 @FonsiLoaiza Hahahhahaha quizás es un problema de autoestima en tu familia, no importa lo que asciendas siempre serás un subdito acomplejado ante alguien por su apellido. #QuiereteMás😘
FAMI 2020-12-25 13:08:58
FAMI 2020-12-25 14:00:581.19 1.10 -2.63%
FAMI 2020-12-25 15:00:581.19 1.10 -2.63%
FAMI 2020-12-25 16:00:571.19 1.10 -2.63%
FAMI 2020-12-25 17:00:571.19 1.10 -2.63%
FAMI 2020-12-25 18:00:581.19 1.10 -2.63%
FAMI 2020-12-25 18:45:15
PRE IPO No Fundamentals
I want to discuss Pre IPO's. I began a Reddit for this. I have invested in 3 of them in my entire life. One of them was Beyond Meats which was a while ago @ $28.00, but more recently it was Palantir technologies @7.00, and Airbnb @55.00 The financials were unavailable at the tima since they were private. But i went in really deep on researching what these new business are up against and found that they have become a big splash in our world and is a part of our future. More importantly when a company is scaling there business a green balance sheet is unrealistic. Right now im looking to take down some impossible foods in Pre-IPO. I have learned so much with a fund that gets me Access to all the Pre-IPO. I dont see many people sharing any of these experiences. Two other knuckle heads in my circle are up huge with other Pre-IPO's. This is a phenomena and when its hot its hot. You strike now. Im not familar with this forum or the rules of reddit so i will not post the outfit i use for Pre-IPO's. But lets work together. submitted by /u/PreipoPro [link] [comments]
FAMI 2020-12-25 18:58:56
if you only bought one...BETZ or DKNG?
i have a little bit of dkng and wanting to buy more on a dip, but it hasnt not been happening....i am not familiar with almost any of the other stocks in betz profile but i think sports gambling will only go up.... having said that, which of the 2 would you guys invest in? thanks submitted by /u/rammerman123 [link] [comments]
FAMI 2020-12-25 19:00:581.19 1.10 -2.63%
FAMI 2020-12-25 20:00:571.19 1.10 -2.63%
FAMI 2020-12-25 21:00:571.19 1.10 -2.63%
FAMI 2020-12-25 22:00:571.19 1.10 -2.63%
FAMI 2020-12-25 22:36:29
So where would you invest 10k?
Firstly, Merry Christmas everyone! So my mom was recently laid off. She received a severance payment for 65k. So she wants me to invest some for her! We're not rich by any means. 65k is the most money weve ever seen at one time. I trade so im familiar with the market. Ive been doing pretty well but I'm not going to take the same risks with my mom's money that I do. Haha. Like no options, no day trading, buying in before quarterly reports to sell on the hype lol... etc. I'd like to put her money in "safer" stocks. Like where she doesn't have to be up at 6am everyday and watch the market till it closes. Something a little more long term. Perhaps dividends? Any suggestions on companies? I was even considering hiring her a broker because even if the broker takes his/her cut, she'll still profit in the long run. Thank you all merry christmas! submitted by /u/toddrizzle [link] [comments]
FAMI 2020-12-25 23:00:571.19 1.10 -2.63%

FAMI 2020-12-26 18:33:13
Who influenced you into buying stocks?
I am just curious and want to know who influenced you into buying stocks? Is it someone from Reddit? Someone you know in real life? A family member? Popular investor like Jim Cramer? For me, it is a family member. submitted by /u/gorays21 [link] [comments]
FAMI 2020-12-26 21:59:36
$LGVW -> Butterfly Network potential
My mother works in healthcare and when I discovered what the Butterfly Network was I asked her if she could do me a favor and ask some of the techs and doctors is they have heard about this to get some information from the people who could possibly use it and she already knew what I was talking about. Apparently multiple doctors and paramedics in that hospital use it and love and swear by it. Hearing it from the actual professionals who use it makes me that much more certain it will succeed. I was looking for information from other who may have similar stories from friends, family members, or from using it themselves. I’m really looking to see how far this company could actually go after the merger. Edit: I should add I do not currently hold any position as I have been waiting for the right time to get in, which seems to get further and further away. I plan on starting a position market open on Monday. submitted by /u/Chase757 [link] [comments]
FAMI 2020-12-26 23:56:22
Student Loan Crisis
I have a question for you all. I'm in college right now, and will end with over $100,000 in debt, and I'm definitely not the only one in this position. Looking at some other posts on here, what sort of impact do you think the student loan crisis will have on the market, and why hasn't anything been done about this crisis yet? This is a huge deal, and it seems like every administration has been sweeping this under the rug. Nobody is talking about this, and I find it ridiculous that the government is pushing this off like it's nobody's business. Everybody should be worried about this, and I was wondering what you all have to think about this. Edit: I'm in civil engineering at UConn and am a first-generation student who comes from a poor family. My question wasn't really about me, more so in regards to the stock market. submitted by /u/daddyshark_ [link] [comments]

FAMI 2020-12-27 15:11:26
DII.B - Dorel Industries - privatization deal - what tends to happen to stock price when public shareholders refuse to accept stock offer in privatization/takeover deal?
So a bit of backstory, I started actively investing in months following the Coronavirus Crash of this year. I wanted to invest in bicycles first and foremost because I noticed an insane surge in popularity of bicycling in my own environment. It's clear that I was not the only one noticing this. I read articles about a potential "bike boom" online and looking up "bicycles" etc and some bike brands on Google Trends seems to have confirmed my suspicions. Interest in bicycles was skyrocketing. I've also always wanted to invest in bicycles anyway, because I genuinely believe that they're playing an increasingly important role in sustainable urban mobility and beyond that it's always going to be a fun leisure or outdoor exercise activity for a lot of people. (relevant article: https://www.statista.com/chart/21794/year-over-year-change-in-bicycle-sales-in-the-us/) I found out most bicycle manufacturers & bike components are private (there are some public, but not many, i.e. Merida, Giant, Shimano). Then I came across this company, Dorel Industries (TSX: DII.B). This company really caught my interest. It's a holding company that has 3 divisions and they own a pretty well-known bicycle brand called Cannondale. They also own low-end bike brands (Schwinn) that they sell through big-box stores such as Walmart. They also own carseat brand Maxi-Cosi (among other brands) through their respective divisions. Interesting I thought, because I kept hearing about all kind of bikes selling out. I looked up as much information as I could find on this company. I tried to get an idea what the demand for their products was currently like. I came to the conclusion that they were insanely undervalued & that the company has a great outlook and can profit from the "bike boom" and home working wave. tl;dr: I did my DD and bought some stocks in this company. Anyway, the stock rose like 1100% from its dip in March. (I invested in this company a few months after the dip, so didn't quite make that 1100% profit haha, but still made a very good profit) But the above is not so important: Flashforward to November and the company announces a going-private deal. https://www.dorel.com/eng/News/Details/397-Dorel-Agrees-to-Going-Private-Transaction-at-C$14.50-per-Share Dorel Agrees to Going-Private Transaction at C$14.50 per Share Montreal, Quebec - 11/13/2020 Dorel Industries Inc. (TSX: DII.B, DII.A) (“Dorel”) today announced that based on the recommendation of an independent committee of Dorel’s Board of Directors (the “Special Committee”), Dorel has entered into a definitive arrangement agreement (the “Arrangement Agreement”) pursuant to which a buyer group (the “Buyer Group”) led by an affiliate of Cerberus Capital Management, L.P. (“Cerberus”) will acquire, for C$14.50 per share in cash, all of Dorel’s issued and outstanding Class A Multiple Voting Shares and Class B Subordinate Voting Shares, except for an aggregate of 4,009,410 Class A Multiple Voting Shares and 2,573,503 Class B Subordinate Voting Shares (the “Rollover Shares”) owned by Martin Schwartz, Alan Schwartz, Jeffrey Schwartz, Jeff Segel and members of their immediate families (collectively, the “Family Shareholders”), by way of a statutory plan of arrangement under the Business Corporations Act (Québec) (the “Arrangement”). The Board of Directors of Dorel, acting on the unanimous recommendation of the Special Committee, determined that the Arrangement is in the best interests of Dorel and fair to non-Family Shareholders (the “Public Shareholders”), unanimously approved the Arrangement and unanimously recommends that the Public Shareholders vote in favour of the Arrangement at a special meeting of shareholders to be held to approve the Arrangement. Norman M. Steinberg, Chair of the Special Committee, said, “Today’s announcement is the culmination of a comprehensive process that began in December 2019 when the Family Shareholders informed the Dorel Board of Directors of their intention to initiate a process to find a partner to take Dorel private. Over a period of eleven months, the Special Committee, with the advice of independent financial and legal advisors, has overseen and supervised this process, including contacting more than 25 potential financial sponsor partners, providing diligence materials to such partners, reviewing and considering non-binding proposals submitted by certain of these parties, and negotiating the financial and legal terms of the transaction proposed by the Buyer Group. The Special Committee believes that the Arrangement represents fair value for the Public Shareholders and is the best path forward for Dorel and all of its stakeholders. We are pleased to have been able to reach this agreement with the Buyer Group at a time when Dorel is benefitting from increased demand for its products amid the unique backdrop of 2020.” Martin Schwartz, President and Chief Executive Officer of Dorel, said “The Family Shareholders believe that the Arrangement is a win for all of Dorel’s stakeholders, including the Public Shareholders. This transaction will enable Dorel to continue to serve our employees, business partners and other stakeholders, and positions Dorel on a path for continued growth.” “We are very pleased to partner with the Family Shareholders in this transaction,” commented Scott Wille, Senior Managing Director at Cerberus. “Dorel has a long and successful history based on its entrepreneurial culture. We are excited to collaborate with Dorel’s talented and dedicated managers and employees across all three of their business segments to further accelerate growth and enhance each segment’s leadership position.” The cash consideration to be paid to the Public Shareholders will be financed through a combination of cash funded by the Buyer Group and by Koch Equity Development LLC (“KED”) and committed financing from a group of lenders. Now, in my eyes, CAD$ 14.50 still seems way too low for this company for various reasons. The share price has been hovering around CAD$ 14.50 ever since the announcement. Now to me, it seems like the holding family who have a 20% share in this company are pushing hard for public shareholders to sell their shares and accept the deal. But why would they even accept a deal that's at or even slightly below the current price? The share price reached up to CAD $ 15.95 after the great Q3 results, which was BEFORE the going-private deal was announced. Why would any public shareholder accept a deal at or slightly below the current share price? The company just posted great Q3 results in November! Now two major institutional investors (Letko, Brosseau & Associates Inc. and Brandes Investment Partners) in this company have already said they will vote AGAINST the privatization deal and thus refuse the offer of CAD$ 14.50 per share, because they believe it's too low: ​ MONTREAL, Dec. 23, 2020 /PRNewswire/ - Letko, Brosseau & Associates Inc., an independent investment manager that exercises investment control or direction over approximately 12.6% of the outstanding class B subordinate shares of Dorel Industries Inc. ("Dorel" or the "Company"), today reaffirmed its intention to vote AGAINST the proposed going private transaction of Dorel by Cerberus Capital Management, L.P. and the controlling shareholders of the Company (Martin Schwartz, Jeffrey Schwartz, Alan Schwartz and Jeff Segel or the "Family Shareholders"). The Family Shareholders, through their ownership of Dorel Class A and Class B shares, control approximately 20.3% of Dorel's outstanding shares on an economic basis and 60.8% on a voting basis. We have looked at the company's press release dated December 21, 2020, regarding its short-term outlook and have the following comments: The proposal is timed to take advantage of the recent period of depressed share price performance during which Dorel shares have traded at a large discount to the $20-$43 range of much of the last 20 years. * We are long-term shareholders of Dorel and have confidence in the future of the company. We note that both the Family Shareholders and Cerberus are also looking beyond these short-term challenges themselves and are still committed to privatize the company. * We continue to believe that TD Securities' Formal Valuation and Fairness Opinion of Dorel's fair value is too conservative and fails to take into account the long term opportunities of the company, with its portfolio of strong global brands, its international presence and its relations with some of the best retailers in the world (Amazon, Walmart, Wayfair). * Minority shareholders are asked to sell their shares of Dorel at a time when the company has just reported record sales for the last twelve months to September 30, 2020. In its most recent quarter, the Company also reported the highest operating profit margin in any quarter since 2012. We also note wide spread reports in recent months of depleted inventories and shortages of bicycles which suggests continued strong sales reports. * According to the Management Information Circular, the arrangement with Cerberus gives Family Shareholders a 6.4% increase in their ownership of the business from 20.3% to 26.7% at no apparent cost. In addition, Family Shareholders may receive an additional 4.8% should certain targets be met. We estimate these benefits to be worth $53 million based on the value of the proposed transaction at $14.50 per share. Letko Brosseau intends to vote all shares under its control against this transaction. We have been shareholders for many years and wish to participate in both the full recovery and the potential Dorel offers, alongside Family Shareholders and other minority shareholders. Letko Brosseau is a Canadian independent investment manager founded in 1987. The firm manages assets for institutional investors and private clients. https://www.prnewswire.com/news-releases/letko-brosseau-intends-to-vote-against-proposal-to-take-dorel-industries-private-301198157.html SAN DIEGO, Dec. 8, 2020 /PRNewswire/ -- Brandes Investment Partners, L.P., which on behalf of its investment advisory clients holds approximately 7% of the outstanding class B subordinate shares of Dorel Industries, Inc., today announced its intention to vote AGAINST the going-private transaction proposed for Dorel by Cerberus Capital Management, L.P. and Dorel's controlling shareholders. Brandes is a long-term investor in Dorel and believes the proposed offer significantly undervalues the company. Brandes continues to believe in the long-term upside potential of Dorel's shares and notes that the controlling shareholders are not themselves participating in this initial phase of the proposed transaction. https://www.prnewswire.com/news-releases/brandes-intends-to-vote-against-proposal-to-take-dorel-industries-private-301188905.html If you read their earnings report for the past Q2 and Q3 of this year, the results were extremely good (record revenue + record operating profit margin since 2012) and the outlook of this company seemed very good. The stock still seems undervalued to me. But now it seems like the management along with Cerberus are trying to take company private on the cheap by sowing somewhat vague doubt about supply chain issues. I don't know about corporate finances, but something it smells a bit fishy to me. So would it be a good idea to invest right now in this company? The downside has to be limited to $ CAD 14.50 right? But the upside can only be higher if the shareholders vote against the going-private deal. What could happen if the public shareholders vote against the going-private deal? Is Dorel's management + Cerberus going to make a new offer with a higher premium? Will the stock instantly rise because of the expectation of higher offer? Personally, I believe the bicycling wave is here to stay on the long-term, and I believe friendlier US/China trade relations will also benefit Dorel Industries' other divisions. So I'd like to continue investing in Dorel Industries. submitted by /u/Audacimmus [link] [comments]

FAMI 2020-12-28 01:03:591.19 1.10 -2.63%
FAMI 2020-12-28 02:00:561.19 1.10 -2.63%
FAMI 2020-12-28 03:00:571.19 1.10 -2.63%
FAMI 2020-12-28 04:00:581.19 1.10 -2.63%
FAMI 2020-12-28 05:00:571.19 1.10 -2.63%
FAMI 2020-12-28 06:00:591.19 1.10 -2.63%
FAMI 2020-12-28 07:00:581.19 1.10 -2.63%
FAMI 2020-12-28 07:03:19
The Moneyist: My grandfather gave me $150K in shares and $20K to buy a car, but my family interferes in my life. Should I give it back?
FAMI 2020-12-28 08:00:581.19 1.10 -2.63%
FAMI 2020-12-28 09:00:591.19 1.10 -2.63%
FAMI 2020-12-28 10:01:391.19 1.10 -2.63%
FAMI 2020-12-28 11:03:071.19 1.10 -2.63%
FAMI 2020-12-28 12:00:581.19 1.10 -2.63%
FAMI 2020-12-28 13:00:581.11 1.10 -2.63%
FAMI 2020-12-28 13:15:25
U.S. fliers less familiar with Boeing 737 MAX crashes two years on, but wary when reminded: Reuters/Ipsos poll
FAMI 2020-12-28 14:00:591.38 1.11 -2.63%
FAMI 2020-12-28 15:00:581.38 1.11 -2.63%
FAMI 2020-12-28 16:00:591.20 1.11 -2.63%
FAMI 2020-12-28 17:01:041.18 1.14 2.70%
FAMI 2020-12-28 18:01:021.15 1.13 1.80%
FAMI 2020-12-28 18:50:14
@RamonLopez_G @Mas_Moncloa @MoncloaAravaca Aprobar el imv sin fondos es cutre, pero quedar a miles de familias sin el por silencio administrativo lo supera.
FAMI 2020-12-28 19:01:001.15 1.13 0.90%
FAMI 2020-12-28 20:01:011.13 1.12 0.90%
FAMI 2020-12-28 21:01:001.13 1.11 1.80%
FAMI 2020-12-28 22:01:001.13 1.11 0.90%
FAMI 2020-12-28 23:01:001.15 1.10 1.80%

FAMI 2020-12-29 01:03:111.15 1.10 1.80%
FAMI 2020-12-29 02:00:581.15 1.10 1.80%
FAMI 2020-12-29 03:00:581.13 1.10 1.80%
FAMI 2020-12-29 04:00:571.13 1.10 1.80%
FAMI 2020-12-29 05:00:571.13 1.10 1.80%
FAMI 2020-12-29 06:00:571.13 1.10 1.80%
FAMI 2020-12-29 07:00:581.13 1.10 1.80%
FAMI 2020-12-29 07:34:26
What is "MORGAN STANLEY GOVT INSTL 8035" aka X9USDMORS? (Held in ARK funds)
Is this a cash position? Or is this an actual security? I've searched Google but I still can't seem to figure it out. Is anyone familiar with what this is exactly? Currently it is held in ARKK as a top 12 holding. submitted by /u/SillyRabbit2121 [link] [comments]
FAMI 2020-12-29 07:39:37
Ant may form holding company with regulation similar to bank
Ant Group Co is considering to fold its financial operations into a holding company that could be regulated more like a bank, Bloomberg News reported on Tuesday, citing people familiar with the situation. Source: https://www.bloomberg.com/news/articles/2020-12-29/ant-said-to-mull-holding-company-with-regulation-similar-to-bank Would this give some air to breath to BABA, NIO, XPENG and other Chinese stocks? submitted by /u/Secret-Price-3033 [link] [comments]
FAMI 2020-12-29 08:00:571.13 1.10 1.80%
FAMI 2020-12-29 09:00:581.13 1.10 1.80%
FAMI 2020-12-29 10:01:261.13 1.10 1.80%
FAMI 2020-12-29 11:00:581.13 1.10 1.80%
FAMI 2020-12-29 12:00:571.13 1.10 1.80%
FAMI 2020-12-29 13:00:571.13 1.10 1.80%
FAMI 2020-12-29 14:00:581.13 1.10 1.80%
FAMI 2020-12-29 15:01:001.13 1.06 1.80%
FAMI 2020-12-29 16:00:591.13 1.11 1.80%
FAMI 2020-12-29 16:05:08
5.5% Tax-Advantaged Yield With +90% Upside: America First Multifamily
FAMI 2020-12-29 17:01:001.15 1.14 2.65%
FAMI 2020-12-29 18:01:001.13 1.12 -0.88%
FAMI 2020-12-29 19:00:591.14 1.13 0.00%
FAMI 2020-12-29 20:00:591.17 1.15 1.77%
FAMI 2020-12-29 20:15:22
More TSLA shares.
Recently bought my first TSLA share at $600 plus. Looking to invest more and more TSLA share one by one due to the expensive price. Plan is to hold 5-10 years regardless of any stock dips. I am 22 years old with $8000 savings, student with no income. Thoughts? I am certain that there wouldn’t be a crazy 700% growth in stock price like this year in the future, however I believe TSLA has the best concept of proof and tremendous ability to scale. submitted by /u/thefamishedman [link] [comments]
FAMI 2020-12-29 20:18:49
INTC: Hedge fund Third Point urges Intel to explore deal options
https://www.todayonline.com/world/exclusive-hedge-fund-third-point-urges-intel-explore-deal-options "Third Point CEO Daniel Loeb wrote to Intel chairman Omar Ishrak calling for immediate action to boost the company's position as a major provider of processor chips for PCs and data centers. The New York-based fund has amassed a nearly $1 billion stake in Intel, according to people familiar with the matter. Loeb said in the letter that Intel's most urgent task was addressing its "human capital management issue", as many of its talented chip designers have fled, "demoralized by the status quo". Intel has lost its pole position in microprocessor manufacturing to Taiwan Semiconductor Manufacturing Co and South Korea's Samsung Electronics Co Ltd, Loeb wrote in the letter. Intel is also losing market share in its core PC and data center markets to Advanced Micro Devices Inc, Loeb added. NVIDIA Corp is dominating computational models used in artificial intelligence applications, while Intel has been largely absent in this nascent market, according to the letter. "Without immediate change at Intel, we fear that America's access to leading-edge semiconductor supply will erode, forcing the U.S. to rely more heavily on a geopolitically unstable East Asia to power everything from PCs to data centers to critical infrastructure and more," Loeb wrote. Intel did not immediately respond to a request for comment. Loeb asked Intel to retain an investment advisor to evaluate strategic alternatives, according to the letter. Third Point believes that Intel should consider separating its chip design from its semiconductor fabrication plant manufacturing operations, according to the sources. This could include a joint venture in manufacturing, according to the sources. Intel customers, such as Apple Inc, Microsoft Corp and Amazon.com Inc, are developing their own in-house silicon solutions and sending those designs to be manufactured in East Asia, Loeb wrote. He suggested Intel must offer new solutions to retain these customers rather than have them send their manufacturing away. Third Point, which has $15 billion in assets under management, has experience in pushing companies to pursue deals, including at Prudential Plc, Yum! Brands Inc, Dow Chemical and United Technologies" If anyone was wondering why INTC jumped today, it's this. Hope this triggers some action within the company. submitted by /u/youdonthavemynumber [link] [comments]
FAMI 2020-12-29 21:00:591.17 1.16 2.65%
FAMI 2020-12-29 21:26:34
I need some advice
I’ve been investing since last the beginning of summer and I’ve made about 1.2k I’m only 14 and I would like to be able to support my family for all they’ve done for me. It would be nice to have a mentor or atleast someone who can refer me to something that can help me learn. I want to take it slow and learn the terms and what they mean. Thank you in advance submitted by /u/Top-Humor-5440 [link] [comments]
FAMI 2020-12-29 22:01:001.16 1.15 2.65%
FAMI 2020-12-29 23:00:591.19 1.15 2.65%
FAMI 2020-12-29 23:52:06
@StockNewsNow Remember; $BYSI has "Breakthrough Therapy Designation" from US and China agency.

Improved chemotherapy treatment to start ASAP!! Great for all! Patients; Families & Relatives; public health - keeping them out of hospital; $BYSI team - great achievement; $BYSI shareholders

FAMI 2020-12-30 00:52:25
ABNB investment thesis - tell me where I am wrong
ABNB What I like: As an upfront disclaimer, I’m focused on investing vs. trading. I'm thinking about ABNB as a long-term hold, like 10-15+ years (think Amazon), so I'm not too worried about Covid and if anything I think the pandemic has given people a greater appreciation of travel/holidays/experiences - i.e. there is a real and underlying growing market for travel/holidays/experiences outside of things like Covid. By the way, I realise referencing Amazon as a benchmark is asking for trouble, but Craigs sent out an interesting email on the 9th of December showing that if you'd invested $10k in Amazon at the IPO then that $10k would be worth c.$2.5m today. Why? Probably because they 'cornered the market', had a strong brand and were well supported/capitalized. Is AirBnb that much different? I think the main difference is that Amazon have much more diverse earnings stream and larger addressable market, but even 10% of that growth rate is still quite attractive ABNB have a large addressable market - $1.5T apparently. With ~$5-6b of revenue in 2021, that would be less than 1% of their SAM (serviceable addressable market) of $1.5T. I’m always a bit cautious/sceptical around calculations of SAM and TAM, but it is hard to disagree that it is a large market and that ABNB is probably taking market share and growing the pie A very strong brand - 91% of all traffic to ABNB is direct to their website or unpaid. 91% is pretty impressive and very powerful (again, Amazon?) Prospectus risks - having had some experience writing prospectuses, AirBnb's comments read more like standard boiler-plate disclosures. It is to be expected that their growth will slow by virtue of the law of large numbers, but none of the sub-points highlighted under risk section particularly worry me. For those actually interested in this post, best you read the risks section of the prospectus rather than me regurgitating them here. The two things that worry me most are (1) the unknown – what blows ABNB up? And (2) I’ve overpaid and hence my returns will be moderated to the point where this isn’t the best use of my capital in a relative sense. Competition - look, it's not something I know enough about to be confident, but I think that is par for the course with tech companies. Who knows what Joe in Petone, Peter in Mumbai and Muhammed in Miami are doing in their mothers' garages but AirBnb do appear to have built their brand fast and turned their company name from a noun to a verb. Nobody has ever said "I'm Hiltoning it this weekend"… well maybe Paris does, but hardly a relatable reference point. I do think they'll face some competition around the edges (say, premium travel options, business, other) but the capital raised should help them invest to cement their position. Their growth is relatively cheap - no need to fund large buildings and fit-outs/rent. I think they also have an opportunity to broaden their experiences offer and become a portal for experiences outside of accommodation... i.e. restaurant bookings, tours, etc. Costs – without a huge amount of fixed overheads, the business does (and has shown that) it has the ability to moderate its cost base during periods of reduced demand. Aging population and the rise of the tech-savvy – richer, old people are going to do what they've always done and book hotels, but the next generations are savvy and familiar with AirBnb's offer and concept. AirBnb are swimming with the tide here. The prospectus notes, “While Airbnb is popular across people of all ages, we are particularly strong with younger travellers: as of September 30, 2020, the majority of our guests who have ever made a booking on Airbnb were between the ages of 18 and 34.” As the boomers roll-off, there’s going to be plenty of millennials, gen-X, gen-Y and gen-Z rolling into ABNB’s market. Only other comment I’d make here, is that those within the newer demographics are fickle and tend to hop on the latest bandwagon as it emerges. I guess the question I ask myself here is, what could that new bandwagon be? And, if I knew the answer to that I wouldn’t be writing this post! I am really struggling to see what could disintermediate or dissolve ABNB’s relevance, but the limitations of my creativity are a serious handicap here… maybe in time we’ll wake up, plug an IV in to get fed an optimal dose of nutrients, sit in a machine that moves our muscles and wear a VR helmet that connects us with everything. Sounds horrible to me… but in saying that, I didn’t like the sound of Instagram much either. Data - pretty cliché observation, but there's got to be value in their data and ways to monetise it. At the current valuation, any upside is probably already captured, so I haven’t attached a meaningful weighting to this. Heavily weighted towards leisure travel, which is unlikely to be disintermediated by Zoom etc. As a user – I have liked it. I have, and will, continue to use it over anything else when travelling internationally. What I’m unsure about: The price I paid ($146)... and the fact that this IPO is effectively a massive transfer of wealth from existing shareholders who have funded the business to date (and taken real risk), to well-connected pigs that dine regularly at the trough with AirBnB's investment bankers… in saying that, the existing, pre-IPO weighted average share price was $6.77, so not much for them to complain about Tied to the above, valuation – NB: high probability I may have mucked up some numbers. When there’s so many zeroes floating around it’s hard to keep track. At today’s market cap of around $75b + $1b of debt the EV is around $76b. Assuming forecast revenue next year of around $5-6b, that’s a forward revenue multiple of 15x. Eye-watering, but not entirely ridiculous in a relative sense in the current market (not to be construed as a view that current market pricing is rational/reasonable). Assuming ABNB could, say, get to 5% market share of their SAM of $1.5T, this would equate to roughly $75b in revenue, or 1x today’s valuation. Rough numbers, but Amazon trades today at around 5-6x revenue. Time is of the essence here, but let’s say it takes ABNB 15 years to get to 5% market share and $75b revenue and trades at ~5x revenue. That’d be a 400% return over 15 years. The math being: $75b EV today on $5b of revenue = 15x multiple $5b of revenue today grows at ~20% p.a. over the next 15 years to $75b in revenue (for reference this is roughly equivalent to Boeing or Sony today - https://fortune.com/global500/2020/search/) At $75b of revenue in 15 years it trades at 5x revenue (a leap of faith), so an EV of $375b Annualised return (assuming no dividends, which are unlikely anyway) is only a 10-12% This is somewhat scary as 20% revenue growth isn’t straight-forward and a 5x revenue multiple and 15 years may also be generous I guess this shows how important entry price is and why this is my biggest concern and why selling out and rebuying if it goes down and/or DCA down are going to be so important By the way, quite aware that this analysis is useful now in hindsight – but I probably wouldn’t have done it had I not invested. So, question I have is whether it’s better to sell and take my loss or go long… current sense is the former Competition - I think ABNB is a trusted global brand, but is at risk from regional competitors. What do I mean by this… as a user, when I travel overseas I’m going to use ABNB because I know it, but domestically I’ll look at bookabach, TradeMe etc before booking. So I think you have to moderate ABNB’s addressable market for regional/domestic competitors. It’s probably not going to blow ABNB up, but it could eat away at their domestic travel growth and market share. Growth strategy – for a company raising the amount of money it did, the growth strategy in the prospectus was pretty light and wishy-washy Slowing revenue growth - I don't like the fact it's slowing, but it’s still ~30%. In saying that, hard to see it growing consistently at 30%+ over the next 10+ years given y-o-y revenue growth to 2019 was ‘only’ 30% Business travel risk from increased usage of Zoom etc. Regulation – it’s a bit of catch all but I do worry that the business’ cost base expands with highly paid lawyers to manage the obligations within multiple jurisdictions More minor risks, but I’ll throw them out there for completeness: One-off bad hosting experiences that create apprehensive potential hosts - you know the ones which hit the headlines where the poor host is standing outside watching Jock and his mates punch holes in the walls. A minor risk in the scheme of things, but a flurry of ****ty news stories may turn people off from becoming hosts. I think there is a small risk that hosts try to disintermediate AirBnb and go direct or contract directly with repeat customers, whereby AirBnb don't get a cut - i.e. I went to 69 Knob Ave in Remuera last time, we had a good experience, I'll just contact Mrs. Knobette direct, but I think this is a very small risk and more domestic So, where am I at? At the moment I’m probably hoping – and that isn’t a good investment strategy The rough valuation numbers above don’t fill me with a heap of confidence (I probably wouldn’t have done them had I not invested, so a lesson nonetheless) – I think an ABNB investor can/will make better than average returns, but assuming returns are 15-20% p.a. on a good day, they don’t really feel fair relative to the risk (still not bad, just not on a risk-adjusted basis). I think the only caveat/get-out-of-jail is that market pricing continues to go further away from fundamentals than it already is. Again, seems hopeful, but I’ve been proven wrong over the last 10 years and can’t see anything changing that in the near-term… but I guess that’s the point… it’s what you don’t see that undoes an investment, rather than what you can reasonably predict I haven’t bet the house (and thankfully so) – so I guess I’m still willing to gamble my $ on: Covid/vaccine recovery pushing the share price up; Higher/faster growth than expected; and/or Higher multiples; I don’t think I’ll lose all my capital on this, but I’ll probably pop it in the bottom draw where I keep my more speculative investments and forget about it for a while (much like I’ve done with PEB, which has served me ok, albeit with plenty of dilution along the way) Looking forward to others’ views. Where are you at? submitted by /u/Harry_harrison18 [link] [comments]
FAMI 2020-12-30 01:03:13
Apple [AAPL] Stock Price Predictions | Buy or Sell AAPL? Apple [AAPL] Stock Price Target & Analysis
Should you buy Apple stock or has the company run out of growth opportunities? What is my price prediction for Apple in the next years? Read until the end as I reveal my price target for Apple and also what I think will happen in the next couple of days, weeks & months! ~ Warning! Very Very Long Post~ Hello everyone! So, let’s go over some of the latest news on Apple before moving on to some fundamental and technical analysis, predictions and my price target for the stock in the next years. So, let’s start with the news that Apple will cut the App Store commission in half for small app developers starting in the next days, this will affect developers who earn less than $1M annually from the App Store Sales. This is likely to lead to a small decline in commission revenues for Apple as around 98% of the app developers will qualify for this tax reduction from 30% to 15%, but all these small developers only contribute to about 5% of the estimated $50B in annual revenues from the App Store, so that would be only a $1.25B loss for the company, that is less than half a % of the company’s total net sales in the last fiscal year. Also, these changes may lead to a potential long-term revenue boost, as it is likely this will lead to an increasing creation of apps which will generate more commissions in return. Alongside this we also saw the company releasing the new MacBook’s with their first in-house chip, which promises faster video and imaging processing times, with both CPU and GPU performance up to 2 times faster than the latest PC laptop chip using just a fraction of the power consumption, with both of the macbooks promising big improvements in battery life. Apple is also expected to roll out even more in-house chips in future products, as they have started the 2-year breakup with Intel chips. We also saw Morgan Stanley upgrading their base case to $191 at the end of November, as they have cited record lead times, supply chain forecasts and carriers demand as they expect that the company will sell around 270M iPhone in fiscal year 2021, that’s 50M more than the consensus and almost 30M more than the previous estimate of Morgan Stanley, with an average selling price of 842$, 9% more than the base case, as people tend to chose the more expensive and high tech versions of the lineup in this new 5G cycle. The 5G super-cycle, which I believe is on the way, and will continue in the next years, as 5G become more available worldwide, could still be the biggest thing coming right away for the company with 5G smartphones expected to surpass 4G sales by 2024, with the average sale price of the 5G phones also coming down, helping them become more popular. This will also be helped by the recent entry to the Indian market, as India will probably become the world biggest country in the next decade, this could be a huge opportunity for Apple to start and take away market-share from their competitors like Samsung and Xiaomi which have the biggest market shares right now. They also released an update iPad Pro and an all-new iPad Air in September which will also boost sales in this work-from-home environment that will keep the demand very high for this kind of products, just like the Macs. Alongside the increasing demand from the Wearables, Home & Accessories that include Air Pods, Apple TV, Apple Watch, and many more products. But the biggest reasons I believe Apple is poised for continued growth, is primarily due to its services business, as they start to offer more and more services like the Apple ONE BUNDLE, which include up to 6 services from (Apple Music, Apple TV+, Apple Arcade, Apple News+, the new Apple Fitness+ and the iCloud service) for a pretty reasonable price in my opinion starting from 15$ up to 30$/month, this could be a great option for families and even individuals who use their services a lot. The latest services, Fitness+ just launched in the past days, and is a direct competitor to the likes of Peloton, as the service is available on the iPhone, iPad or even Apple TV. This also makes consumers buy the Apple Watch which syncs to the other devices to show you different information. The Fitness+ app just on its own is 8$/month or 80$/year which is less expensive than Peloton subscription which charges 13$ or even traditional gyms like Planet Fitness at 10$/month. I think this will be the fastest growing sector for the company, as this aligns with the new macro trends, as the world is moving more and more to a digital approach to almost everything as consumer preferences, with more & more younger people reaching the point in life when they use these services start to align to this increasing digital approach. We also shouldn’t forget the Apple Card & Apple Pay service among many others which also seem to gain from the move to digital & contactless payments, as this has been accelerated due to the current situation in the past year. And one last piece of news, and the most recent one, is that Apple may have fast-tracked the Titan project. The Titan project is targeting a 2024 or 2025 push to develop an electric vehicle with advanced battery technologies, that will deliver significant increases in range at much lower costs than the current technologies while also offering self-driving capabilities. It’s reported they will not use the same technology as Tesla Full-Self-Driving feature, but will use LIDAR sensors, similar to those that we can find in the latest iPhone 12 PRO. I think Apple can go 2 ways with this project, they can either use the huge amount of cash the company has to buy another car-maker like Ford, GM or any other car manufacturer expect Tesla and Toyota which do have a big market cap, so that they can fast-track the potential manufacturing of cars, or they can enter into a partnership with big companies like Tesla, Volkswagen or any other car marker to either produce cars or license their technology to this other car-makers which would ultimately and probably have higher margin-returns than the effective manufacturing of cars. Apple’s current overall gross margins stand at 38% vs the 15% average of the world top 10 automakers by market cap, which is significantly lower. But this Apple Car thing is so far out, and there are so many unknowns, I will not try to predict anything related to this until there is more clarity on the subject. And last, before moving on to some predictions, here are some of the highlights that we heard from the latest investors conference meeting, as the CEO, Tim Cook expressed optimism ahead with the launch of many new products and services, especially the Home Pod Mini and the new 5G iPhones, as these new iPhones include new LIDAR scanners that greatly improve the camera capabilities, as the iPhone as seen very positive reviews. We also saw the Senior VP and CFO, Luca Maestri give us great outlook for the company as they expect the installed devices base to continue to growth despite already being at an all-time high as they have over 585M paid subscriptions on their platforms and expect this to surpass 600M by the end of 2020. I also researched and found what products we can see in the near future, with the first half of 2021 bringing new iMacs, the AirPods3 and the iPad Pro, while in the FALL event we will probably get the new iPhone 13 alongside the iPhone SE PLUS and the Watch Series 7 with more products coming later in 2021 or that don’t have an estimated release date like the Air Pods Pro, the Air Tags and the iPad Mini 6. So, before even starting, you should now that I am bull on Apple but I am willing to hear other opinions so don’t be afraid to leave a comment down below. I have made some predictions based on the growth rate of the company, the latest plans announced by them and used some estimates. So, keep in mind this are only projections and are calculated by myself, this is not an investment advice and you should do your own research. This are my 2025 projections for Apple, let’s take a closer look at them, each on their own. So, in term of revenues, Apple has 5 big sources of income, which saw an overall increase of 6% despite lagging sales in the iPhone. The biggest revenue is by far the iPhone right now with over $137B in revenue in the fiscal year ending in September. I expect to see the iPhone sales increasing in the next years, especially in 2021, with the new 5G iPhone creating a super-cycle for the company, as most iPhone users, including myself here, as I will upgrade from my iPhone X, will switch to this new product. The iPhone sales have decreased in the last couple of years by 14% and 3% as a result of the product not having big improvements, as well as iPhone usually starting to last longer than previous models, so I expect to see a 12% increase in sales next year and a gradual decrease in the growth of sales as more people upgrade, ending with just a 5% growth in iPhone sales in 2025. The next revenues stream is from the Mac, which has seen an increase in the past 2years, with revenues topping $28B this year after the huge demand from the work from home consumers. I expect this trend to continue as they plan to continue to launch better products and I can see the company having a similar growth next year before starting to decline slightly until 2025, also ending with a 5% growth. The iPad is currently the smallest revenue stream for Apple but has also seen an increase in demand in the past 2 years with a 13% average increase in revenues. I also expect the iPad to continue to grow in the next couple of years, especially with the learn-from-home environment for kids, and even after this period ends, the transformation for learning will implicate more digital usage. I expect the iPad to see some similar growth to the Macs, especially with the latest generation also bringing a new iPad air to the market. The 4th revenue stream and the fastest growing in the past 2 years, with an average growth of 33% are the wearables, home & accessories revenues. This have topped $30B this year, as Apple has also just launched the Apple Watch series 6 and also feature other great products like Apple TV, the Air Pods the Home Pod and the Home Pod mini alongside other third-party accessories. I gave this revenue stream a growth of 20% starting next year with a gradual decrease to around 8% by 2025, as I believe this will become more & more popular as they start to offer more vertical integration. And last, but by no means least, the revenue stream that I expect to grow the most and the fastest is the revenue from the services that Apple offers. This includes revenues from Apple Care, Advertising, Cloud Services, Payment Services like Apple Card & Apple Pay and of course the digital content which includes fees from the App Store alongside subscription-based income including the new Apple One Bundle and Apple Fitness+ alongside the already know Apple Arcade, Apple Music, Apple News+, Apple TV+ and hopefully I don’t forget any others. So, I expect this to become the clear 2nd biggest revenue stream for Apple by 2025, as I expect this to grow more than 20% next year, mainly due to the Apple One Bundle and Apple Fitness+ followed up by a slightly decreasing growth, ending with a 10% increase in revenues in 2025. I think this are fairly conservative base case scenarios for the revenues, as I expect them to continue to increase the other revenue streams and not have such a large percentage of the revenues coming from the iPhone sales as you can see in this chart. In terms of expenses, I pretty much kept the same margins as in previous years, with a 68% expense ratio on product sales [ iPhone / iPad / Mac / WHA ] and 35% expense ratio on SERVICES, as this are way more lucrative. In the past 3 years, the products gross margin was 32.7%, so I actually imply bigger expenses for the manufacturing and sales of products, as this is mostly impacted by the company’s supplier’s ability to make up for and demand, while for the services revenue, the gross margins for the last 3 years has been 63.5% on average, but I expect this to be more in-line with the 66% margin in this past year. So, if services manage to grow to about half the revenues from the iPhone, this will effectively double the gross revenues, as every buck gained in the service revenues account for 2$ in the product sales. So, I expect the total revenues for Apple to increase from $274B in 2020 to over $440B by 2025, increasing by approximately 10%/year, while I will keep the expense ratio pretty much in-line and have them increasing by 11%/year, this would bring the total gross income for Apple to $177B, increasing mainly due to the services revenues as I said earlier. This growth is just above the 4year average, and below the 2018 levels, which we might see again with this 5G super-cycle and explosive growth in the services revenue. I also think the company will continue to invest in both Capital Expenditure and Operating expenses. I think the operating expenses will remain pretty much in line with the previous years, as this number has increased by 1% annually both in R&D and SG&A. So, I will keep the exact percentages from previous years, as I expect the revenue to increase, thus I don’t see a big increase percentage wise. This would account for over $60B in operating expenses by 2025 and over $11B in Capital Expenditures by 2025, as I expect this to increase, mainly due to the possible EV developments or investments in self-driving capabilities alongside other manufacturing capabilities. You can see that the Capex spending has been decreasing in the past years with just over $8.8B in payments for business acquisitions and the other traditional Capex spending. Some people may use the cash generated by investing activities as Capex, but that is more unreliable. I also can see the Capex going back up, so I wanted to be safe and implied a 10% growth. This money would account for over $73B in expenses and would bring the profit for the company to almost $104B before interest and taxes. Moving on, let’s see what interest income and expenses the company has had in the past few years. We can see a decrease in interest expense in the past few years as the company has been paying off debt, but they have also been generating less money in this department, with an overall decrease in this department of more than 50% in the past year, way less than the amount from 2018. So, for safety reasons, I used a 10% decline in both income and expenses related to interest, while increasing the other losses by 10%/year. This would bring the company pre-tax income to just over $104B in 2025. Let’s move on to taxes. I know the Federal income tax rate is 21% for the company, but the actual effective tax rate for the company was lower than 15% in the past year, mainly due to lower tax-rates on foreign earnings alongside tax-benefits and tax-settlements. The average effective tax rate has been just over 16% in the past 3 years, but with more and more of the revenues coming from outside the US, I think it’s safe to say that the company will have around a 15% effective tax rate by 2025, this obviously if nothing major changes in tax policy around the world. So, Apple would have $88.6B in income after tax by 2025 and with the current outstanding shares standing at just under 17B, so I don’t even account for the company probably continuing to do share buybacks, this would mean a $5.22 future earnings/share. And with today’s price for Apple just around 136$, that would mean to company is trading at just over 26 times forward price to earnings. I don’t think Apple will ever trade at a discount again, with the current PE standing at over 40, I believe this will eventually go down, probably to around 35, despite the increase in services revenue, which is highly valued by investors. I think we can see Apple trade somewhere near 35 times P/E in 2025, especially if something big happens with the EV project, this could be even higher, just look at Tesla which trades at insane P/E. Of course, we also have to take into consideration the dividends that will be received from owning the stock, as Apple has started to pay dividends almost a decade ago and has 9 years of dividend growth, with a 10% annual rate of growth in the past 5 years. Here is the dividend growth history for the company, as I also went conservative on this estimate and implied a 7% growth for the next 2 years, 6% for 2023 and 2024 and just 5% in 2025. So here are my 3 price targets for the company, including dividends but not reinvested. My bear case scenario is that Apple will trade at almost 165$ which implies a return of over 21% by 2025, while my base case scenario would see Apple trading at 195$ with a return of capital of 43%. I will also make the bull case for Apple trading at 225$ by 2025 with dividends included, which would imply just over 65% in gains by then. I think this is possible as Apple has also continued to buy back shares of the company on a constant basis, as they continue to an impressive campaign with over $72B worth of common stock repurchased in 2020. They continue to buy back shares at a very fast pace, having repurchased over 1.3M shares in 2019 and 2018, while also issuing less stock every year. So here is the full spreadsheet that I have projected for Apple by 2025 and the breakdown of everything i estimated [ 1 / 2 ] , if you do have another opinion or a suggestion please leave a comment down below, I think I have been conservative in most of my projections, but feel free to give your opinion. Keep in mind, these targets might sound ridiculous, but just look at the growth Apple has had in the last 5years. The company has increased in value by more 400% in just the past 5years and is over 100.000% up since it started trading. So yes, the valuation is mad right now for the company. So, are you willing to bet against Apple? The company also has pristine financials, with more than $65B in total assets compared to total liabilities, and more than $38B in cash and cash equivalents. So, what do I expect in the next couple of days, weeks and months for Apple? Let’s look at this CHART, so starting with the stock split, Apple saw a correction within the September stock market pullback, in a buy the news & sell the event, after a huge runup post-announcement of the stock split. The stock entered a consolidation period, and didn’t have any big catalysts, especially with new iPhone lineup not being included in the Q4 results due to the late launch. The stock found some levels of resistance near the $120 levels that it struggled to get past but acted also as support after breaking them just before the recent news of the possible EV developments or self-driving-features to be licensed to other car manufacturers. After that news the stock spiked and has now reached the previous highs made before the stock split and is facing some resistance, if the stock pushes over $140 I think we can officially say that it broke the resistance at those levels and is not just a fake-out. But I think it’s likely that the stock will consolidate between 122 and 135$ in the next weeks until the next iPhone sales and quarterly results are released, as the stock has entered overbought territory again with an RSI over 70, the first time since the stock split. So, what would I do? Well, I own Apple stock, and I really believe this company will remain the biggest or one of the biggest in the future, so I would really add on any weakness that the stock shows before the next quarter earnings are released, as typically Q1 earnings are the best for the company due to increased holiday sales combined with the launch of new products. I think any entry below 130$ would be really nice to start and build a position or increase it if you already own the stock. As I believe Apple is one of the most stable stocks out there with large institutional holders like Vanguard, BlackRock and Berkshire owning over 900M shares each. Thank you everyone for reading! Hope you enjoyed the content! Be sure to leave a comment down below with your opinion on the stock market! Have a great day and see you next time! submitted by /u/0toHeroInvesting [link] [comments]
FAMI 2020-12-30 01:03:191.19 1.15 3.57%
FAMI 2020-12-30 02:00:571.19 1.13 3.57%
FAMI 2020-12-30 02:23:09
Can a company actually have an income from taxes?
I was reading the income statement of IBM for September 2019 and I read that instead of having a provision for taxes, they registered a benefit for taxes of $151 millions in that quarter. How’s that possible? Can a company actually earn from taxes instead of having to pay them? I’m not from the US and I’m not familiar with American taxation so I’m sorry if this is a silly question. I also would like to know if there’s someone who could answer some accounting questions on DM. submitted by /u/Gabriele25 [link] [comments]
FAMI 2020-12-30 03:00:591.21 1.13 6.25%
FAMI 2020-12-30 04:00:581.21 1.13 6.25%
FAMI 2020-12-30 05:00:581.21 1.13 6.25%
FAMI 2020-12-30 06:01:011.21 1.13 6.25%
FAMI 2020-12-30 07:01:091.21 1.13 6.25%
FAMI 2020-12-30 08:00:581.21 1.13 6.25%
FAMI 2020-12-30 09:01:001.21 1.13 6.25%
FAMI 2020-12-30 10:01:341.21 1.13 6.25%
FAMI 2020-12-30 11:00:571.21 1.13 6.25%
FAMI 2020-12-30 12:01:161.21 1.13 6.25%
FAMI 2020-12-30 12:11:47
From 0 to $10k (What I learned)
Reason for doing this: This will be sorta keeping tabs on my milestones (which I setup arbitrarily) and maybe inspire someone out there who started from 0, that there is hope of one day making it big. I'm not going to go into too much detail about my personal life (don't want to stalker). But, just so you have some general idea about me: Male, in my late 20s, student with a part-time job, no debt, no other asset (I will be updating this as well in my concurrent posts down the line). Current "short-term" end goal: $100k CDN Long-term goal: Based on my own perspective, to have enough money to not have to worry about money while living a comfortable lifestyle. To me, this means traveling comfortably (business class flights), helping out close-family and friends, specially my parents (I want them to have the best life), and the general (buy a nice house, 1/2 rental units, maybe even start a business, yada yada (the opportunities are endless)...you get the idea. So, I've reached my first milestone (10k CDN, didn't put in the title cause that looks very not-dramatic lol), YAY!! It took sometime, but I'm here. When I first started, it felt like it would happen much later. But weirdly, once I started saving and investing, I found all these avenues I could save money in and put it in the market. So, I did that. Things I learned along the way: Fuck everyone else! Seriously tho, I see so many people buying shit they don't need and asking me to go on shopping trips with them on boxing day/black friday. I'm like, no! And they buy all the nice shit, and are quick to jump on sales and "saving so much money" on the apple ipad, airpods, jackets, and shoes they don't need. Also, this branches into other big ticket items. I wish I could tell so many people, "no, you don't need that $1000 phone. Doesn't matter if it's $700 now. That's not saving money, you're losing $700." This is more related to investing. I lost a lot of money, the last time I got into investing (or I should say currency trading/swing trading). I lost a lot of money because I was trying to time the market, and I got emotional and sabotaged myself. This time, I'm in for the long haul. See ya in 30 years, lol! Treat yourself along the way. I realized I love to cook, or have dinners with friends/family. So, that's what I spend my money on. Once a month or once every two months, I try to arrange a dinner with my loved ones, and have fun! So, I generally let myself spend money in this avenue as I'm pretty strict on other stuff. Two bank accounts. One I use regularly, the other just for saving. I've noticed, if I see money sitting in my checking account (on the one I use for everything), I feel okay spending money on stuff I wouldn't buy otherwise (like going to McD, cause I have money). However, when I usually keep like 5/10 bucks in the checking account, I tend to keep away from spending money on unnecessary shit. This sorta relates to no 4. When I receive some extra money (whether through holiday bonus or something similar), I deposit it into my TFSA. I might just keep it as cash for a while (until it snowballs into a big amount to buy into an equity). Just doing this has kept me from not spending that bonus amount. Putting something in a TFSA makes me think that it's untouchable. I know I'm not gonna take anything out until I've got an emergency. Slow and steady. Even if you have only $50 to put away, don't think that's a small amount (cause it's not). 10 of those, and you have $500. Even though it might feel like you're not getting ahead, I promise you will start seeing the numbers go into 4 digits soon. And don't compare yourself to others. If you see someone celebrating their 1 million/10 millions milestone, remember that they also started from where you have. Or maybe their parents did, then hope that one day you can pass 1 million or more to your child (so that they can be in a similar position). That's pretty much all I have for now. Also, don't take my advice completely, use your own judgement and utilize it in your own situation. We all have different lives and maybe you know something I don't. In which case, feel free to leave your note in the comments, so that I can learn from you. Thank you for reading this far down! Cheers! and happy almost new year :) Please let me post this here. r/fatfire deleted it :/ submitted by /u/mediocre_guidance1 [link] [comments]
FAMI 2020-12-30 13:00:571.21 1.13 6.25%
FAMI 2020-12-30 14:00:571.38 1.12 7.14%
FAMI 2020-12-30 15:01:111.38 1.12 5.36%
FAMI 2020-12-30 16:00:591.18 1.15 5.36%
FAMI 2020-12-30 17:01:011.17 1.16 0.00%
FAMI 2020-12-30 18:00:581.17 1.16 0.00%
FAMI 2020-12-30 18:45:04
@Poder360 Quando a família B*lsonaro for pendurada de ponta cabeça num posto de gasolina, o namoradinho do Carlos B*lsonaro ficará pendurado ao seu lado.
FAMI 2020-12-30 19:01:001.16 1.15 0.00%
FAMI 2020-12-30 19:05:45
@r_barath @iMac_too It's all about attacking india financially. China trying to do a counter strike thru this sell out family!
FAMI 2020-12-30 19:06:40
@iMac_too He is not dumb as he projects to be. He has allowed people to think so. The family is dangerous. Thank you for spelling this out. I was hoping that someone should.
FAMI 2020-12-30 19:23:57
#Patriots going to DC on Jan 6, these tips are great to go by, especially if you're unfamiliar with the DC Beltway/Metro area. I've been there many times, I love the Metro. Good luck and be safe next week. I wish I could attend, but likely going to Jefferson City instead. https://t.co/9wQuBwCHeY
FAMI 2020-12-30 19:28:28
What’s Your Reinvestment Strategy?
What’s your strategy when you want to reinvest gains? E.g. I want to sell $15-45k of current stock (GPN) at a market high, with the goal of diversifying into blue chips specifically (MSFT, AAPL, AMZN, GOOG, BRK.B). Do you reinvest your gains immediately for the stocks you’ve been eyeing (which are all high aka selling high, buying high), or do you let the money sit in your account, to be invested during economic downturn, or intermittently as fit? Adding the following for clarity: I’m familiar with DCA and L-SI; that said, what’s your go-to method? One, the other, or a hybrid of both? submitted by /u/IllustriousDelay4 [link] [comments]
FAMI 2020-12-30 20:00:591.16 1.15 0.00%
FAMI 2020-12-30 21:00:591.17 1.16 0.86%
FAMI 2020-12-30 22:00:591.21 1.20 3.45%
FAMI 2020-12-30 23:00:591.21 1.19 2.59%

FAMI 2020-12-31 01:03:101.21 1.16 0.00%
FAMI 2020-12-31 02:00:561.21 1.16 0.00%
FAMI 2020-12-31 03:00:561.21 1.16 0.00%
FAMI 2020-12-31 04:01:011.21 1.16 0.00%
FAMI 2020-12-31 05:00:571.21 1.16 0.00%
FAMI 2020-12-31 06:00:571.21 1.16 0.00%
FAMI 2020-12-31 07:00:571.21 1.16 0.00%
FAMI 2020-12-31 08:00:571.21 1.16 0.00%
FAMI 2020-12-31 08:12:21
Thoughts on Sophomore College Student Investment Portfolio
Started Portfolio August 2020 Snap($50)—$500 worth. Square($220)—$1000 worth. Fastly($80)—$1000 worth. Tesla($468)—$2000 worth. Cloudflare($80)—$800 worth. AMD($80)—$1000 worth. Snowflake($220)—$1000 worth. Apple($115)—$1000 worth. Roth IRA 2020—$5200 2021 Sample Portfolio: **(I’ll have about $39000 to invest from projected internships) ARKG (ETF). Microsoft (For Dividends). C3.ai. Unity. Chewy. IPOs—Instacart, Roblox, Databricks, Stripe. Max out my Roth IRA ($6000). Note: I know I need to diversify, and I probably will soon. I am majoring in CS and my family is in the industry as well, so my strong suit is guaging tech stock. I prefer more risk for bigger gains I want the most growth, so are there any other stocks or ETFs I can look into? Similarly, is there anything like the Roth that I can max out? submitted by /u/JustThriving2023 [link] [comments]
FAMI 2020-12-31 09:00:571.21 1.16 0.00%
FAMI 2020-12-31 10:00:571.21 1.16 0.00%
FAMI 2020-12-31 11:00:571.21 1.16 0.00%
FAMI 2020-12-31 12:00:571.21 1.16 0.00%
FAMI 2020-12-31 13:00:581.21 1.16 0.00%
FAMI 2020-12-31 14:00:581.46 1.16 0.00%
FAMI 2020-12-31 15:00:581.46 1.16 0.00%
FAMI 2020-12-31 16:01:001.19 1.16 -1.68%
FAMI 2020-12-31 17:00:591.19 1.17 -2.52%
FAMI 2020-12-31 18:01:031.18 1.16 -1.68%
FAMI 2020-12-31 19:00:581.19 1.18 -0.84%
FAMI 2020-12-31 19:02:34
Make E-L Financial Your Personal Family Office
FAMI 2020-12-31 20:00:581.16 1.15 -2.52%
FAMI 2020-12-31 21:00:571.18 1.16 -2.52%
FAMI 2020-12-31 22:00:581.18 1.16 -1.68%
FAMI 2020-12-31 23:00:591.20 1.16 0.84%

FAMI 2021-01-01 01:03:221.21 1.16 2.56%
FAMI 2021-01-01 02:00:561.21 1.16 2.56%
FAMI 2021-01-01 03:00:561.21 1.16 2.56%
FAMI 2021-01-01 04:00:551.21 1.16 2.56%
FAMI 2021-01-01 05:00:571.21 1.16 2.56%
FAMI 2021-01-01 06:00:561.21 1.16 2.56%
FAMI 2021-01-01 07:00:561.21 1.16 2.56%
FAMI 2021-01-01 08:00:561.21 1.16 2.56%
FAMI 2021-01-01 09:00:571.21 1.16 2.56%
FAMI 2021-01-01 10:00:561.21 1.16 2.56%
FAMI 2021-01-01 11:00:571.21 1.16 2.56%
FAMI 2021-01-01 12:00:581.21 1.16 2.56%
FAMI 2021-01-01 13:00:571.21 1.16 2.56%
FAMI 2021-01-01 14:00:581.21 1.16 2.56%
FAMI 2021-01-01 15:00:571.21 1.16 2.56%
FAMI 2021-01-01 16:00:571.21 1.16 2.56%
FAMI 2021-01-01 17:00:581.21 1.16 2.56%
FAMI 2021-01-01 18:00:571.21 1.16 2.56%
FAMI 2021-01-01 19:00:571.21 1.16 2.56%
FAMI 2021-01-01 19:44:18
Mun sop ya adil utk semua golongan aku sik kisah glak xda ku mok nyelak² cdak. Nang bagus sop kdak ya tp org besa d polah mcm taik. Rami org kita d lua swak nun mok blt jmpa family kejap. Tp dgn sop yg sik adil nang d selak aku la
FAMI 2021-01-01 20:00:571.21 1.16 2.56%
FAMI 2021-01-01 21:00:581.21 1.16 2.56%
FAMI 2021-01-01 22:00:571.21 1.16 2.56%
FAMI 2021-01-01 23:00:571.21 1.16 2.56%

FAMI 2021-01-02 17:57:32
2020 is over. results are in. Personal Fund +113.29% Charity Fund +122.01% Work Fund +186.42% Friends & Family Fund +719%. This is on the back of 2019 +120%. 2021 Target +100%
I've been targeting 25% annualized returns to retire early (in 30s). 2019 and 2020 have been great. They pulled my annualized average to 66% for past 5 years. I'm devising a strategy for 2021 that gets me another 100%. Focusing on a core of leveraged ETFs (50% of portfolio) with call options in hammered recovery stocks and REITs and holdings in mortgage REITs, mall REITs, and small cap bargains. The full post is in my blog https://beatingbuffett.blog/2020-results-personal-fund-113-29-charity-fund-122-01-work-fund-186-42-family-fund-719/ submitted by /u/Marvinlahoud [link] [comments]

FAMI 2021-01-03 03:50:16
@Patchouliman1 i like $VTGN. not familiar with the others but seen $GHIV mentioned many times. why do you like them, may i ask?
FAMI 2021-01-03 10:00:45
A Single Family Office (SFO) is a private company of professionals who are dedicated exclusively to the inve one family.A multi-family office (MFO) is a commercial enterprise established to meet the investment, estate planning a #FamilyOffices #Investments https://t.co/2dk1JUSbYr
FAMI 2021-01-03 10:17:40
RT @AdanCorpFinance: A Single Family Office (SFO) is a private company of professionals who are dedicated exclusively to the inve one famil…
FAMI 2021-01-03 18:27:26
Publix Employee Portfolio
Hello r/stocks! Happy New Year! I wanted to first say thank you! This may be a long one and I apologize....I’ve been a fan of the reddit for a good amount of months now and this page along with other pages and sources helped me make one of my first ever trades myself! Thought Reddit can be bias, my knowledge is limited so its a great source for stocks information and I also enjoy 2nd opinions, even if it is from Reddit, just because it can spark ideas or thoughts of my own. I've recently started to invest my money instead of letting it inflate in a bank but I’ve only ever really used my capital for intraday trades(albeit that being maybe a handful of trades over my career) mainly because I use less than >$25k and wanted to utilize my capital in order to reach that $25k milestone and not have to deal with PDT ruling and such. I wanted to get advice on the best way to achieve this and also to achieve financial domination over the 1% eventually. I currently have around 10k to invest. I've come to learn from experience, research and just honest due diligence that you should never use all your capital for day trading as its very risky (which if were being honest I was and it did work out for the time being, not smart). I wanted to take portions of my capital and invest into different stocks in order to have a safe and steady return to eventually reach $25k+. But I also wanted to leave some aside in order to still day trade and be able to gain additional capital that way as well. So with that being said What's the best way to split what I have now between investments and intraday trades? I want healthy investments that have enough capital in them to make meaningful gains while also using some for intraday trade. What are some stocks and companies you like for someone with "minimal" capital? I've done some research and from what I've seen is that ARK ETF's look great right now but I really don't know anything about ETF investing and if its the wave I should be riding or not. Along with VTI being a real big one that everyone seems to like. I also know that stocks like Microsoft, Apple, and even Disney right now are safe investments. A lot of people are constantly mentioning Roth IRA's? Is this something worth looking into? On top of this I also work for Publix Supermarket. They have a 401k plan that I currently have 10k invested into the plan. I max out the company match each year and contribute about 10% of each paycheck to it. The policy at Publix for the 401k plan used to be that you were able to invest 100% of whatever you took from each paycheck into Publix stock. This was definitely the best and safest choice at the time but they since changed the policy. Now only 25% is able to be sent to Publix while the other 75% has to be distributed between other options. Currently my election is to a State Street Moderate fund. This was the default option. I was curious as to peoples opinions on the different options and if anyone is familiar with any of these and could give additional insight. Here is the [list of different funds](https://imgur.com/a/UWJuyam). This is the list of their [prices](https://imgur.com/a/30mFM6A). I know this post is asking for a lot, but like I said, I enjoy 2nd opinions on everything. If anyone has any questions just please ask and I'll try my best to answer them. Thanks again! TL;DR : New Investor. 10k to invest. Want to reach 25k eventually in order to now deal with PDT ruling of day trading. Looking for safe and reliable stocks to invest into while also using some capital for intraday trades still. Also looking for additional advice on different 401k fund investments. submitted by /u/Arceant [link] [comments]
FAMI 2021-01-03 23:32:29
Lessons from 2020: 828% return
Hi All, I debated if I should make this post but I thought it might help one or two new kids who are new to investing. If you think it's useless down vote it and I will delete it. At the beginning of 2020 I was just like most of you was not a member of WSBs and invested on my own accord. All that changed in February. I opened an active trading account for fun. I joined reddit and figured I should get involved with the community so that we make money together. Here are the lessons that I think would help some of newer guys than me. Also here is my performance in my speculative account which was opened in March 2020: [Apparently I can't post screen shot here. I've the screenshot posted on my profile] Lesson 1: Consistency Matters My goal with this speculative account was to try different strategies but get consistent returns nonetheless. I aimed to not have any down months. This helps alleviate the mental anguish caused by roller-coaster-type portfolios. As my mama told me 5 years ago, you are playing with hard-earned-money. This is why I stayed away from YOLOing the whole account on few select plays. I aimed to have many different bets going on at the same time. Lesson 2: Helping others is harder than earning money. My dad opened a speculation account at the same in March. I decided that I would help him have a similar performance as mine. I kept on feeding him info about my trades. What did he do? Most of the times he thought I was retarded and called the local hospital for me. When Boeing dropped to $93, I was on the phone telling him this is free money. I told him to by $30k but he just bought $10k. I was buying American Airlines on the same day. This story repeated many times over the last 9 month. I think at the end he managed to scratch of ~250%. Now I have him on a conservative buy and hold strategy since he is not cut out to actively trade. And by actively I mean 4 trades a week for him. Lesson 3: Having a good broker is important If you haven't deleted R0binh00d and gotten your self a proper broker after you hearing or experiencing bugs, crashes, service outages, your data being sold, .... then I don't know if I can convince you. Other brokers will give you access to ADRs and allow you invest in some bigger European companies that are trading OTC here. Lesson 4: Don't argue with people; instead discuss ideas. If you notice someone is arguing instead of discussing ideas with you then just ignore them. For every seller of a stock there is a buyer. There is no point in personally attacking people. If you believe strongly that they are wrong, then just inverse their trade. Respect and thank them for sharing their trades with you, even if you disagree with them. Lesson 5: Media is a hype machine CNBC, Bloomberg, ... are all in the business of creating excitement and increasing their viewership. They are not there to enhance your returns. What gets people's attention is usually not a good investment. Lesson 6: Reddit slaps you harder than a twisted tea I used to share ALL my DDs here. Sharing is caring, right? apparently not. There was no shortage of personal attacks, being banned, DDs being deleted, ... My Karma even dropped to -1k in March. I am permanently banned from r/ investing, economics, .... I got temporary banned here, and two other investing subs. So I post less DDs now, and don't try to stop people from jumping from rooftops. Lesson 7: Most popular posts/users should not be blindly mimicked Most people including me already know this, but I keep seeing it here. I figured I should mention it since I have your attention. When you see a trade that is getting a lot of attention ask yourself: does this fit my strategy? If not then don't do it. What is strategy you ask? oh boy Lesson 8: Don't let survivor bias fool you Everyday people on WSB are throwing millions of dollars on thousands of small bets. The odds are some of them are gonna pay of. So when you see some guy posting Gain-porn of 1k turning to 100k overnight. Remember that over night thousands of other people with similar bets lost it all. So don't just follow people blindly. Some of the most respected guys here are essentially doing the same thing by YOLOing all their money on one bet that unfolds over several month. These guys last longer but essentially are playing few bets game. When you roll the dice 5 times the odds of you getting 5 in a row is a lot. There is a reason we don't hear from YungBillionaire anymore. Please don't Yolo your whole account on GME, Palantir, and such. Lesson 9: Reddit is skews the information you see Not all the best ideas are popular and not all the popular ideas are good. lol Lesson 10: When the tide goes out you realize who was swimming naked. Popularized by WB, he wasn't the one who came up with it. When a correction happens, and I guarantee you there will be a correction, then you realize who was blindly chasing alpha without any risk management. The correction may not come for a few years but there always is a correction, pullback for some random reason. So manage your risk. Guh Lesson 11: unless you have insider info do not buy weekly or even monthly options. LEAPs are risky as well but can be managed. Most people here should not take the weekly or monthly option risk. You need years of experience before doing so. Lesson 12: Paper accounts don't count. You need real money to be at risk so that you care and go through the emotions. I never had a paper account and if you are using one, in my opinion you are wasting your time. Lesson 13: No one has a magic sauce. Those who pretend to do are delusional. There is no such thing as "always do this and you will win". Market changes and strategies that work now will not work in 2 month. If a guru says buy x, y and z and you will make money, that's total BS. Lesson 14: If you get money help yourself and your family You have the option Yoloing your money on weeklys, buy coke, or elevating your life. Money truly brings happiness. Only people who don't have it think that it does not; and site a bs study. Use your money to help your family at key points in their lives. Help with their Mortgage down payment, buy a car for the ones who really need them,... Use your money to work less and work out more. Yolo in real life, not on options. Lesson 15: If you don't invest with conviction, you won't get the results that matter You have to know why you are buying some stock and why you would sell it. A lot of winning trades will go against you before they go green. To hold those positions when deep in the red, you gotta have conviction in your thesis. I am not going to edit this post because it will mess up it's format. I am going to put a comment below with updates/corrections. Also do NOT message me personally. I don't have a magic sauce. submitted by /u/_WinnerTakesAll_ [link] [comments]

FAMI 2021-01-04 00:18:01
RT @thicchotep: rip to an icon 💗 if you can please join me in donating to the family https://t.co/F3FcifVgxJ
FAMI 2021-01-04 01:03:481.21 1.15 2.56%
FAMI 2021-01-04 02:00:571.21 1.15 2.56%
FAMI 2021-01-04 03:01:181.21 1.15 2.56%
FAMI 2021-01-04 04:00:571.21 1.15 2.56%
FAMI 2021-01-04 05:00:561.21 1.15 2.56%
FAMI 2021-01-04 06:00:571.21 1.15 2.56%
FAMI 2021-01-04 06:29:14
Non compliant NASDAQ Co.
Exela Technologies, Inc.
Farmmi, INC.
Guardion Health Sciences, Inc.
Helius Medical Technologies, Inc.
Iconix Brand Group, Inc.
iFresh Inc.
Infinity Pharmaceuticals, Inc.
Insignia Systems, Inc.
Interpace Biosciences, Inc.
InVivo Therapeutics Holdings Corp
FAMI 2021-01-04 07:00:571.21 1.15 2.56%
FAMI 2021-01-04 08:00:581.21 1.15 2.56%
FAMI 2021-01-04 09:00:561.21 1.15 2.56%
FAMI 2021-01-04 10:00:571.21 1.15 2.56%
FAMI 2021-01-04 11:00:591.21 1.15 2.56%
FAMI 2021-01-04 12:00:581.20 1.20 2.56%
FAMI 2021-01-04 13:00:581.20 1.20 2.56%
FAMI 2021-01-04 14:00:581.38 1.13 2.56%
FAMI 2021-01-04 14:55:09
Smartsheet (NYSE: SMAR) – Deep Dive Research – Part 1
TL:DR is at the bottom Hello, welcome to my second deep dive write up. My name’s Mark and I’m an accountant with a passion for investing. About two years ago, I used to work as an auditor at a public accounting firm and have been behind the scenes at many different publicly traded and privately held companies in the U.S. My goal is to bring my unique perspective from that past experience, my current experience working in a new role at a large corporation, and my understanding of accounting to help break down some of the most exciting growth stocks on the market today. I’m a long-term investor. I am focused on finding great companies and holding them for a long time. I’m willing to endure volatility, crazy price drops, and everything that comes with this approach as long as the facts that led me to originally invest and believe in that company have not changed. If you want to learn more about this approach. I recommend reading the book “100 Baggers” by Chris Mayer. Introduction I’m excited to share with you all my stock pick for this month, Smartsheet. I’m always looking for investment ideas. I run stock screeners with different criteria (mostly focused on revenue growth), scan Twitter, talk to professionals in different industries, and try to observe what products or services are getting popular with my friends and family. One of the best investment decisions I’ve made to date came after I talked to my friend about a drink he was drinking on the golf course. Shout out to you Celsius (CELH)! With that being said, you never know where your next good investment idea is going to come from. In the case of Smartsheet, I became aware of the company through a stock screener. I was drawn to the relatively small market cap ($8.6B), strong revenue growth (roughly 35%), and the fact that it’s a subscription business model (SaaS). Once I became aware of these facts, it cued me to take a deeper dive. The more I learned about Smartsheet, the more I liked. Management talks a lot about empowering people and that really struck a chord with me. In different roles I’ve had as a teacher, tutor, and supervisor, I’ve always found empowering people to be one of the most important keys to success. I will touch on this more later in the write up. Another positive signal I got about Smartsheet came unexpectedly one evening. I was sitting in the kitchen and my girlfriend was cooking dinner. I was watching an interview on my phone with Mark Mader, the CEO of Smartsheet. My girlfriend overheard the word “Smartsheet” mentioned in the video and said “Are they talking about the Smartsheet with the blue check mark?”. I had to Google their logo but yes, it turns out we were thinking about the same Smartsheet. I asked her how she knew about it. She said “My company just transitioned all of our work onto Smartsheet. I really love it. Our marketing department is really excited about it because it makes their job way easier and more enjoyable.” Hearing this just motivated me to learn more about Smartsheet. The Thesis Statement For every stock pick I make, I want to provide a quick thesis statement that can serve as a reminder for why I’m buying and holding that stock for the long term. I’ll always aim to make it just a few sentences long so it can easily be remembered and internalized. This helps during times when the price may sporadically drop and you need to remember why you’re holding this position. The thesis statement I have come up with for Smartsheet is as follows: “Smartsheet: A leader in collaborative work management (CWM) software. As the global workforce becomes more decentralized through remote work, managers and executives now more than ever need a tool to digitally consolidate their teams, projects and deadlines. Smartsheet is that tool and is innovating to offer businesses even more ways to get the most out of their teams.” I think this thesis statement really captures the essence of what Smartsheet does. If you go to Smartsheet’s website and look at the “About” page, you will find their “About” statement which says “Smartsheet is the enterprise platform for dynamic work that aligns people and technology so your entire business can move faster, drive innovation, and achieve more.” Notice how their statement emphasizes helping businesses move faster, drive innovation, and achieve more. In my thesis statement, I mention that Smartsheet is a leader in the CWM software space. But how do I know this? Well, a highly reputable independent research firm named Forrester conducted a study on the CWM space based off different criteria including collaboration, enterprise capabilities, UI/user experience, planned enhancements and number of customers just to name a few of the factors considered. I put the companies that were identified from the study in the order of their ranking below. As you can see, Smartsheet is firmly planted as a leader in the space at 2nd place. Let’s use our common sense for a second. At the beginning stages of a remote work revolution, do we want to invest in an up and coming SaaS company that focuses on providing firms with resources to digitally manage their teams, digitally manage work/projects, and digitally collaborate to get work done? I think the answer should be a resounding yes. But what about these other companies on the list. Let’s break them down 1 by 1: Workfront was recently bought by Adobe. If you want to invest in Workfront, you’d have to invest in the much larger company of Adobe. It wouldn’t be a pure play investment into the CWM space. Smartsheet is 2nd and of course, they are public :) Wrike is private ServiceNow – CWM is just one small piece of their total offerings. Investing here would not be a pure play into the CWM space. Also, the company is already quite large ($106B market cap) Asana is public but just IPO’d on 9/30/20 about 3 months ago. We don’t have much data to track their performance as a publicly traded company. Furthermore, although they actually would be a pure play investment into the CWM space, they’re not a leader and rank behind Smartsheet in several of Forrester’s categories. Why invest in the 2nd best when you can invest in the best? Monday.com is private Microsoft – CWM is just one small piece of their total offerings. Investing here would not be a pure play into the CWM space. Atlassian – This company does primarily focus on CWM but I have a couple problems with them as an investment. 1) They’re ranked way beneath Smartsheet. 2) They’re already too big for me to confidently say they can 10x (market cap already $58B). Now that we’ve established that Smartsheet is a leader in the CWM space and that they’re arguably the best publicly available pure-play investment in this space let’s understand why this is important. Other than the obvious reason that we’re in the beginning stages of a remote work revolution, why is this important? Well, let’s take a look at this quote from Mark Mader, Smartsheet CEO, during the last earnings call (Q3 FY21) that occurred on December 7th, 2020: “Leaders are recognizing they need to shift more workloads to asynchronous work, work that is documented, automated, tracked with dashboards, and where priorities are clearly defined. They understand that by empowering their teams with no-code solutions that facilitate asynchronous work, cycle times will be improved, a deeper sense of ownership will be created, and prioritization and accountability will be insured. Smartsheet is ideally suited to help enterprises work more asynchronously to derive the benefits from doing so.” Key word here: Asynchronous. Asynchronous communication is different from Synchronous communication. Here is the difference: Asynchronous: email, message boards, dashboards, etc. Synchronous: video conferencing, chat, audio calls, etc. Any communication that doesn’t require a real-time response can be considered asynchronous, like the examples in the picture above. Synchronous communication is any communication that happens in real time, thereby allowing for immediate responses, see examples above. As part of my research on Smartsheet, I read an E-Book that was written by the original co-founders of Smartsheet, Mark Mader the current CEO and Brent Frei who is no longer with the company. They wrote the E-Book in 2007 just a couple of years after the 2005 founding. The E-Book is called “The Power of Done”. The moral of the book is that Mark and Brent noticed through their own experience, and through different research studies on work place productivity, that the rise in technology in the early 21st century was actually making employees less productive. This is a quote from their E-Book: “According to Basex, a research firm focusing on the knowledge economy, interruptions from email, cell phones, instant messaging, text messaging and blogs eat up nearly 30 percent of each day; on an annualized basis, this represents a loss of 28 billion hours for the entire U.S. workforce, or a $588 billion cost to the American economy.” They mention in their book that although there has been a lot of advances in work technology such as email, word processing, and spreadsheets, there hadn’t at that time been any great applications created for teamwork collaboration or task management. The fact that technology advances helped the world create tools to enhance productivity but also deterred productivity at the same time is what Mark and Brent referred to as the productivity paradox. They wanted to do something about it and thus they founded Smartsheet. How Smartsheet makes money At the very least, before you invest in a company, you better understand how they make money. In Chris Mayers’ excellent book, 100 Baggers, that I mentioned above, he continually references top line revenue growth as one of the main common indicators of a possible 100 Bagger. This isn’t to tell you that any stock I pick will be a 100 Bagger just because it has great top line revenue growth, but if I am looking at a growth stock to hold for the long term, revenue growth is one of the first things I look at. Before I talk about the revenue streams of Smartsheet, I want to share a little bit about the actual product that they sell to earn this revenue. Co-Founder/CEO Mark Mader realized that a lot of work in the corporate world was being done on spreadsheets such as Microsoft Excel. However, he realized that these spreadsheets were largely static and not necessarily used to their full potential. He wanted to help people get more out of their use of spreadsheets. As a result, we now have Smartsheets which is a cloud based platform that can be accessed by all employees of the company no matter where they are with live information about project statuses, meeting times and work that is assigned to each employee just to name a few uses. Users can choose their way of viewing this information with different views such as calendar view, grid view, card view, and Gantt view. The idea is that by enhancing the availability and quality of asynchronous information available to all members of a team about the status of a project, the tasks assigned, and the timelines, the less synchronous communication will be needed which allows employees to spend more time doing what they’re hired to do – get work done. Think about how wasteful it is to hire a highly talented engineer but then make him spend half his day preparing for and doing status update meetings and hunting people down to see where they’re at with their assignments. What if all this information was available for him, his managers, and his staff to see within Smartsheet without having to bother each other and waste precious work hours that could be used for coding, designing, and producing? That’s what Smartsheet looks to achieve. For Smartsheet, their means of making money is quite simple. As I mentioned earlier, they are a Software as a Service (SaaS) company. Whenever you see SaaS, that means subscription revenue and in my opinion that’s a very good thing. With a subscription business model, the revenue is going to be recurring every year and that type of reliability (combined with growth of course) is something you want as an investor. Smartsheet’s primary source of revenue is the sale of subscriptions to their cloud-based Collaborative Work Management (CWM) platform. Customers and potential customers begin their engagement with the Smartsheet platform by either signing up for a free trial, purchasing a subscription on the Smartsheet website, going through a sales rep, or they are exposed to Smartsheet by collaborating with a Company/Individual that uses Smartsheet. For subscriptions, customers select the plan that meets their needs and can begin using Smartsheet within minutes. Smartsheet offers four subscription levels: Individual, Business, Enterprise, and Premier, the pricing for which varies by the capabilities provided. Customers can also purchase connectors, which provide data integration and automation to third-party applications. The Connectors part of the business is something I find really interesting. Basically, Smartsheet has made deals with most of the top work productivity and communication software companies in the world to allow their customers to use those applications within their Smartsheet user interface. This helps position Smartsheet as the true “command center” platform while the products of the other companies become ancillary pieces. You’ll see this on the link above but some products that Smartsheet sells Connectors for include Adobe Creative Cloud, Microsoft Dynamics 365, Salesforce, Jira Software, Slack, and Skype just to name a few. I think that being able to sell these Connectors as ancillary pieces to the Smartsheet user experience is so beneficial to Smartsheet because a lot of these companies that people may perceive as “Smartsheet competitors” actually become a piece of the Smartsheet platform and can be sold by Smartsheet as a supplemental revenue stream. This neutral angle that Smartsheet is able to come from by selling Connectors to their perceived “competitors” reminds me a little bit of how Roku (ROKU) is able to earn revenue off of selling a Netflix subscription on their platform. I think just the fact that all these big companies like Adobe, Jira, Salesforce, etc. allow their products to be integrated into Smartsheet shows that there is a high value proposition in the Smartsheet platform and that they would risk alienating their customers if they didn’t allow for their products to be integrated with Smartsheet. On top of the Connectors to third party vendors that Smartsheet is able to sell, Smartsheet is also able to sell upgrades to their own internal plug-ins. Smartsheet has some impressive proprietary plug-ins they can sell to their customers. For example, in May 2019, Smartsheet acquired 10,000ft which augmented their product portfolio by providing resource allocation and planning. The name “10,000ft” is meant to be analogous to having a high level view of your company and all resources available within your company and how to deploy them. Also, in September 2020, Smartsheet acquired Brandfolder, Inc. which provides a centralized platform to organize, discover, control, distribute, and measure all forms of digital content. Combining Brandfolder capabilities with Smartsheet allows them to create dynamic solutions that manage workflows around content and collaboration. This goes back to what I said earlier in the article about how my girlfriend had mentioned that her company’s marketing team was “really excited about Smartsheet because it makes their job way easier and more enjoyable.” She told me that before Smartsheet, her company’s marketing team had to constantly hunt down members of the creative team (photographers, graphic designers) to receive the latest photos, videos, and digital designs they were working on. She said it was a big pain for them trying to share this content over email and SharePoint. Now, all of the content is inside of Smartsheet and the marketing team can access it at any time. They can leave comments on the content, route to appropriate individuals for approvals, and have better insight into the status of all digital content that is being worked on. The acquisition of Brandfolder is really what allows Smartsheet to stand out in this department. Nobody really talks about it, but digital content is so important these days for companies in terms of controlling their brand image, putting out quality advertisements, and presenting their product in as positive of a light as possible. The fact that Smartsheet has a strong proprietary plug-in for this with Brandfolder is very promising. During Smartsheet’s FY21 Engage Customer Conference, Anna Griffin, Smartsheet Chief Marketing Officer said that the global annual marketing spend is $500B for companies around the world. She said the role of the marketing department is changing from sole content creator to Editor in Chief. All kinds of teams within companies these days are putting out content that effects the company’s brand. Sales is running social media campaigns, product marketing is putting out blog posts and podcasts, and R&D is teasing new product experiences in app. It can get really difficult for the company’s Marketing/Branding team to stay on top of all this without a centralized digital content collaboration platform like Brandfolder in Smartsheet. This is just one reason why I think Smartsheet has a lot of growth opportunities in the future. As you can see, Smartsheet has a lot to offer to companies with their core CWM platform, the Connectors they can sell, and the internal upgrades available such as 10,000ft and Brandfolder. On top of that, Smartsheet also provides WorkApps, a proprietary no-code platform that empowers users to build intuitive web and mobile applications that streamline business and simplify collaboration. There are so many instances within companies where an app needs to be built to streamline a workflow. Traditionally, companies need to engage their IT departments and the coders that sit within these departments to build these apps. This places a lot of strain on IT departments and takes away time they can be spending on more complex/mission critical projects. Mark Mader is aware of this and thus is heavily pushing no-code as a solution for companies now and in the future. He believes that everyday non-coder employees know their jobs/workflows best and thus if you empower them to build their own apps with a no-code platform they will produce better and more relevant apps to help get work done than an IT department employee who doesn’t even do the job that the app is being built for. Also, he believes this will reduce strain on IT departments and allow them to focus on more complex and mission critical projects. Here is a quote from the Director of Sales (Hina Patel) at a Smartsheet customer, Cisco (NASDAQ: CSCO): “I have been waiting for a solution like WorkApps that can give us quick and easy access to the content we need, when and where we need it,” said Hina Patel, Director of Sales Operations at Cisco. “The ability to take our Smartsheet assets, along with other tools we use, and package an entire solution in an intuitive app will make it even easier to drive active participation from everyone involved in the process, no matter their role.” As you can see, the value proposition of WorkApps and the Smartsheet platform appears to be high. Lastly, Smartsheet also generates revenue from Professional Services which is essentially providing training and customized consulting to Smartsheet customers that want to get more out of the Smartsheet platform. In the most recent quarter, Q3 FY21, Professional Services accounted for 8.2% of revenue. Here is the breakout from the most recent quarter: Subscription revenue = $90,890M for 91.8% of total revenue Professional services revenue = $8,043M for 8.2% of total revenue This is the end of my first article about Smartsheet. My goal is to drop Part 2 within the next week. The focus of Part 2 will be an in depth answer of the question – “Can we 10x from here?” TL:DR This is Part 1 of my two part deep dive on Smartsheet (Ticker: SMAR). This first part introduces you to (1) me, (2) the company, (3) my thesis on the company, and (4) digs into how they make money. Part 2 (to be released later this week) will go in depth to explore the question “Can we 10x from here?” If you enjoyed this article and want to make sure you catch Part 2, subscribe here. Smartsheet is an exciting SaaS company that’s helping businesses be more productive and get the most out of their people I am not a financial advisor and this is not investment advice. These are just my opinions to help facilitate learning and discussion. Disclosure: I have no position in Smartsheet. I do plan to initiate a long position when the markets open again in 2021. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article. submitted by /u/Historical-Comment36 [link] [comments]
FAMI 2021-01-04 14:56:55
So, it's the new year and you want to become a long-term investor
A new year gives us a new opportunity to enter the markets after tax loss harvesting comes to an end. It may also give us an opportunity to reflect on our investing journeys and consider a change in approach. So... for those interested in making the shift to investing, what does it mean to be a long-term investor? To me it's about being prepared enough so that I don't have to worry about the day-to-day. To think of an analogy... It's like the student who studies and does his/her homework the night before and has nothing to worry about the next day. Sometimes, you did all the work for nothing, especially when the teacher doesn't check your work (think of this as the red day after you making an investment decision). Sometimes you are rewarded immediately. However, at the end of the day, the student who does his/her homework every night will have less to worry about when it comes to the final exam. Similarly, when it comes to long-term investing, by doing your research and coming up with a plan, you don't have to worry or stress out as much about your ultimate success. Note, that, at the end of the day, long-term investing is just one of many options to get involved in the market. You can be just as successful, if not more, by day trading or swing trading, etc. Just know that the path you choose requires a different mindset/approach to the market. So how does it work? I wanted to share with you some big themes to keep in mind as you being your long-term investing journey. Find your WHY. First and foremost, it's important to figure out who you are and why you are investing. What is your risk tolerance? Do you consider yourself to be more aggressive? How much time do you have? How do you want to spend your time? To dig deeper and get a sense of your risk tolerance: What is your financial outlook? Do you expect to need money now or expect an uptick in monthly expenses? Do you have a stable income? Who do your loved ones turn to when there is an emergency? What are your investing goals? When do you want to retire? When do you expect to get married? When do you want to start a family? etc. All these questions, from the day-to-day to the big picture are important to consider when deciding to be a long-term investor. This should inform how you approach the markets, and what weight you should give certain stocks. Finding your WHY is an important first step in determining how to approach the markets. What are the MACROTRENDS? When deciding to pick a stock, I like to first think about macrotrends. Where do you see the world heading? How do you think consumer behavior will change? How do you think industries will change? What impact will politics, international relations, and global and domestic issues have on the economy and the markets? This requires staying informed about the world to a certain degree, but it's generally a great way to start thinking proactively about the markets and, also, to just become a more well-rounded individual. Does the company have a MOAT? So you thought of some macrotrends, and you identified an industry you want to invest in. You pick out a stock. Ask yourself, does the company have a moat. A moat is essentially something that allows the company to standout from its competitors. It can be anything. It can be the brand name, it can be user experience, it can be expected market share, it can even be the leadership or CEO, or all of the above. Essentially, does the company have something about it that convinces you that it will stick around, successfully so, 5+ years from now? As a long-term investor, I always seek to identify moats. It will take some of the stress out of my decision-making because I am confident that the company will last. Are you comfortable with the FINANCIALS? I don't necessarily find it super helpful to focus in on certain numbers over others, etc. However, you should have SOME understanding of the company's financials. For example, I don't think you necessarily have to look for profitability. Some great companies with solid moats operate at a loss. Why? Because they are investing in their growth. But some companies operate at a loss because, well, they're just losing companies, or the greater industry itself is just falling apart and investors are getting out (i.e. oil). Or maybe, the company isn't operating efficiently and the company is taking on more debt than it is producing revenue. Just have a general understanding of why the way things are and how they might be moving forward, that should be enough to get you started. Be STINGY: Is the price right for you? At the end of the day, you have to make the ultimate, probably most important decision: is the price right for you? Understand the basics of the stock market: essentially, it is a salesperson making a pitch to sell a piece of a company at a certain price. "Hey, you want to buy a piece of Apple for $130?" Granted, in real-time you are being approached by hundreds of salesman on any given hour: "Ok, what about $129? Oh, lost your chance, now we can only sell it for 134." When you go to the store looking for a particular product, you already have a price in mind. Salespeople might come up to you and offer you a wide range of prices for that product, but there is a range that you will consider. Anything too cheap will make you skeptical of its quality. Anything too expensive will be considered a rip-off. Humanizing the market in this way will help you become a steadier investor. Is the stock worth X dollar amount to you? If so, great. Pull the trigger and invest. If it goes down the next day, you don't have to worry because based on your research, you believe that the stock will come up and reach whatever dollar amount you think it's worth. If not, then wait or don't buy it. There are thousands of companies reaching out to you to buy their company at a certain price--there are always other opportunities. Stay informed. Once you choose your stocks, you need to stay informed. This can be a lot of things and it can be done in a lot of ways. But, at the end of the day, you need some pulse on what you invest in. Keep in mind the identifying reasons for why you invested in certain things, and be prepared to reconsider or reflect on your choices as soon as those reasons change. For some companies, it might be easy. Perhaps the MOAT you identified for one company is the CEO. Great. That means, as soon as you see news about leadership changing in that company, you need to reconsider your position in the stock. You don't have to freak out daily. Macrotrends and moats and financials don't change overnight. You're really looking for a trend overtime. A weekly / biweekly / monthly routine can suffice. Be as disciplined as possible. All of the above factors above ultimately help you to do ONE thing as a long-term investor. To stay disciplined. You want to take the emotions out of investing because as a long-term investor your outlook is not next week, next month, or next year. Your outlook is the next 5 years, the next 10 years, etc. Don't FOMO into a stock; instead, think about why it's spiking and go through steps 1-5, especially step 5. Don't sell right away just because the stock you chose dipped 10% based on a piece of bad news; instead, think about why it's dipping and go through steps 1-5. You get the gist. As long-term investors we should be thinking big picture. If steps 1-5 haven't changed after 1 piece of bad news, a 10% dip can be a great buying opportunity. Alternatively, if steps 1-5 haven't changed after a stock shoots up an insane amount, it may be an opportunity to lock in some profits. Keeping these points in mind should help you get started as a long-term investor. Would be happy to chat with anyone about their own journeys or just to discuss! Best of luck to all as we enter 2021! submitted by /u/investstayhumble [link] [comments]
FAMI 2021-01-04 15:00:581.38 1.15 -0.85%
FAMI 2021-01-04 16:00:591.20 1.17 -0.85%
FAMI 2021-01-04 17:01:011.18 1.16 -2.50%
FAMI 2021-01-04 18:00:591.17 1.16 -3.33%
FAMI 2021-01-04 19:01:001.16 1.14 -4.17%
FAMI 2021-01-04 20:01:011.15 1.14 -4.17%
FAMI 2021-01-04 20:43:00
: The average family can’t afford to own a home in most U.S. counties, study finds
FAMI 2021-01-04 21:01:001.15 1.14 -4.17%
FAMI 2021-01-04 22:01:011.15 1.14 -4.17%
FAMI 2021-01-04 23:01:001.17 1.14 -5.00%

FAMI 2021-01-05 01:03:161.21 1.13 -3.39%
FAMI 2021-01-05 02:00:571.21 1.13 -3.39%
FAMI 2021-01-05 03:00:571.21 1.13 -2.54%
FAMI 2021-01-05 04:06:461.21 1.13 -2.54%
FAMI 2021-01-05 05:00:581.21 1.13 -2.54%
FAMI 2021-01-05 06:00:581.21 1.13 -2.54%
FAMI 2021-01-05 07:00:571.21 1.13 -2.54%
FAMI 2021-01-05 08:00:581.21 1.13 -2.54%
FAMI 2021-01-05 09:00:581.21 1.13 -2.54%
FAMI 2021-01-05 10:00:581.21 1.13 -2.54%
FAMI 2021-01-05 11:00:581.21 1.13 -2.54%
FAMI 2021-01-05 12:01:051.14 1.10 -2.54%
FAMI 2021-01-05 13:00:591.14 1.12 -2.54%
FAMI 2021-01-05 14:00:581.38 1.12 -5.08%
FAMI 2021-01-05 15:00:591.38 1.12 -5.08%
FAMI 2021-01-05 16:01:001.17 1.15 -5.08%
FAMI 2021-01-05 16:33:42
Today's Pre-Market Movers & News [Tuesday, January 5th, 2021]
Good morning traders and investors of the r/stocks sub! Welcome to Tuesday. Here are your pre-market movers & news this AM- Today's Top Headlines for Tuesday, January 5th, 2021 Stock futures were largely flat, following the worst start to a year since 2016, which was also the last time the Dow, S&P 500 and Nasdaq posted January losses. Although the major averages did finish Monday trading well off their worst levels, the Dow and S&P 500 still posted their largest one-day declines since Oct. 28. The Dow dropped 1.3%, while the S&P 500 and tech-heavy Nasdaq both fell 1.5%. (CNBC) Wall Street’s attention will in large part be focused on today’s Georgia runoff elections that will determine control of the Senate. Both Democratic challengers, Jon Ossoff and Rev. Raphael Warnock, must beat GOP incumbents, Sens. David Perdue and Kelly Loeffler, to capture the majority for their party. (CNBC) Senate runoffs in Georgia will shape what Biden can achieve in the White House (CNBC) The Institute for Supply Management is out with its December manufacturing index at 10 a.m. ET, which is expected to fall slightly to a 57 reading. Meanwhile, automakers release their fourth quarter sales figures for 2020 throughout the morning, with analysts surveyed by Edmunds expecting an overall 5.7% drop on U.S. sales compared to the same quarter in 2019. Shares of China Telecom (CHA), China Unicom (CHU) and China Mobile (CHL) were soaring in premarket trading after the New York Stock Exchange said it no longer plans to delist the three Chinese telecommunications giants. It’s a reversal of a decision announced a few days earlier, which had been made in compliance with an executive order signed by President Donald Trump. (CNBC) Carl Icahn, in remarks to CNBC’s Scott Wapner, warned that stocks could face a significant decline in the future and he indicated he was hedged accordingly. “In my day I’ve seen a lot of wild rallies with a lot of mispriced stocks, but there is one thing they all have in common. Eventually they hit a wall and go into a major painful correction. Nobody can predict when it will happen, but when that does happen, look out below,” the billionaire investor said. (CNBC) Wharton’s Jeremy Siegel: ‘Dow could easily tack on another 10% to 15%,’ but warns of a near-term setback (CNBC) British Prime Minister Boris Johnson announced another national lockdown for England on Monday, a strict public-health measure he said he hopes will help contain a new, more contagious strain of coronavirus. The U.K. has now reported more than 50,000 new coronavirus infections for seven days in a row, and Johnson said deaths are “up by 20% over the last week and will sadly rise further.” Johnson said he believes the country was entering its “last phase of the struggle” against Covid-19 due to the rollout of vaccines. (CNBC) Germany set to extend hard lockdown as daily deaths mount (Associated Press) New York has discovered its first case of the coronavirus variant initially found in the U.K., according to Democratic Gov. Andrew Cuomo. While the strain does not appear more deadly, experts have said it appears to spread more easily. It also has been detected in Colorado, California and Florida. Cuomo said he believes the new variant is “much more” prevalent than currently known. (CNBC) New York Gov. Cuomo to propose law making it a crime to skip the line for Covid vaccine (CNBC) Just 1% of Californians immunized amid slow vaccine rollout (Associated Press) The U.S. Food and Drug Administration pushed back on the suggestion to change the dosing or schedules of Covid-19 vaccines, saying the currently available data does not support such alterations. The FDA acknowledged the suggestions were made with the hopes of rolling out the vaccine more broadly to the public. However, with “adequate scientific evidence,” the regulatory agency said it believes changing the dosing amount or delaying the second shot by a few more weeks “may ultimately be counterproductive to public health.” (Reuters) UK is delaying second vaccine shots and it’s proving controversial. Here’s what we know so far (CNBC) Ahead of today’s crucial runoff election in Georgia, Republican Sens. Loeffler and Perdue were recipients of a late surge of donations from the real estate and financial industries. Their Democratic opponents, Warnock and Ossoff, had otherwise held advantages in fundraising during the races. (CNBC) At an outdoor rally in Georgia, Trump declared he intended to “fight like hell” to retain the presidency and appealed to GOP lawmakers to reverse his loss to President-elect Joe Biden when they meet Wednesday to confirm the Electoral College vote. Trump spent much of his speech complaining about his election loss, which he falsely and repeatedly claims he won. (AP) Supporters of Trump are planning to protest the expected Biden Electoral College vote certification with demonstrations Tuesday night and Wednesday in the nation’s capital. The National Guard has been mobilized to keep the peace in Washington. Trump has encouraged the protesters, tweeting Sunday he will be there. (NBC News) The joint venture to disrupt health care created by Amazon (AMZN), Berkshire Hathaway (BRK) and JPMorgan Chase (JPM) is being disbanded after three years. Known has Haven, the organization was created with the goal of working to lower costs and improve outcomes in health care. The three companies are likely to collaborate informally in the future on health-care initiatives, but the formal end of Haven may be an indication of how challenging it is to dramatically improve American health care. (CNBC) The chief executive of Qualcomm (QCOM) is retiring later this year and will be replaced by the chipmaker’s president, Cristiano Amon. CEO Steve Mollenkopf, who is 52, took over the job in 2014. His departure comes as the company stands to benefit from the broader rollout of 5G networks. Shares of Qualcomm have gained 96.7% since he became CEO. STOCK FUTURES CURRENTLY: (CLICK HERE FOR STOCK FUTURES CHARTS!) YESTERDAY'S MARKET MAP: (CLICK HERE FOR YESTERDAY'S MARKET MAP!) TODAY'S MARKET MAP: (CLICK HERE FOR TODAY'S MARKET MAP!) YESTERDAY'S S&P SECTORS: (CLICK HERE FOR YESTERDAY'S S&P SECTORS CHART!) TODAY'S S&P SECTORS: (CLICK HERE FOR TODAY'S S&P SECTORS CHART!) TODAY'S ECONOMIC CALENDAR: (CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!) THIS WEEK'S ECONOMIC CALENDAR: (CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!) THIS WEEK'S UPCOMING IPO'S: (CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!) THIS WEEK'S EARNINGS CALENDAR: (CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!) THIS MORNING'S PRE-MARKET EARNINGS CALENDAR: ([CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!]()) NONE. EARNINGS RELEASES BEFORE THE OPEN TODAY: ([CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!]()) NONE. YESTERDAY'S ANALYST UPGRADES/DOWNGRADES: (CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #1!) (CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #2!) (CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #3!) (CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #4!) YESTERDAY'S INSIDER TRADING FILINGS: (CLICK HERE FOR YESTERDAY'S INSIDER TRADING FILINGS!) TODAY'S DIVIDEND CALENDAR: (CLICK HERE FOR TODAY'S DIVIDEND CALENDAR!) THIS MORNING'S STOCK NEWS MOVERS: (source: cnbc.com) Micron Technology (MU) – Citi gave the chip and hard drive maker a double upgrade, to “buy” from “sell,” based on its expectation of a long-awaited upturn in DRAM memory chip market. Micron rose 3.2% in premarket trading as of 7:39 a.m. ET. STOCK SYMBOL: MU CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) First Solar (FSLR) – The maker of solar power systems received a double downgrade at Goldman Sachs, which cut its rating on First Solar to “sell” from “buy.” Goldman feels that First Solar’s earnings and margins are peaking and that more cyclical headwinds to its business are emerging. The shares fell 4.5% in premarket trading as of 7:39 a.m. ET. STOCK SYMBOL: FSLR CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Moderna (MRNA) – Moderna received approval for its Covid-19 vaccine from Israeli health regulators. Israel is the third country to approve the use of Moderna’s vaccine and the first outside of North America. Moderna shares added 1.1% in premarket trading as of 7:39 a.m. ET. STOCK SYMBOL: MRNA CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Alibaba (BABA) – Alibaba plans to shut down its music streaming platform Xiami Music next month. The e-commerce company bought Xiami in 2013 in hopes of becoming a player in music streaming, but it only has about 2% of a market dominated by Tencent Holdings. STOCK SYMBOL: BABA CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) China Telecom (CHA), China Unicom (CHU), China Mobile (CHL) – The three China-based companies will not be delisted by the New York Stock Exchange, reversing a decision made last week. The NYSE said it reversed its prior directive “in light of further consultation with relevant regulatory authorities.” China Telecom was up 9%, China Unicom rose 12% and China Mobile added 11% in premarket trading as of 7:39 a.m. ET. STOCK SYMBOL: CHA CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Twitter (TWTR) – Twitter bought podcast app Breaker for an undisclosed amount, and will shut down Breaker’s app and website. Breaker said customers can now transfer their subscriptions to other podcast apps. STOCK SYMBOL: TWTR CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Apache Corp. (APA) – Apache is switching to a holding company structure, with newly-created APA Corp. placing Apache as the publicly traded entity on Nasdaq and Apache becoming a unit of APA. The stock will retain the “APA” ticker symbol. STOCK SYMBOL: APA CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Lululemon (LULU) – The athletic apparel and leisurewear maker was called a “catalyst call buy” idea at Deutsche Bank, which believes the company outperformed during the holiday season and anticipates a positive quarterly update next week. STOCK SYMBOL: LULU CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Mondelez (MDLZ) – The snack maker is near a deal to buy the part of chocolate bar maker Hu that it doesn’t already own, according to The Wall Street Journal. The deal would value Hu at about $340 million, with people familiar with the matter saying an announcement could come this week. STOCK SYMBOL: MDLZ CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Jefferies Financial (JEF) – Jefferies reported quarterly earnings of $1.11 per share, well above the 50 cents a share consensus estimate. The investment firm’s revenue also came in substantially above analysts’ forecasts and Jefferies raised its quarterly dividend to 20 cents per share from 15 cents a share. The company increased its share repurchase authorization as well. STOCK SYMBOL: JEF CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Bilibili (BILI) – The China-based video platform plans to raise $2 billion or more in a secondary listing in Hong Kong, according to sources familiar with the matter who spoke to CNBC. A filing for the offering is likely to come at the end of this week or early next week. STOCK SYMBOL: BILI CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) Huntington Bancshares (HBAN) – The bank was upgraded to “overweight” from “neutral” at Piper Sandler, which cited a number of factors including its pending acquisition of TCF Financial (TCF). The two regional banks announced plans to combine in mid-December. STOCK SYMBOL: HBAN CLICK HERE FOR CHART! (CLICK HERE FOR LIVE STOCK QUOTE!) DISCUSS! What's on everyone's radar for today's trading day ahead here at r/stocks? I hope you all have an excellent trading day ahead today on this Tuesday, January 5th, 2021! :) submitted by /u/bigbear0083 [link] [comments]
FAMI 2021-01-05 16:50:06
Why do you think Munger was wrong about Coke?
This question is to people who are familiar with Munger's famous 1996 talk "Practical thought about practical thought?" where he "reverse engineered" Coca Cola's success from 1996 back to 1884 ("How to turn $2 million into $2 trillion?"). In 1996, Coke was worth about $125B and Munger was estimating that it could eventually reach a target of almost 3 trillion servings and market cap of $2T by continuing to grow at 8% per year until 2034. Needless to say, this did not happen and Coke's have not really grown in the last 10 years. Some points: Health trends leading to reduced consumption of soft drinks in the west Internet, direct to consumer, moat weakened by reduced influence/dominance via traditional advertising channels What happened to Coke that lead to a "saturation point" of sorts? submitted by /u/snake250 [link] [comments]
FAMI 2021-01-05 17:00:591.15 1.11 -1.75%
FAMI 2021-01-05 18:01:001.17 1.12 0.00%
FAMI 2021-01-05 19:01:001.16 1.12 -0.88%
FAMI 2021-01-05 20:00:591.16 1.14 0.88%
FAMI 2021-01-05 20:12:11
Top genomics stock?
I'm pretty bullish on the genomics sector, but not too familiar with it. ARKG (https://ark-funds.com/arkg) looks like a good ETF to invest in. Was wondering if there are any specific companies in this sector that you believe are sector leaders or have significant growth ahead of them over the next few years compared to the rest? submitted by /u/Sublime_7365 [link] [comments]
FAMI 2021-01-05 21:00:591.16 1.14 0.88%
FAMI 2021-01-05 22:00:591.15 1.12 0.88%
FAMI 2021-01-05 23:00:591.15 1.12 0.00%

FAMI 2021-01-06 01:03:351.14 1.12 -0.88%
FAMI 2021-01-06 02:00:571.14 1.12 -0.88%
FAMI 2021-01-06 03:00:571.14 1.12 -0.88%
FAMI 2021-01-06 04:00:571.14 1.12 -0.88%
FAMI 2021-01-06 05:00:581.14 1.12 -0.88%
FAMI 2021-01-06 06:00:571.14 1.12 -0.88%
FAMI 2021-01-06 07:01:471.14 1.12 -0.88%
FAMI 2021-01-06 08:00:591.14 1.12 -0.88%
FAMI 2021-01-06 09:00:571.14 1.12 -0.88%
FAMI 2021-01-06 10:00:581.14 1.12 -0.88%
FAMI 2021-01-06 11:00:581.14 1.12 -0.88%
FAMI 2021-01-06 12:00:581.16 1.13 -0.88%
FAMI 2021-01-06 13:00:591.16 1.14 -0.88%
FAMI 2021-01-06 14:00:591.38 1.13 5.26%
FAMI 2021-01-06 15:01:001.25 1.13 0.00%
FAMI 2021-01-06 16:00:581.18 1.15 0.00%
FAMI 2021-01-06 17:00:591.17 1.16 2.65%
FAMI 2021-01-06 17:35:02
RT @nagib_mni: France: Aidons Elvis Bajrami a rester en France avec sa famille et finir ses études - Signez la pétition ! https://t.co/wBGr…
FAMI 2021-01-06 17:38:36
West Sussex County Council: Halt the planned cuts to West Sussex Children and Family Centres - Sign the Petition! https://t.co/FkFD2sAhCI via @UKChange
FAMI 2021-01-06 18:00:581.18 1.16 3.54%
FAMI 2021-01-06 19:01:001.21 1.18 6.19%
FAMI 2021-01-06 19:33:09
Rose Above Previous Day's High today: $WINA $TDC $CCRC $NVAX $APYX $GLUU $GLSI $SJIU $CEN $ANGL $IRS $CGO $SNCR $WYY $WOW $AMC $CHSCL $FAMI $RYTM $BFTR ... https://t.co/TBYRpvrFqi
FAMI 2021-01-06 20:00:591.20 1.19 5.31%
FAMI 2021-01-06 21:01:091.20 1.18 4.42%
FAMI 2021-01-06 21:41:06
U.S. Considers Adding Alibaba, Tencent to China Stock Ban
https://www.wsj.com/articles/u-s-considers-adding-alibaba-tencent-to-china-stock-ban-11609961075 "U.S. officials are considering prohibiting Americans from investing in Alibaba Group Holding Ltd. and Tencent Holdings Ltd. , said people familiar with the matter." submitted by /u/bebopk [link] [comments]
FAMI 2021-01-06 22:01:001.18 1.16 3.54%
FAMI 2021-01-06 23:00:591.16 1.14 2.65%

FAMI 2021-01-07 01:03:091.17 1.13 0.87%
FAMI 2021-01-07 02:00:581.17 1.13 0.87%
FAMI 2021-01-07 03:00:581.17 1.15 0.87%
FAMI 2021-01-07 04:00:571.17 1.15 0.87%
FAMI 2021-01-07 05:00:581.17 1.15 0.87%
FAMI 2021-01-07 06:00:581.17 1.15 0.87%
FAMI 2021-01-07 07:00:591.17 1.15 0.87%
FAMI 2021-01-07 08:00:581.17 1.15 0.87%
FAMI 2021-01-07 09:00:571.17 1.15 0.87%
FAMI 2021-01-07 10:00:581.17 1.15 0.87%
FAMI 2021-01-07 11:00:581.17 1.15 0.87%
FAMI 2021-01-07 12:00:591.17 1.16 0.87%
FAMI 2021-01-07 13:00:581.17 1.16 0.87%
FAMI 2021-01-07 14:00:591.38 1.16 0.87%
FAMI 2021-01-07 15:00:591.38 1.16 0.87%
FAMI 2021-01-07 16:00:581.21 1.17 6.96%
FAMI 2021-01-07 17:00:591.19 1.17 2.59%
FAMI 2021-01-07 18:00:591.20 1.18 2.59%
FAMI 2021-01-07 19:00:591.19 1.16 0.86%
FAMI 2021-01-07 20:00:591.25 1.23 6.03%
FAMI 2021-01-07 20:30:00
: ‘Families across America watched in horror’: How to talk to your kids about the storming of the Capitol
FAMI 2021-01-07 20:38:00
: Millions of families had no financial cushion to last three months — and that was before COVID-19 struck
FAMI 2021-01-07 21:00:591.24 1.22 5.17%
FAMI 2021-01-07 22:00:591.24 1.21 6.03%
FAMI 2021-01-07 23:00:581.24 1.22 6.90%

FAMI 2021-01-08 01:03:041.28 1.24 3.33%
FAMI 2021-01-08 01:29:06
ABML - American Battery Metals Co
Hi all, I was wondering if anyone had any views on $ABML. With the current explosion and future prospects in EV, I was thinking about the obvious key inputs into the batteries (Li, Ni, Co, etc). One thing that I think is being overlooked is the battery recycling process. There's not too much information available on this company but from what I've read is they have some very innovative technology for the batteries and are stealing quite a few Tesla engineers to help with the process. Would be interesting if anyone was familiar and had any thoughts on the potential growth of this company. submitted by /u/itsyaboi5768 [link] [comments]
FAMI 2021-01-08 02:00:571.26 1.24 6.67%
FAMI 2021-01-08 03:00:581.26 1.24 5.00%
FAMI 2021-01-08 04:01:001.26 1.24 5.00%
FAMI 2021-01-08 05:00:581.26 1.24 5.00%
FAMI 2021-01-08 05:34:24
Thursday January 7th, Trade Alerts Plus members were banking on Plug Power Inc. & Freeport McMoran Inc. in the NASDAQ.

Day two of friends and family sale of memberships of Trade Alerts Plus. Email me: mickftajennings@gmail.com for more information on membership deals #Trading
FAMI 2021-01-08 06:00:581.26 1.24 5.00%
FAMI 2021-01-08 07:00:581.26 1.24 5.00%
FAMI 2021-01-08 08:00:591.26 1.24 5.00%
FAMI 2021-01-08 09:00:591.26 1.24 5.00%
FAMI 2021-01-08 10:00:591.26 1.24 5.00%
FAMI 2021-01-08 11:00:591.26 1.24 5.00%
FAMI 2021-01-08 12:00:581.50 1.20 5.00%
FAMI 2021-01-08 12:11:09
Vaccines And Returning To A More Familiar World
FAMI 2021-01-08 13:00:591.40 1.20 5.00%
FAMI 2021-01-08 14:00:591.32 1.25 5.00%
FAMI 2021-01-08 15:01:001.32 1.25 6.67%
FAMI 2021-01-08 16:01:021.30 1.26 5.00%
FAMI 2021-01-08 17:01:031.25 1.22 -0.80%
FAMI 2021-01-08 18:01:021.23 1.20 -2.40%
FAMI 2021-01-08 18:41:49
RT @ReutersScience: China's Baidu Inc plans to form a company to make smart electric vehicles (EV), two sources familiar with the matter sa…
FAMI 2021-01-08 19:01:021.22 1.21 -2.40%
FAMI 2021-01-08 19:19:30
EFT for my savings account
I am quite young and my family don’t have any problems with money so risk isn’t a turnoff for me It’s something I want to buy and just forget about till ten years or so, I have looked at ICLN but they are just so fucking high up that I am afraid it’s going to crash submitted by /u/13YearOldAlcoholic [link] [comments]
FAMI 2021-01-08 20:01:021.25 1.23 -0.80%
FAMI 2021-01-08 21:01:011.24 1.22 -1.60%
FAMI 2021-01-08 21:11:20
Las acciones de Baidu Inc $BIDU que cotizan en los EE. UU. aumentan +13,31% en los planes para formar una empresa para fabricar vehículos eléctricos inteligentes, según dos fuentes familiarizadas con el asunto. https://t.co/RT08Soew4d
FAMI 2021-01-08 22:00:591.24 1.21 -1.60%
FAMI 2021-01-08 23:00:591.25 1.23 0.00%

FAMI 2021-01-09 08:39:35
@AMHSFootball18 @NaijaBardi @TonyxLovato @talkofthecharts @iamcardib Her husband was falsely accused even family of that girl have spoke out and said that she was lying. This whole other “victims” was a lie pushed by C*rdi fan base
FAMI 2021-01-09 13:00:17
I would take the money and have a trip around the world buy a big house a great car give some to my family and put what left in the bank💵💵😂 https://t.co/uT6OrtwQhG
FAMI 2021-01-09 13:00:19
عيش تجربة #قارب_النزهة مع الأصدقاء والعائلة من #مرسى_كتارا
للحجز والاستفسار: 44080202 - 55950202

#كتارا #قطر #الوعد2022

Live the #Boat_trip experience with friends & family from #Marsa_Katara
For inquiries & reservations: 44080202 - 55950202

#Katara #Qatar #Roadto2022 https://t.co/ZFzEzC9E9p
FAMI 2021-01-09 13:00:36
@dailymomtweets shares how to visit Las Vegas with the family in the article below.

Have you been to Las Vegas with the family? How did you find it?

Comment below!


FAMI 2021-01-10 10:15:46
I’m all cash, high six figures. What shall I do right now? Worried about inflation
High everyone. I’ve been a fool. Made some pennies but missed all the big gains from the stock market in the last 2-3 years, mainly stayed uninvested. Getting worried now about inflation from all the money printing. Look for advise on where to park these life savings of our family. Thank you all! This is the most knowledgeable sub here. submitted by /u/easyhigh [link] [comments]

FAMI 2021-01-11 01:03:451.29 1.23 -0.79%
FAMI 2021-01-11 02:00:581.29 1.23 -0.79%
FAMI 2021-01-11 03:01:001.29 1.23 -0.79%
FAMI 2021-01-11 04:03:231.29 1.23 -0.79%
FAMI 2021-01-11 05:00:581.29 1.23 -0.79%
FAMI 2021-01-11 05:39:32
Is $SRPT (Sarepta Therapeutics) a free money? ARKG added 845,575 shares on Friday
For those who have no idea what $SRPT is/does (like me), basically they reported bad clinical trail result (statistically insignificant) for one of their studies. For people familiar with pharma industry it is relatively a normal incident. However, the shares of $SRPT dropped 51.29% on that news. This is obviously a panic sell off. The price is expected to go up and I have no idea by how much. Additionally, our favorite ARKG bought 845,575 shares after the drop. Why I shouldn't buy this stock? I mean is there any risk in buying this stock quick profit? submitted by /u/GreyRhinos [link] [comments]
FAMI 2021-01-11 06:00:591.29 1.23 -0.79%
FAMI 2021-01-11 07:00:581.29 1.23 -0.79%
FAMI 2021-01-11 08:00:581.29 1.23 -0.79%
FAMI 2021-01-11 09:00:581.29 1.23 -0.79%
FAMI 2021-01-11 10:00:581.29 1.23 -0.79%
FAMI 2021-01-11 11:00:591.29 1.23 -0.79%
FAMI 2021-01-11 12:00:591.30 1.21 -3.97%
FAMI 2021-01-11 12:49:00
: Want to family members to get COVID-19 vaccination? Try Apple’s tactic for selling AirPods — and these other psychological approaches
FAMI 2021-01-11 13:00:581.40 1.21 2.38%
FAMI 2021-01-11 14:00:591.28 1.21 2.38%
FAMI 2021-01-11 15:00:591.25 1.22 -0.79%
FAMI 2021-01-11 16:01:021.22 1.21 -3.17%
FAMI 2021-01-11 17:04:081.25 1.20 -3.20%
FAMI 2021-01-11 18:01:061.25 1.23 -0.80%
FAMI 2021-01-11 19:01:031.25 1.23 -1.60%
FAMI 2021-01-11 20:01:011.25 1.23 -0.80%
FAMI 2021-01-11 21:01:001.25 1.24 -0.80%
FAMI 2021-01-11 22:01:001.27 1.25 0.00%
FAMI 2021-01-11 23:00:591.26 1.21 -0.80%

FAMI 2021-01-12 01:03:101.27 1.21 1.64%
FAMI 2021-01-12 01:28:22
VRYYF - Very Good Food Company purchases "The Cultured Nut" in an expansion to the plant-based Dairy industry
I've mentioned this stock a few times on this sub to mixed reviews. I have 750 shares at around $2.74, and the stock currently sits at $7.89 (Canadian prices, and the ticker is VERY on the Canadian Stock Exchange.) The purchase was for $3 million. $1 million of which was cash. They also expanded their production facilities and weekly production amounts by almost tenfold in the past few months, and announced they are opening a restaurant in Vancouver a few weeks ago as well. I know this company had some publicity issues with supposedly paying Social Media people to promote them but, I think that negative energy is behind now. They also hired the old Daiya President, who worked in the facility they bought in Richmond, BC now too, so they are familiar. Anyone have an opinion on them? I'm up about $4k in the 5-6 months I've owned shares, and expect to at least double that again this year with all the latest developments. https://finance.yahoo.com/news/very-good-food-company-announces-123000701.html submitted by /u/AvalieV [link] [comments]
FAMI 2021-01-12 02:00:581.27 1.21 1.64%
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FAMI 2021-01-12 15:01:001.27 1.23 4.10%
FAMI 2021-01-12 16:01:011.27 1.25 4.10%
FAMI 2021-01-12 17:03:301.26 1.25 1.61%
FAMI 2021-01-12 18:01:051.25 1.24 0.00%
FAMI 2021-01-12 18:36:35
ICLN - Love it or hate it?
What are your thoughts on ICLN? Do you love it or hate it? Do you think you missed the train or do you think the train is still in the station? What do you think are the driving forces behind ICLN? e.g.? Biden, Climate Change, ESG, Millennials, Wildfires in CA, Melting Ice Caps, Low Interest Rates, Incoming Carbon Tax, Electric Cars? Is green an overpriced fad or a game changing trend that will leave highly profitable polluters in the dump? Would you recommend ICLN to your friends and family? submitted by /u/zack_rozenberg [link] [comments]
FAMI 2021-01-12 19:01:001.25 1.24 0.00%
FAMI 2021-01-12 19:50:13
@gene_llerena @FerrerMontero Porqué le colocan riña, nunca fue una riña, fue un ataque a una familia chilena, por sólo decir que se coloque su mascarilla.
FAMI 2021-01-12 20:01:021.24 1.23 -0.81%
FAMI 2021-01-12 20:04:45
RT @Darlene_Hndz: @nayibbukele Es triste como familia, no saber ni donde quedó su cuerpo, ni como murió solo se sabe que pasaron los días y…
FAMI 2021-01-12 20:09:37
Pase lo que pase siempre estaré con ustedes mi apoyo incondicional es para ustedes se merecen lo mejor no merecen gente traicionera en sus vidas ni menos gente que se hacían llamar familia ustedes se merecen solo personas leales @emartineeez @imartinezp_ @justboggi
FAMI 2021-01-12 20:10:48
RT @plebderubius: willy y cristina ya no son sólo dos, acaban de recibir a un miembro más en su familia, maría <3 https://t.co/zMOrQIW33D
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FAMI 2021-01-13 01:03:061.26 1.23 -2.36%
FAMI 2021-01-13 01:15:45
Li Auto: This Chinese EV Manufacturer Is Driven By Family
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FAMI 2021-01-13 12:03:00
NerdWallet: Don’t let a financial crisis blow up your family
FAMI 2021-01-13 13:00:591.40 1.15 -2.36%
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FAMI 2021-01-13 17:04:181.25 1.23 0.00%
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FAMI 2021-01-13 18:23:52
Outside the Box: Embroiled in a family feud? These people could help
FAMI 2021-01-13 19:01:011.24 1.23 0.00%
FAMI 2021-01-13 19:17:10
KTOS and its bright future
You might have seen a post the other day on WSB relating to KTOS from another user. Well, after a bit more DD, here is what I can say for KTOS. First i'll repeat what the other post said. Recently ARK, Blackrock, Vanguard and Fidelity have bought a huge number of shares in KTOS, and there is a good reason why. I'll link to the original post here as it will likely be a more interesting read and im not great at formatting. I thought i'd look into them and I was pretty pleased with what I saw. I attended the presentation, and this is what I managed to jot down during the presentation. I'm sure it'll look very boring, but maybe for you its worth reading. I was taking these down as I was listening, so there may be gaps in the information. Significant invests and won a lot of contracts. Continued investment in 2021 and accelerate in 2022 as these mature to production. Primary Areas - Target drones – very high in demand. Lots of contacts are for target drones. Leading high-performance jet target drones. Drones get shot down and then replaces, looking to expand domestically and internationally as new drone requirements are needed. o Skyborg contract awarded. LCAAT contract awarded, government announced the Valkyrie flew with the F22 and F35 showing they have drones performing missions. Next gen engines for drones and cruise missiles – important announcement made to have another contract for Kratos next gen engine for cruise missiles and drones. Unmanned drones – Gremlin is reusable, only company with a family of these drones (low cost, 400k to 3m). Force multiplies and they’re the market leaders. o Gremlin – govt announced they have multiple customers for the gremlin drones for when it transitions from research team at DARPA. Likely moved to 2022/2023 due to covid and earthquake. Nothing else in the Gremlin, Valkyrie class line aside from Kratos. Space and satellite communication o Biggest business in kratos, leading the industry, supporting ~80% space missions. o Thousands of LEO and MEO satellites planned including HBTSS () and TITAN (Tactical Interface Tracking Application Node) program. o Microsoft partnered with musk and starlink, AND kratos. Large, new 5G GSaaS beginning. Very low latency and very integral to this. Doing military and commercial, leveraging scale of having both military and commercial, making them competitive as they drive costs down. Very high expectations. High profitability 2022/2023. Microwave electronics o Largest independent microwave companies internationally, in support of C5ISR programs. o Industry seeing increased funding. o Kratos typically only provider Strategic deterrence o GBSD  180m contract including significant development systems needed for customer.  New facility with new equipment for this program, production multiple times larger than dev piece, so expect massive investment. 2nd half of 2021, big step up in revenue in 2022. Big growth driver. Turbine tech and engines o Designed into a number of systems, only 2 publicly disclosed (Graywolf and speed racer). o Recently can announce additional funding at low cost cruise missiles and tactical drones. The engine is the largest bill (35%). Want to disrupt the engine market. o Number of agencies looking to fund. Missile defense and hypersonic programs o One of 2 primary providers for ballistic missile defenses. o Key supporter of the AEGIS programs Financial information o Drone opportunity expected to transform company soon. o Space and satellite sector very well positioned and expecting lots of growth.  Won a number of classified contracts. o 2021 will be last year of increased internal investments. Heavy investment, but lots of growth after. o Ground based strategic deterrent – multi hindered million contract, significant expenditure on machinery, tools and equipment. In 2021, as they won the contract in 2020, it’ll be a significant cap x expenditure. o Lots of IP movements on engines. o Not taking govt funding for the next gen engines, they’ll eat the costs.  Will need secure facility with classified environment. Most employees have very high security clearance. o 2021 solid growth year, no questions about it. Primary dial on how good this will be is going to be a recompete. If not successful in the recompete, it’s a 35m hole to fill. VERY strong if they get it. If not, the growth won’t be as strong due to this hole. 2022 and 2023 look like step function growth years with lots of contracts maturing to production. o LEO constellations from SpaceX will benefit Kratos. CEO isn’t sure about STARSHIP. o 70% federal/DoD contracts vs 30% private contracts. submitted by /u/molecular_crusade [link] [comments]
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FAMI 2021-01-14 21:01:011.28 1.26 3.25%
FAMI 2021-01-14 22:01:031.29 1.28 4.07%
FAMI 2021-01-14 23:01:001.36 1.30 8.13%

FAMI 2021-01-15 00:53:16
Stimulus: Biden unveils $1.9 trillion 'rescue plan' including direct payments and extra $400 in unemployment benefits
https://finance.yahoo.com/news/biden-pandemic-stimulus-plan-222717126.html ​ - $1.9 trillion stimulus package that includes direct payments to Americans, a $15 minimum wage, aid to small businesses, and a national vaccination program, among many other provisions. ​ - The $1.9 trillion legislation includes $1,400 stimulus payments on top of the $600 being distributed, the extension of key unemployment programs that are set to expire in the spring, aid to small businesses, $350 billion to state and local governments, increase in tax credits for low- and middle-income families, and $160 billion for a national program on vaccination and testing. ​ - The $2,000 direct payments would be an increase from the $600 direct payments currently being distributed, meaning eligible Americans would potentially receive an additional $1,400 (as well as an additional for $1,400 each dependent). The legislation would also expand the additional bonus for dependents from each dependent under 17 to each dependent of any age. ​ - The extra weekly amount in unemployment benefits would be increased to $400 a week, up from the current $300 a week. Biden’s plan would also extend those benefits through September — currently, the additional benefit lapses on March 14. Under his plan, Biden would also extend the program that provides jobless benefits to workers who typically don’t qualify for regular benefits. submitted by /u/bebopk [link] [comments]
FAMI 2021-01-15 01:03:021.39 1.31 6.61%
FAMI 2021-01-15 02:01:021.39 1.31 6.61%
FAMI 2021-01-15 03:01:001.39 1.28 5.79%
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FAMI 2021-01-15 20:14:23
Plse, @msnbc @fbi: does it concern you that #VPPence was brought to a secure location, w/ his family,&the #terrorists but for the quick life saving decisions, and bravery of a single Capitol police office, facing a mob, who diverted terrorists from the secure location?
FAMI 2021-01-15 21:01:021.29 1.27 0.78%
FAMI 2021-01-15 22:01:011.34 1.33 3.91%
FAMI 2021-01-15 22:18:56
#Trump will fly to Florida hours before Biden #inauguration, reports say https://t.co/7avb5huMCv

#FBI plse remove all passports for ALL Trump/family/whole Admin bc WE all know they will ALL attempt to escape.
#RepAOC #HouseDemWomen #RepRaskin #Reptedlieu #Transition46 #digby56
FAMI 2021-01-15 23:01:011.31 1.27 1.56%

FAMI 2021-01-17 03:37:58
Biden Seeks Quick Start With Executive Actions and Aggressive Legislation
&quot;On his first day in office alone, Mr. Biden intends a flurry of executive orders that will be partly substantive and partly symbolic. They include rescinding the travel ban on several predominantly Muslim countries, rejoining the Paris climate change accord, extending pandemic-related limits on evictions and student loan payments, issuing a mask mandate for federal property and interstate travel and ordering agencies to figure out how to reunite children separated from families after crossing the border, according to a memo circulated on Saturday by Ron Klain, his incoming White House chief of staff, and obtained by The New York Times.&quot; Wednesday seems like it could be a good day for climate stocks. Do with this information what you will! submitted by /u/GrapeJuicex [link] [comments]
FAMI 2021-01-17 23:28:37
Best app for family investment club
Advice for best app to start investment club Hi everyone, I’m looking for recommendations regarding what app or trading platform would be best suited for starting a family investment club (trust between the group is not an issue). I’m trying to find a trading platform that would essentially allow shared visibility of our profiles with each other and allow free account setup/free trading/fee free. So we’d basically be putting a set amount into each of our accounts every month and would pool gains/losses together. Ideally we would have full visibility to each other’s portfolios so we can see each other’s positions easily and in real time. Thanks for any suggestions or ideas. submitted by /u/bmg28 [link] [comments]

FAMI 2021-01-18 01:04:201.34 1.27 -1.52%
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FAMI 2021-01-18 08:30:09
Psychedelic drugs to combat depression
I was watching this Bloomberg Moonshot episode on psychedelic drugs: https://www.bloomberg.com/news/videos/2020-11-23/psychedelic-drugs-are-fueling-a-mental-health-revolution-video The video is saying that psychedelic drugs have shown high therapeutic potential for mental health problems and they more efficient and less harmful than SSRIs (selective serotonin reuptake inhibitors) . Is anyone here familiar with trend ? Do you know any companies working on these drugs ? Unfortunately, the Bloomberg video does not mention any companies working on those drugs. submitted by /u/TheStoicInvestor [link] [comments]
FAMI 2021-01-18 09:00:581.34 1.27 -1.52%
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FAMI 2021-01-18 17:21:52
Deriving a factor to determine how much stock to buy that week/day/month
Assuming that the readers are familiar with dollar cost averaging for long term investing, There are times when you have to rebalance or you have a lumpsum that you want to invest in direct stocks. But, the current market scenario could be bullish/bearish. Honestly the obvious answer would be on a long term any value stock would make returns irrespective of when you invest. But as a retail investor it's practically scary to add lumpsums to buy stocks in bulk. I'm trying to find and arrive at a factor or a multiplier that decides how much to invest that week/month based on market conditions.eg: say 'A' is the factor,&quot;this week amount to be invested&quot; = A X (planned lumpsum remaining for the month).The factor 'A' should fluctuate based on the market conditions. Maybe this already exist or is my thinking wrong?any help would be good. submitted by /u/spkarthick91 [link] [comments]
FAMI 2021-01-18 18:00:591.34 1.27 -1.52%
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FAMI 2021-01-18 21:46:05
A beginners initial experience with the world of stock trading (Month 1)
Hi there, I am completely new to the world of investing and stock trading and had the spontaneous notion to document my initial experiences with it so that perhaps more matured enthusiasts / professionals could share their thoughts or at the very least excel air from their nose in a mild for of laughter at my innocent inexperience. I am interested to see if my experiences are relatable. Not sure if this is much fun for anybody else to read but at the very least it will be a good process for me to reflect on my past month and access what my next steps should be. In this journal I am going to note what Ive learned so far, what investments/ trades I have made, and what I want to learn next. What I learned this month How to actually make a trade - I set myself up on the Revolut app as it was recommended to me by a friend. I'm sure there are better systems out there but for a beginner I think it suits me just fine. That the markets are only open Monday to Friday for a fixed number of hours! - this one seems obvious but I was very surprised to discover this. The different types of trader / trading styles - scalpers, patterned day traders, swing traders, long-term investors. Patterned day traders must have $25,000+ in their account. Candlesticks - what they are and how they work.. a very basic understanding. Not too familiar with spotting patterns yet. The importance of keeping emotion out of the equation when making a decision on a trade. Especially short-term trades. Investing in what you believe in - when making long term investments yes it is important to do some research into the company you plan to invest in however if it is something you plan to hold for 10-20 years your best bet is to go with what you believe is a good solid company that will succeed in the future. What still confuses me Call Options - For the life of me, even with research I cant wrap my head around what call options are and how they work. Like, what is actually happening there... What Investments/ Trades I have made so far Ok so I may have told a minor lie - I actually made my first investments 6 months ago when my friend told me about the Revolut app and his great successes with bitcoin trading. However it wasn't until this month that I decided to buckle down and get stuck into it properly. My initial investments were for just 1 share each in Fiverr and DocuSign. I chose these without any research and simply asked myself which companies do I have a good feeling about in the next 5 years. Since my investment, Fiver is up 134% and DocuSign is up 26%. This is partly what caused me to gives this more attention and urged me to delve deeper. This month I bought 20 shares in $NIO and 2 shares in $TSLA. I then stumbled across r/wallstreetbets and like most rookie idiots I jumped on the FOMO bandwagon. Although I do believe I haven't blindly invested anywhere and everywhere. I still did my research and chose wisely. Which resulted in my purchase of 6 $PLTR shares, 8 $GME shares, and 23 $BB shares. regardless of the hype these all seem like they should do well this year at least. What I want to learn more about next WTF is a call option?? Which style of trading suits me best - I want to experiment a little and test out different approaches I want to learn more about day trading e.g. risk management, patterns, strategies etc. I would love to know what you guys think. Is this similar to how you got started, if not, what would you recommended looking into? If people enjoyed reading this I'd love to do it again for my second month perhaps. submitted by /u/ImReellySmart [link] [comments]
FAMI 2021-01-18 22:00:581.34 1.27 -1.52%
FAMI 2021-01-18 22:01:57
Let's talk AMC Full disclosure I own some AMC stocks. AMC is currently down to $2.60 from $30 before the pandemic. The bad news -AMC announced they will need $750M to remain in business thru January 2021. -Warner Brothers made a deal to release its movies in theaters and HBO Max on the same day -Tue pandemic is still on-going. -AMC plan to sale 180M shares which is nearly double the outstanding market shares. So the stock has to go down some more at least in the near future. The Good news -AMC secured $100M in loan and another $100 in converted share -Wonder Woman opening was terrible and couple with pirates downloading high quality version of the movie the day it releases made Warner Brothers realized they made a mistake and will open their movie in theaters first as before come 2023. I myself downloaded a 1080P version of the movie just for market research purposes. -As vaccine for COVID-19 become readily available, people will return to the movie again. IF AMC can survive the short-term they will prevail in long run. Because there's nothing wrong with their business model aside from the pandemic. I for one is looking forward to return to the movies with my son. -Mulan didn't do well either because no one wanted to pay $30 for a movie unless you have a big family with translate to saving streaming vise going onto the movie. For instance, my son and I could go to the movie and even if we paid $10 each, I'll still save $10 and gave him a better experience. -As the pandemic nears an end, people are looking forward getting out of their home and go do stuffs, going to the movie is one of them. Now tell me what you think? submitted by /u/Wharwelt_2020 [link] [comments]
FAMI 2021-01-18 23:00:581.34 1.27 -1.52%

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FAMI 2021-01-19 12:01:001.30 1.23 -6.82%